LIBEERLAW
ActiveLIBEERLAW has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.26M and a net result of €384k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 85% of 12617 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 7.27 against 5.51 in 2024), and 13.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.5%
Return on assets
26.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
64 d early
2023
54 d early
2022
54 d early
2021
54 d early
2020
59 d early
2019
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.26M▲ 34.8%
2024 · €935k
2018: €563k
2019: €613k
2020: €604k
2021: €522k
2022: €576k
2023: €671k
2024: €935k
2018 → 2025
Total assets
€1.46M▲ 28.5%
2024 · €1.13M
2018: €596k
2019: €1.74M
2020: €709k
2021: €760k
2022: €786k
2023: €1.32M
2024: €1.13M
2018 → 2025
Net result
€384k▲ 1.3%
2024 · €379k
2018: €106k
2019: €115k
2020: €60k
2021: €112k
2022: €171k
2023: €201k
2024: €379k
2018 → 2025
Working capital
€1.23M▲ 37.2%
2024 · €899k
2018: €432k
2019: €525k
2020: €550k
2021: €505k
2022: €564k
2023: €668k
2024: €899k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€522k-€576k▲ 10.3%€671k▲ 16.6%€935k▲ 39.2%€1.26M▲ 34.8%
Operating result€162k-€248k▲ 53.2%€297k▲ 20.2%€560k▲ 88.3%€569k▲ 1.6%
Net result€112k-€171k▲ 51.7%€201k▲ 17.8%€379k▲ 88.5%€384k▲ 1.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 2% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.46M
Fixed assets
€28k▼ 23.3%
Current assets
€1.43M▲ 30.2%
Equity and liabilities €1.46M
Equity
€1.26M▲ 34.8%
Debt
€197k▼ 1.3%
The debt ratio falls from 17.6% to 13.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€577k▲
2024 · €566k
Cash flow
€392k▲
2024 · €384k
Solvency
86.5%▲
2024 · 82.4%
Current ratio
7.27▲
2024 · 5.51
Quick ratio
7.27▲
2024 · 5.51
Debt / equity
0.16▼
2024 · 0.21
ROE
30.4%▼
2024 · 40.5%
ROA
26.3%▼
2024 · 33.4%
Interest coverage
773.36▲
2024 · 588.41
Debt
€197k▼
2024 · €199k
Debt ≤ 1 year
€197k▼
2024 · €199k
Income taxes
€185k▲
2024 · €180k
Staff costs
€0▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€1.46M▲
Fixed assets21/28€36k€28k▼
Tangible fixed assets22/27€36k€28k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€36k€28k▼
Current assets29/58€1.10M€1.43M▲
Amounts receivable within one year40/41€64k€76k▲
Trade receivables40€58k€76k▲
Other amounts receivable41€6k€0▼
Cash at bank and in hand54/58€1.03M€1.35M▲
Deferred charges and accrued income490/1€7k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.46M▲
Equity10/15€935k€1.26M▲
Contributions10/11€12k€12k=
Reserves13€922k€1.25M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€922k€1.25M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€199k€197k▼
Amounts payable within one year42/48€199k€197k▼
Trade debts44€30k€2k▼
Suppliers440/4€30k€2k▼
Taxes, remuneration and social security45€32k€111k▲
Taxes450/3€32k€111k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€136k€84k▼
Income statement
Code20242025
Remuneration, social security and pensions62€9k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-3k€0▲
Other operating charges640/8€15k€10k▼
Gross operating margin9900€587k€587k▲
Operating profit (loss)9901€560k€569k▲
Financial income75/76B€21€0▼
Recurring financial income75€21€0▼
Financial charges65/66B€961€747▼
Recurring financial charges65€961€747▼
Profit (loss) for the period before taxes9903€559k€568k▲
Income taxes67/77€180k€185k▲
Profit (loss) for the period9904€379k€384k▲
Profit (loss) for the period to be appropriated9905€379k€384k▲
Appropriation of the result
Profit (loss) to be appropriated9906€379k€384k▲
Transfer from equity791/2€115k€58k▼
Transfer to equity691/2€379k€384k▲
To other reserves6921€379k€384k▲
Profit to be distributed694/7€115k€58k▼
Return on contributions (dividend)694€115k€58k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €384k ▲1.3%
Operating result €569k, net result €384k, both a record.
31-12
Financial
Equity above €1MEq €1.26M ▲34.8%
8 profitable years in a row build equity to €1.26M.
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 5.51
Current ratio from 2.03 to 5.51; short-term debt falls from €647k to €199k.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €60k ▼48.1%
Net result drops to €60k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 6.29
Current ratio from 1.47 to 6.29; short-term debt falls from €1.13M to €104k.
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenstraat 781800 VilvoordeGround area
1,215 m²
Building footprint
614 m²
Volume, LiDAR
8,804 m³
2 parcels, Brussels, Flanders · tallest building 29.7 m, ±9 floors. Linked by address, not a title deed.
2 establishment units
LIBEERLAW
since 20112.205.905.605
LIBEERLAW bvba
since 20122.234.946.415
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0286/00Z009 | Brussels | 884 m² | 1 · 471 m² | 29.7 m · 9 fl. |
| 23643G0464/00Y005 | Flanders | 332 m² | 1 · 142 m² | 13.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,018 companies in sector 69101 we hold annual accounts for 9,026. 3,694 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2011
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.