LIBI
ActiveSummary
LIBI has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137,171 and a net result of €49,149. Equity is growing by ~53.1% per year across the filed fiscal years. Its solvency ranks better than 87% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 8.81 against 6.37 in 2024; short-term debt: 10.3% and cash: 51.7% of total assets), and 10.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.7%
Return on assets
32.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Equity
€137,171▲ 55.8%
2024 · €88,022
Total assets
€152,999▲ 48.1%
2024 · €103,302
Net result
€49,149▲ 10.8%
2024 · €44,347
Working capital
€123,643▲ 50.6%
2024 · €82,124
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€53,362-€57,975▲ 8.6%€62,760▲ 8.3%
Net result€40,675-€44,347▲ 9.0%€49,149▲ 10.8%
Equity€43,675-€88,022▲ 102%€137,171▲ 55.8%
Total assets€57,805-€103,302▲ 78.7%€152,999▲ 48.1%
Debt€14,129-€15,280▲ 8.1%€15,828▲ 3.6%
Working capital€40,430-€82,124▲ 103%€123,643▲ 50.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152,999
Fixed assets
€13,529 ▲ 129%
Current assets
€139,470 ▲ 43.2%
Equity and liabilities €152,999
Equity
€137,171 ▲ 55.8%
Debt
€15,828 ▲ 3.6%
Debt's share of the balance-sheet total falls from 14.8% to 10.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€65,629▲
2024 · €58,923
Cash flow
€52,019▲
2024 · €45,294
Current ratio
8.81▲
2024 · 6.37
Debt to equity
0.12▼
2024 · 0.17
ROE
35.8%▼
2024 · 50.4%
ROA
32.1%▼
2024 · 42.9%
Interest coverage
49.95▲
2024 · 33.31
Debt ≤ 1 year
€15,828▲
2024 · €15,280
Income taxes
€12,326▲
2024 · €11,920
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €344 | €948 | €2,869 | ▲ 203% |
| Other operating charges640/8 | €419 | €1,934 | €395 | ▼ 79.6% |
| Gross operating margin9900 | €54,125 | €60,857 | €66,024 | ▲ 8.5% |
| Operating profit (loss)9901 | €53,362 | €57,975 | €62,760 | ▲ 8.3% |
| Financial income75/76B | €60 | €60 | €30 | ▼ 50.0% |
| Recurring financial income75 | €60 | €60 | €30 | ▼ 50.0% |
| Financial charges65/66B | €2,746 | €1,769 | €1,314 | ▼ 25.7% |
| Recurring financial charges65 | €2,746 | €1,769 | €1,314 | ▼ 25.7% |
| Profit (loss) for the period before taxes9903 | €50,675 | €56,266 | €61,476 | ▲ 9.3% |
| Income taxes67/77 | €10,000 | €11,920 | €12,326 | ▲ 3.4% |
| Profit (loss) for the period9904 | €40,675 | €44,347 | €49,149 | ▲ 10.8% |
| Profit (loss) for the period to be appropriated9905 | €40,675 | €44,347 | €49,149 | ▲ 10.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €57,805 | €103,302 | €152,999 | ▲ 48.1% |
| Fixed assets21/28 | €3,246 | €5,898 | €13,529 | ▲ 129% |
| Tangible fixed assets22/27 | €3,096 | €5,748 | €13,379 | ▲ 133% |
| Plant, machinery and equipment23 | €3,096 | €2,408 | €10,758 | ▲ 347% |
| Furniture and vehicles24 | - | €3,340 | €2,620 | ▼ 21.6% |
| Financial fixed assets28 | €150 | €150 | €150 | = |
| Current assets29/58 | €54,559 | €97,404 | €139,470 | ▲ 43.2% |
| Amounts receivable within one year40/41 | €25,153 | €26,160 | €57,413 | ▲ 119% |
| Trade receivables40 | €25,153 | €25,894 | €56,733 | ▲ 119% |
| Other amounts receivable41 | - | €266 | €680 | ▲ 155% |
| Cash at bank and in hand54/58 | €29,406 | €71,244 | €79,094 | ▲ 11.0% |
| Deferred charges and accrued income490/1 | - | - | €2,963 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €57,805 | €103,302 | €152,999 | ▲ 48.1% |
| Equity10/15 | €43,675 | €88,022 | €137,171 | ▲ 55.8% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €40,675 | €85,022 | €134,171 | ▲ 57.8% |
| Amounts payable17/49 | €14,129 | €15,280 | €15,828 | ▲ 3.6% |
| Amounts payable within one year42/48 | €14,129 | €15,280 | €15,828 | ▲ 3.6% |
| Trade debts44 | €2,361 | €1,296 | €3,647 | ▲ 181% |
| Suppliers440/4 | €2,361 | €1,296 | €3,647 | ▲ 181% |
| Taxes, remuneration and social security45 | €5,573 | €7,333 | €3,847 | ▼ 47.5% |
| Taxes450/3 | €5,573 | €7,333 | €3,847 | ▼ 47.5% |
| Other amounts payable47/48 | €6,195 | €6,652 | €8,334 | ▲ 25.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €40,675 | €44,347 | €49,149 | ▲ 10.8% |
| + Depreciation and write-downs630 | €344 | €948 | €2,869 | ▲ 203% |
| Operating cash flow (approximation) | €41,019 | €45,294 | €52,019 | ▲ 14.8% |
| Investment in fixed assets (approximation) | - | -€3,600 | -€10,500 | ▼ 192% |
| Change in cash | - | €41,838 | €7,850 | ▼ 81.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2023net €49,149 ▲10.8%
Operating result €62,760, net result €49,149, both a record.
31-12
Financial
Equity above €100,000Eq €137,171 ▲55.8%
3 profitable years in a row build equity to €137,171.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2022
Ground area
141 m²
Building footprint
80 m²
Volume, LiDAR
576 m³
Parcel 73083D0243/00P000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LIBI
since 20222.339.385.721
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73083D0243/00P000 | Flanders | 141 m² | 1 · 80 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 248 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 248 EUR |
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 15,396 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
11010Manufacture of beverages
31004Manufacture of dining room, living room, bedroom and bathroom furniture
47120Other non-specialised retail sale
74120Graphic design and visual communication
Scores and ratios are computed by Checked and are not a credit decision.