LIBRA-NOTARISSEN
ActiveLIBRA-NOTARISSEN has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €196k and a net result of €140k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 24% of 3286 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+7
Solvency40▲+3
Growth52=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.97 against 0.89 in 2024; short-term debt: 42.3% and cash: 37.1% of total assets), and 85% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15%
Return on assets
10.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 3286 sector peers (2025).
NBB · sector comparisonPosition among 3286 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
21 d early
2024
31 d early
2023
37 d early
2022
31 d early
2021
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€196k▲ 11.2%
2024 · €176k
2021: €91k
2022: €157k
2023: €168k
2024: €176k
2021 → 2025
Total assets
€1.31M▼ 7.3%
2024 · €1.41M
2021: €8.10M
2022: €6.49M
2023: €1.46M
2024: €1.41M
2021 → 2025
Net result
€140k▲ 103%
2024 · €69k
2021: €421k
2022: €66k
2023: €11k
2024: €69k
2021 → 2025
Working capital
€-18k▲ 70.0%
2024 · €-61k
2021: €-93k
2022: €-107k
2023: €-89k
2024: €-61k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€157k▲ 72.6%€168k▲ 6.7%€176k▲ 5.3%€196k▲ 11.2%
Operating result€447k-€112k▼ 75.0%€30k▼ 73.0%€80k▲ 165%€147k▲ 83.7%
Net result€421k-€66k▼ 84.3%€11k▼ 84.0%€69k▲ 549%€140k▲ 103%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 84% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.31M
Fixed assets
€773k▼ 17.3%
Current assets
€536k▲ 12.3%
Equity and liabilities €1.31M
Equity
€196k▲ 11.2%
Debt
€1.11M▼ 9.9%
The debt ratio falls from 87.5% to 85.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€308k▲
2024 · €244k
Cash flow
€301k▲
2024 · €233k
Solvency
15.0%▲
2024 · 12.5%
Current ratio
0.97▲
2024 · 0.89
Quick ratio
0.97▲
2024 · 0.89
Debt / equity
5.67▼
2024 · 7.00
ROE
71.2%▲
2024 · 39.0%
ROA
10.7%▲
2024 · 4.9%
Interest coverage
47.13▲
2024 · 26.14
Debt
€1.11M▼
2024 · €1.24M
Debt ≤ 1 year
€555k▲
2024 · €538k
Debt > 1 year
€554k▼
2024 · €693k
Income taxes
€14k▲
2024 · €8k
Staff costs
€626k▲
2024 · €592k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.41M€1.31M▼
Fixed assets21/28€935k€773k▼
Intangible fixed assets21€766k€640k▼
Tangible fixed assets22/27€167k€132k▼
Furniture and vehicles24€99k€47k▼
Other tangible fixed assets26€68k€85k▲
Financial fixed assets28€1k€1k=
Current assets29/58€478k€536k▲
Amounts receivable within one year40/41€62k€44k▼
Trade receivables40€57k€40k▼
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€399k€486k▲
Deferred charges and accrued income490/1€16k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.31M▼
Equity10/15€176k€196k▲
Contributions10/11€30k€30k=
Reserves13€146k€166k▲
Distributable reserves133€146k€166k▲
Profit (loss) carried forward14€95€123▲
Amounts payable17/49€1.24M€1.11M▼
Amounts payable after more than one year17€693k€554k▼
Financial debts170/4€693k€554k▼
Amounts payable within one year42/48€538k€555k▲
Current portion of amounts payable after more than one year42€147k€139k▼
Trade debts44€83k€66k▼
Suppliers440/4€83k€66k▼
Taxes, remuneration and social security45€111k€109k▼
Taxes450/3€51k€32k▼
Remuneration and social security454/9€61k€77k▲
Other amounts payable47/48€197k€240k▲
Accrued charges and deferred income492/3€4k€4k=
Income statement
Code20242025
Remuneration, social security and pensions62€592k€626k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€164k€161k▼
Other operating charges640/8€13k€16k▲
Gross operating margin9900€848k€950k▲
Operating profit (loss)9901€80k€147k▲
Financial income75/76B€7k€13k▲
Recurring financial income75€7k€13k▲
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€77k€154k▲
Income taxes67/77€8k€14k▲
Profit (loss) for the period9904€69k€140k▲
Profit (loss) for the period to be appropriated9905€69k€140k▲
Appropriation of the result
Profit (loss) to be appropriated9906€69k€140k▲
Profit (loss) brought forward from the previous period14P€58€95▲
Transfer to equity691/2€9k€20k▲
To other reserves6921€9k€20k▲
Profit to be distributed694/7€60k€120k▲
Directors or managers695€60k€120k▲
Social balance
Average headcount (FTE)90877.67.7▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €11k ▼84%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150kEq €157k ▲72.6%
2 profitable years in a row build equity to €157k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veerledorp 302431 LaakdalGround area
1,119 m²
Building footprint
327 m²
Volume, LiDAR
2,112 m³
Parcel 13042A0384/00G000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LIBRA-NOTARISSEN
since 20212.313.465.242
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13042A0384/00G000 | Flanders | 1,119 m² | 1 · 327 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 3,852 EUR awarded · 4,085 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 1,882 EUR | 1,882 EUR |
| 2024 | 1 | 548 EUR | 548 EUR |
| 2023 | 1 | 636 EUR | 869 EUR |
| 2022 | 1 | 786 EUR | 786 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
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Of 2,258 companies in sector 69102 we hold annual accounts for 1,754. 1,431 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2021
Fiscal year end31-12
Activities, NACEBEL
69102Activities of notaries
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.