Turnover
≈ €150,000 estimated
The micro format states no turnover.
LIBARTA
Lifetime
3 annual accounts with figures on one time axispeak €169,343 (2023)
€111,096▼ 12.9%
lowest -€21,854 (2023)
€23,583▼ 19.7%
peak €131,082 (2025)
€131,082▲ 21.9%
€826,480▼ 15.1%
Board1 name since 2022
1 directorBERGMANS Tamara Martine Marcella
Documentsfilings and deeds
13-07-202618 days before the deadline
2025micro format
Gross margin from €127,563 to €111,096Equity from €107,499 to €131,082Debts from €973,826 to €826,480Cash from €116,969 to €40,427
Key points
from the 2025 annual accountsChecked score
91
Excellent
Financially stronger than 56% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025highest value
08-2025: 0.2%▼ -0.1 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.1%▼ -0.1 percentage points vs 03-2026lowest value
05-2026: 0.2%▲ +0.1 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €131,082 (13.7% of total assets)
lowers risk
Size: total assets €957,562
Sector: Real estate activities (NACE 68)
Figures for financial year 2025 (filed on 13-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 34% of them on solvency, 65% on liquidity, 48% on profitability and 76% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 896 companies had the same profile as LIBARTA has now. Each dot stands for 3 companies, two years later.
98.1%
were still trading
0.7%
stopped another way
1.1%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LIBARTA itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 896 companies, not a prediction for LIBARTA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.41 (1.39 in 2024), below 1. Short-term debt is 10.9% and cash 4.2% of total assets. 86.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
18 days early
2024
31 days early
2023
9 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 19 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- INDEHERBERG Bart René Nico 49 sharesdeed of 19-08-2022
- BERGMANS Tamara Martine Marcella 51 sharesdeed of 19-08-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0789727676
Registered office moved within Genk
New registered office: Jaarbeurslaan 23 bus 31, 3600 Genk · Previous registered office: Raf Mailleuxstraat 25, 3600 Genk · Board meeting of 26-09-2022 · Gazette deed
Incorporation
Founders: INDEHERBERG Bart René Nico and BERGMANS Tamara Martine Marcella · 100 shares · Appointment: BERGMANS Tamara Martine Marcella (director) · published on 19-08-2022 · Gazette deed
First establishment
Jaarbeurslaan 23, Genk
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LIBARTA Genk | €957,562 | €111,096 | 13.7% | - |
| KONSILIO IMMO Mechelen | €969,076 | €115,580 | 1.0% | - |
| IMMO WINDOOR Moorslede | €950,148 | €116,089 | 69.7% | - |
| BASE22 Laarne | €992,789 | €102,980 | 4.4% | - |
| IXATO Boechout | €949,737 | €112,182 | 32.3% | - |
| Kelvin & Watts Nivelles | €911,252 | €96,133 | 46.5% | - |
| Tom Masselus Health & Energy Ypres | €960,151 | €92,652 | -1.6% | - |
These companies have the same main activity as LIBARTA: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €911,000 and €993,000, founded in 2022.
Official details
Source: KBO- Status
- Active since 17-08-2022Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203and 3 others
- Establishment unit
- 2.334.787.0303600 Genk, since 17-08-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 24-12-2025
Annual accounts 2025
- €957,562▼ 11.4%
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Insights on LIBARTA
LIBARTA files the micro format. That format states no turnover. The gross margin fell from €169,343 in 2023 to €111,096 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LIBARTA
- What is the company number of LIBARTA?
- The company number of LIBARTA is 0789.727.676. The VAT number is the same number with BE in front: BE 0789.727.676.
- Where is LIBARTA based?
- The registered office is at Jaarbeurslaan 23, 3600 Genk.Company details
- What does LIBARTA do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of LIBARTA?
- LIBARTA is a private limited company (BV).
- When was LIBARTA founded?
- LIBARTA was founded on 17-08-2022.
- Is LIBARTA still active?
- Yes, LIBARTA is an active enterprise in the KBO register.
- What is the turnover of LIBARTA?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €111,096 and 37 comparable companies (NACE 68203). It probably lies between €120,000 and €240,000.Financials
- Is LIBARTA profitable?
- In financial year 2025, LIBARTA made a profit of €23,583.
- Where can I find the annual accounts of LIBARTA?
- LIBARTA filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LIBARTA due?
- LIBARTA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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