LIBERT Arnaud
ActiveSummary
LIBERT Arnaud has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,000 and a net result of €2,129. Equity is shrinking by ~23% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 12% of 16754 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
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Signals
This company filed its last 3 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 2,136 companies that looked in July 2024 the way this one looks now, 4.9% went bankrupt within 24 months and 92% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a profit under 5% of the balance sheet
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,136 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €8,074 | - |
| Gross operating margin9900 | €3,326 | €7,479 | €13,603 | ▲ 81.9% |
| Operating profit (loss)9901 | €3,326 | €7,479 | €5,529 | ▼ 26.1% |
| Financial charges65/66B | - | €72 | €961 | ▲ 1,227% |
| Recurring financial charges65 | - | €72 | €961 | ▲ 1,227% |
| Profit (loss) for the period before taxes9903 | €3,326 | €7,407 | €4,568 | ▼ 38.3% |
| Income taxes67/77 | €780 | €2,217 | €2,438 | ▲ 10.0% |
| Profit (loss) for the period9904 | €2,547 | €5,190 | €2,129 | ▼ 59.0% |
| Profit (loss) for the period to be appropriated9905 | €2,547 | €5,190 | €2,129 | ▼ 59.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €6,815 | €13,595 | €44,447 | ▲ 227% |
| Fixed assets21/28 | - | - | €24,916 | - |
| Tangible fixed assets22/27 | - | - | €24,916 | - |
| Furniture and vehicles24 | - | - | €24,916 | - |
| Current assets29/58 | €6,815 | €13,595 | €19,532 | ▲ 43.7% |
| Amounts receivable within one year40/41 | €1,527 | €8,604 | €6,066 | ▼ 29.5% |
| Trade receivables40 | - | €2,000 | €104 | ▼ 94.8% |
| Other amounts receivable41 | €1,527 | €6,604 | €5,961 | ▼ 9.7% |
| Cash at bank and in hand54/58 | €5,288 | €4,887 | €13,167 | ▲ 169% |
| Deferred charges and accrued income490/1 | - | €104 | €299 | ▲ 187% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €6,815 | €13,595 | €44,447 | ▲ 227% |
| Equity10/15 | €5,547 | €10,736 | €3,000 | ▼ 72.1% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | = |
| Outside capital11 | €3,000 | €3,000 | €3,000 | = |
| Other1109/19 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €2,547 | €7,736 | - | - |
| Amounts payable17/49 | €1,268 | €2,859 | €41,447 | ▲ 1,350% |
| Amounts payable after more than one year17 | - | - | €22,697 | - |
| Financial debts170/4 | - | - | €22,697 | - |
| Amounts payable within one year42/48 | €780 | €512 | €16,375 | ▲ 3,098% |
| Current portion of amounts payable after more than one year42 | - | - | €6,509 | - |
| Trade debts44 | - | €512 | - | - |
| Suppliers440/4 | - | €512 | - | - |
| Taxes, remuneration and social security45 | €780 | - | €1,480 | - |
| Taxes450/3 | €780 | - | €1,480 | - |
| Other amounts payable47/48 | - | - | €8,386 | - |
| Accrued charges and deferred income492/3 | €489 | €2,347 | €2,375 | ▲ 1.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,547 | €5,190 | €2,129 | ▼ 59.0% |
| + Depreciation and write-downs630 | - | - | €8,074 | - |
| Operating cash flow (approximation) | €2,547 | €5,190 | €10,203 | ▲ 96.6% |
| Change in cash | - | -€401 | €8,280 | ▲ 2,165% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92322H0407/00A000 | Wallonia | 644 m² | 1 · 87 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.