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LI3MA

Active
Private limited companyfounded 20205 years activeOctaaf Soudanstraat 3, 9051 Gent, BelgiumKBO/BCE: BE 0760.551.363
Summary

LI3MA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €374,598 and a net result of €49,539. Equity is growing by ~40.1% per year across the filed fiscal years. Its solvency ranks better than 81% of 979 sector peers (NACE 10, fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Artisanal bread and fresh pastry making
NACE 10712
1 site
Size
€567,485total assets 2025
Staff
4.9 FTE
Equity
€374,598
Profit
€49,539
Turnover not published (abridged schema)Net result -69%: other schema
Financial health
83 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.5%
Structure
Parent
LiFa SeBa · 100%
Accounts 13 days early0 of 2 deeds read
Why 83- Founded in 2020- Sector Manufacture of food products (NACE 10)+ Liquidity: current ratio 1.60, cash €133,322+ Equity €374,598 (66.0% of total assets)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (NACE 10, micro)
Financial strength · tick = 2024
Strong
Solvency 91-9
equity 66.0% of total assets
Liquidity 64-5
short-term debt 34.0% · cash 23.5%
Profitability 80-20
return on assets 8.7%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,069 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.4%▲ +0.1 percentage points vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.3%▼ -0.1 percentage points vs 04-2025lowest value 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.4%▲ +0.1 percentage points vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.5%▼ -0.1 percentage points vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 1.6 against 3.52 in 2024; short-term debt: 34% and cash: 23.5% of total assets), and 34% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 79% on solvency, 69% on liquidity, 66% on profitability and 37% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.60, cash €133,322
NBB · annual accounts
raises risk · Founded in 2020
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Sector Manufacture of food products (NACE 10)
KBO
lowers risk · Equity €374,598 (66.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-04-2026, 13 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
13 days early
2024
13 days early
2023
32 days early
2022
30 days early
2021
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 31 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close07-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2021net €157,736 ▲33.8%

Key points

  • Caution: Result fell in 2025different schema filed ▼ 68.6% View
  • Positive: Among the best 19% on solvencysector median 33.6% · 979 companies 66.0% View
  • Controlled by LiFa SeBa 100% View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Positive: 5 profitable years in a rowprofit 2025: €49,539 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€567,485
Profit
€49,539
Solvency
66.0%
Total assets▲ 21.3%
Net result
20212025
Go to Financials

Timeline

Events
9
Since
2022
Next accounts
by 30-04-2027
  1. 30-09-2024Liquidity triples
  2. 29-03-2024Annual accounts filed
  3. 30-09-2023Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
24-12-2020
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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