LIBOU
ActiveLIBOU has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €-27k. Its solvency ranks better than 39% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability22
Solvency45
Growth-
Track record79
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Liquidity short (current ratio 0.13; short-term debt: 79.8% and cash: 8.1% of total assets), and 79.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.2%
Return on assets
-6.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
39 d early
2024
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€86k
Total assets
€425k
Net result
€-27k
Working capital
€-295k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €425k
Fixed assets
€381k
Current assets
€44k
Equity and liabilities €425k
Equity
€86k
Debt
€339k
Debt finances 79.8% of the balance-sheet total.
Key figures and ratios
Solvency
20.2%
Current ratio
0.13
Quick ratio
0.13
Debt / equity
3.94
ROE
-31.6%
ROA
-6.4%
Debt
€339k
Debt ≤ 1 year
€339k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€425k
Fixed assets21/28€381k
Tangible fixed assets22/27€381k
Land and buildings22€108k
Assets under construction and advance payments27€273k
Financial fixed assets28€125
Current assets29/58€44k
Amounts receivable within one year40/41€259
Other amounts receivable41€259
Cash at bank and in hand54/58€34k
Deferred charges and accrued income490/1€9k
Equity and liabilities
Total equity and liabilities10/49€425k
Equity10/15€86k
Contributions10/11€75k
Reserves13€11k
Distributable reserves133€11k
Amounts payable17/49€339k
Amounts payable within one year42/48€339k
Trade debts44€119k
Suppliers440/4€119k
Taxes, remuneration and social security45€285
Taxes450/3€285
Other amounts payable47/48€220k
Income statement
Code2025
Other operating charges640/8€10k
Gross operating margin9900€-17k
Operating profit (loss)9901€-27k
Financial income75/76B€478
Recurring financial income75€478
Financial charges65/66B€165
Recurring financial charges65€165
Profit (loss) for the period before taxes9903€-27k
Profit (loss) for the period9904€-27k
Profit (loss) for the period to be appropriated9905€-27k
Appropriation of the result
Profit (loss) to be appropriated9906€-5k
Profit (loss) brought forward from the previous period14P€22k
Transfer from equity791/2€5k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spinnerijkaai(Kor) 458500 KortrijkGround area
9,215 m²
Building footprint
3,590 m²
Volume, LiDAR
49,165 m³
Parcel 34353B0083/00Y004, Flanders · tallest building 21.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LIBOU
since 20232.348.657.337
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353B0083/00Y004 | Flanders | 9,215 m² | 1 · 3,590 m² | 21.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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HUPSKADEE
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Papengoed
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Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 3,646 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2023
Fiscal year end30-06
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.