Summary
Conclusion
the dossier summarised in one paragraphFor the legal form of LIBERTE EN PLUS, Checked does not compute a bankruptcy probability. The 2021 annual accounts show equity of €145k and a net result of €-153k. Equity is shrinking by ~6.2% per year across the filed fiscal years. The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneFor this legal form (e.g. co-owners' association, public body or foreign branch) we don't show a bankruptcy probability: some of these forms legally cannot go bankrupt and no reliable figure is possible here.
Signals
Insufficient current data: the most recent filed accounts (financial year 2021) are too old to derive current signals.
Trust signals
3 signalsAdministrative Flags
0 eventsFinancials
Annual accounts & ratios
Source: NBB · 2021How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Fiscal year | 2021 |
|---|---|
| Revenue | - |
| EBITDA | €-152k |
| Net profit | €-153k |
| Cash flow | €-149k |
| Staff costs | €1.59M |
| Income taxes | €183 |
| Dividends | - |
| Total assets | €710k |
| Equity | €145k |
| Debt | €565k |
| of which ≤ 1y | €539k |
| of which > 1y | - |
| Working capital | €160k |
| Employees (FTE) | 50.8 |
| 2021 | |
|---|---|
| Current ratio | 1.30 |
| Quick ratio | 1.30 |
| Working capital ratio | 22.5% |
| Solvency | 20.5% |
| Debt / equity | 3.88 |
| Long-term debt ratio | - |
| Interest coverage | -17.43 |
| Gross margin | - |
| Net margin | - |
| ROA | -21.6% |
| ROE | -105.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2021 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €710k |
| Fixed assets | 21/28 | €12k |
| Tangible fixed assets | 22/27 | €11k |
| Financial fixed assets | 28 | €500 |
| Current assets | 29/58 | €699k |
| Amounts receivable within one year | 40/41 | €591k |
| Cash & bank | 54/58 | €39k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €710k |
| Equity | 10/15 | €145k |
| Contributions / capital | 10/11 | €9k |
| Reserves | 13 | €290k |
| Accumulated profits (losses) | 14 | €-153k |
| Amounts payable | 17/49 | €565k |
| Amounts payable within one year | 42/48 | €539k |
| Trade debts payable within one year | 44 | €316k |
| Income statement | ||
| Gross operating margin | 9900 | €1.46M |
| Operating result | 9901 | €-156k |
| Financial income | 75 | €11k |
| Financial charges | 65 | €9k |
| Result before taxes | 9903 | €-153k |
| Income taxes | 67/77 | €183 |
| Net result for the period | 9904 | €-153k |
| Result to be appropriated | 9905 | €-153k |
Health barometer
FY 2021 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Structure & network
Locations & real estate
Establishment units
2 locationsReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54436A0531/00T004 | Wallonia | 1,372 m² | 1 · 100 m² | - |
| 54003T0323/00B000 | Wallonia | 1,012 m² | 1 · 789 m² | 5.5 m · 1 fl. |
Analysis
Snowflake analysis
financial profile on 5 axesFragile profile, watch profitability in particular.
Ask AI about this company
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AI due-diligence brief
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Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameFR | LIBERTE EN PLUS |