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LHTC

Active
Private limited companyfounded 20251 yr activeVelodroomstraat 105, 2440 Geel, BelgiumKBO/BCE: BE 1027.378.567
Summary

LHTC has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,482 and a net result of €12,148. Its solvency ranks better than 67% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency77
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.02; short-term debt: 48.1% and cash: 72.1% of total assets), and 48.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
51.9%
Return on assets
46.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
11 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 9 September 2025, LHTC was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€13,482
Total assets
€25,951
Net result
€12,148
Working capital
€12,741

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €25,951
Fixed assets €741
Current assets €25,210
Equity and liabilities €25,951
Equity €13,482
Debt €12,470
Debt finances 48.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€16,581
Cash flow
€12,148
Current ratio
2.02
Debt to equity
0.92
ROE
90.1%
ROA
46.8%
Interest coverage
1641.64
Debt ≤ 1 year
€12,470
Income taxes
€4,422

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€25,951
Fixed assets21/28€741
Tangible fixed assets22/27€741
Plant, machinery and equipment23€741
Current assets29/58€25,210
Amounts receivable within one year40/41€6,252
Trade receivables40€6,252
Cash at bank and in hand54/58€18,721
Deferred charges and accrued income490/1€237
Equity and liabilities
Total equity and liabilities10/49€25,951
Equity10/15€13,482
Contributions10/11€3,000
Reserves13€10,482
Distributable reserves133€10,482
Profit (loss) carried forward14€0
Amounts payable17/49€12,470
Amounts payable within one year42/48€12,470
Trade debts44€257
Suppliers440/4€257
Taxes, remuneration and social security45€8,267
Taxes450/3€8,267
Other amounts payable47/48€3,945
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0
Other operating charges640/8€50
Gross operating margin9900€16,631
Operating profit (loss)9901€16,580
Financial charges65/66B€10
Recurring financial charges65€10
Profit (loss) for the period before taxes9903€16,570
Income taxes67/77€4,422
Profit (loss) for the period9904€12,148
Profit (loss) for the period to be appropriated9905€12,148
Appropriation of the result
Profit (loss) to be appropriated9906€12,148
Transfer to equity691/2€10,482
To other reserves6921€10,482
Profit to be distributed694/7€1,666
Return on contributions (dividend)694€1,666

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0
Other operating charges640/8€50
Gross operating margin9900€16,631
Operating profit (loss)9901€16,580
Financial charges65/66B€10
Recurring financial charges65€10
Profit (loss) for the period before taxes9903€16,570
Income taxes67/77€4,422
Profit (loss) for the period9904€12,148
Profit (loss) for the period to be appropriated9905€12,148
Line2025
Assets
Total assets20/58€25,951
Fixed assets21/28€741
Tangible fixed assets22/27€741
Plant, machinery and equipment23€741
Current assets29/58€25,210
Amounts receivable within one year40/41€6,252
Trade receivables40€6,252
Cash at bank and in hand54/58€18,721
Deferred charges and accrued income490/1€237
Equity and liabilities
Total equity and liabilities10/49€25,951
Equity10/15€13,482
Contributions10/11€3,000
Reserves13€10,482
Distributable reserves133€10,482
Profit (loss) carried forward14€0
Amounts payable17/49€12,470
Amounts payable within one year42/48€12,470
Trade debts44€257
Suppliers440/4€257
Taxes, remuneration and social security45€8,267
Taxes450/3€8,267
Other amounts payable47/48€3,945
Line2025
Profit (loss) for the period9904€12,148
+ Depreciation and write-downs630€0
Operating cash flow (approximation)€12,148

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
20-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,520 m²
Building footprint
162 m²
Volume, LiDAR
977 m³
Parcel 13374F0587/00H002, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LHTC
Velodroomstraat 105, 2440 GeelRenting and operating of own or leased residential real estate, excluding social housing
since 20252.378.338.050
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13374F0587/00H002 Flanders 1,520 m² 1 · 162 m² 9.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,146 companies in sector 68201 we hold annual accounts for 6,770. 1,808 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-09-2025
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
85599Other education
95290Repair and maintenance of other personal and household goods
E-invoicing
Reachable via Peppol
Peppol ID 0208:1027378567
Also 9925:BE1027378567
Registered 03-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.