LiBel
ActiveSummary
LiBel has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,000 and a net result of €77,377. Equity is shrinking by ~28.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 7% of 16718 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency28=
Growth32=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.6%
Return on assets
66.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 16718 sector peers (2025).
NBB · sector comparisonPosition among 16718 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-04-2026, 112 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
112 d early
2024
2 d early
2023
5 d early
2022
20 d early
2021
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€3,000=
2024 · €3,000
Total assets
€116,054▲ 19.5%
2024 · €97,080
Net result
€77,377▲ 20.9%
2024 · €63,996
Working capital
€1,854
2024 · -€6,486
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€112,364-€84,794▼ 24.5%€62,327▼ 26.5%€80,490▲ 29.1%€97,479▲ 21.1%
Net result€83,732-€67,368▼ 19.5%€49,651▼ 26.3%€63,996▲ 28.9%€77,377▲ 20.9%
Equity€86,732-€154,100▲ 77.7%€203,750▲ 32.2%€3,000▼ 98.5%€3,000=
Total assets€123,584-€214,471▲ 73.5%€264,256▲ 23.2%€97,080▼ 63.3%€116,054▲ 19.5%
Debt€36,852-€60,371▲ 63.8%€60,506▲ 0.2%€94,080▲ 55.5%€113,054▲ 20.2%
Working capital€86,732-€154,100▲ 77.7%€176,147▲ 14.3%-€6,486€1,854
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 21% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116,054
Fixed assets
€1,146 ▼ 87.9%
Current assets
€114,908 ▲ 31.2%
Equity and liabilities €116,054
Equity
€3,000 =
Debt
€113,054 ▲ 20.2%
Debt's share of the balance-sheet total rises from 96.9% to 97.4%. Debt is higher.
Key figures and ratios
EBITDA
€105,819▲
2024 · €99,617
Cash flow
€85,716▲
2024 · €83,123
Current ratio
1.02▲
2024 · 0.93
Debt to equity
37.68▲
2024 · 31.36
ROA
66.7%▲
2024 · 65.9%
Interest coverage
376.12▼
2024 · 413.45
Debt ≤ 1 year
€113,054▲
2024 · €94,080
Income taxes
€19,822▲
2024 · €16,253
A ratio outside any meaningful range has been withheld (balance sheet total €116,054, equity €3,000).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,151 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,151 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €10,976 | €19,127 | €8,340 | ▼ 56.4% |
| Other operating charges640/8 | €1,006 | €1,276 | €871 | €1,290 | €1,366 | ▲ 5.9% |
| Gross operating margin9900 | €113,369 | €86,070 | €74,175 | €100,907 | €107,184 | ▲ 6.2% |
| Operating profit (loss)9901 | €112,364 | €84,794 | €62,327 | €80,490 | €97,479 | ▲ 21.1% |
| Financial income75/76B | - | €0 | €0 | - | €1 | - |
| Recurring financial income75 | - | €0 | €0 | - | €1 | - |
| Financial charges65/66B | - | €0 | €141 | €241 | €281 | ▲ 16.8% |
| Recurring financial charges65 | - | €0 | €141 | €241 | €281 | ▲ 16.8% |
| Profit (loss) for the period before taxes9903 | €112,364 | €84,794 | €62,187 | €80,250 | €97,198 | ▲ 21.1% |
| Income taxes67/77 | €28,632 | €17,426 | €12,536 | €16,253 | €19,822 | ▲ 22.0% |
| Profit (loss) for the period9904 | €83,732 | €67,368 | €49,651 | €63,996 | €77,377 | ▲ 20.9% |
| Profit (loss) for the period to be appropriated9905 | €83,732 | €67,368 | €49,651 | €63,996 | €77,377 | ▲ 20.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €123,584 | €214,471 | €264,256 | €97,080 | €116,054 | ▲ 19.5% |
| Fixed assets21/28 | - | - | €27,604 | €9,486 | €1,146 | ▼ 87.9% |
| Tangible fixed assets22/27 | - | - | €27,604 | €9,486 | €1,146 | ▼ 87.9% |
| Furniture and vehicles24 | - | - | €27,604 | €9,486 | €1,146 | ▼ 87.9% |
| Current assets29/58 | €123,584 | €214,471 | €236,653 | €87,594 | €114,908 | ▲ 31.2% |
| Cash at bank and in hand54/58 | €77,772 | €201,645 | €226,105 | €75,919 | €102,782 | ▲ 35.4% |
| Deferred charges and accrued income490/1 | €45,812 | €12,826 | €10,548 | €11,675 | €12,126 | ▲ 3.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €123,584 | €214,471 | €264,256 | €97,080 | €116,054 | ▲ 19.5% |
| Equity10/15 | €86,732 | €154,100 | €203,750 | €3,000 | €3,000 | = |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €83,732 | €151,100 | €200,750 | €0 | - | - |
| Distributable reserves133 | €83,732 | €151,100 | €200,750 | €0 | - | - |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €36,852 | €60,371 | €60,506 | €94,080 | €113,054 | ▲ 20.2% |
| Amounts payable within one year42/48 | €36,852 | €60,371 | €60,506 | €94,080 | €113,054 | ▲ 20.2% |
| Trade debts44 | €415 | €684 | €561 | €703 | €1,134 | ▲ 61.4% |
| Suppliers440/4 | €415 | €684 | €561 | €703 | €1,134 | ▲ 61.4% |
| Taxes, remuneration and social security45 | €33,040 | €51,666 | €32,370 | €3,561 | €8,722 | ▲ 145% |
| Taxes450/3 | €30,487 | €48,620 | €32,370 | €3,561 | €5,629 | ▲ 58.1% |
| Remuneration and social security454/9 | €2,553 | €3,046 | €0 | - | €3,093 | - |
| Other amounts payable47/48 | €3,398 | €8,021 | €27,575 | €89,816 | €103,198 | ▲ 14.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €83,732 | €67,368 | €49,651 | €63,996 | €77,377 | ▲ 20.9% |
| + Depreciation and write-downs630 | - | - | €10,976 | €19,127 | €8,340 | ▼ 56.4% |
| Operating cash flow (approximation) | €83,732 | €67,368 | €60,627 | €83,123 | €85,716 | ▲ 3.1% |
| Investment in fixed assets (approximation) | - | - | - | -€1,009 | €0 | ▲ 100% |
| Change in cash | - | €123,873 | €24,460 | -€150,186 | €26,863 | ▲ 118% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €49,651 ▼26.3%
Net result drops to €49,651, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200,000Eq €203,750 ▲32.2%
3 profitable years in a row build equity to €203,750.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150,000Eq €154,100 ▲77.7%
2 profitable years in a row build equity to €154,100.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2021
Ground area
517 m²
Building footprint
244 m²
Volume, LiDAR
2,061 m³
Parcel 24020A0871/00C000, Flanders · tallest building 13.2 m, ±3 floors. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
LiBel
since 20212.316.666.638
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24020A0871/00C000 | Flanders | 517 m² | 1 · 244 m² | 13.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 6,945 companies in sector 86230 we hold annual accounts for 4,294. 540 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
E-invoicing
Reachable via Peppol
Peppol ID
0208:0764717316
Also
9925:BE0764717316
Registered
03-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.