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LFGA STORE

Active
Private limited companyfounded 200917 yrs activeRue des Jardins(TOU) 4, 7500 Tournai, BelgiumKBO/BCE: BE 0812.136.458
Summary

LFGA STORE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125,941 and a net result of €50,764. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 30% of 4188 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability78▲+6
Solvency44▲+4
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity short (current ratio 0.7 against 0.7 in 2024; short-term debt: 50.9% and cash: 6.5% of total assets), and 81.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 17 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €125,941
neutral · Filed after the deadline
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 30-09-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2026
not confirmed
2025
30 d late
2024
30 d late
2023
29 d late
2022
58 d late
2021
30 d late
2020
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 35 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 June 2009, LFGA STORE was incorporated.1 Total assets went from EUR 561,836 in 2019 to EUR 673,979 in 2025 and headcount from 3.5 full-time equivalents in 2019 to 0.9 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019, 2023 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€50,764▲ 328%
2024 · €11,857
Working capital
-€102,117▼ 8.9%
2024 · -€93,791
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€107,305▲ 923%€66,322▼ 38.2%-€51,897€20,850€61,532▲ 195%
Net result€88,404▲ 2,854%€52,061▼ 41.1%-€62,900€11,857€50,764▲ 328%
Equity€124,159▲ 29.7%€126,220▲ 1.7%€63,320▼ 49.8%€75,177▲ 18.7%€125,941▲ 67.5%
Total assets€691,332▲ 28.9%€612,416▼ 11.4%€551,104▼ 10.0%€495,440▼ 10.1%€673,979▲ 36.0%
Debt€567,173▲ 28.7%€486,196▼ 14.3%€487,784▲ 0.3%€420,263▼ 13.8%€548,038▲ 30.4%
Working capital-€117,852▼ 29.1%-€96,637▲ 18.0%-€130,854▼ 35.4%-€93,791▲ 28.3%-€102,117▼ 8.9%
Staff (FTE)0.9▼ 60.9%0.9=0.9=0
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000€100,000Operating result 2021: €107,305€107,305Net result 2021: €88,404€88,404Operating result 2022: €66,322€66,322Net result 2022: €52,061€52,061Operating result 2023: -€51,897-€51,897Net result 2023: -€62,900-€62,900Operating result 2024: €20,850€20,850Net result 2024: €11,857€11,857Operating result 2025: €61,532€61,532Net result 2025: €50,764€50,76420212022202320242025-€100,000-€50,000€0€50,000Operating result 2023: -€51,897-€51,900Net result 2023: -€62,900-€62,900Operating result 2024: €20,850€20,900Net result 2024: €11,857€11,900Operating result 2025: €61,532€61,500Net result 2025: €50,764€50,800202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 195% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €673,116
Fixed assets €432,326 ▲ 58.1%
Current assets €240,790 ▲ 9.0%
Equity and liabilities €673,979
Equity €125,941 ▲ 67.5%
Debt €548,038 ▲ 30.4%
Debt's share of the balance-sheet total falls from 84.8% to 81.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€106,179▲
2024 · €65,828
Cash flow
€95,410▲
2024 · €56,835
Current ratio
0.70=
2024 · 0.70
Quick ratio
0.45▲
2024 · 0.41
Debt to equity
4.35▼
2024 · 5.59
ROE
40.3%▲
2024 · 15.8%
ROA
7.5%▲
2024 · 2.4%
Interest coverage
10.67▲
2024 · 6.96
Debt ≤ 1 year
€342,907▲
2024 · €314,756
Debt > 1 year
€203,194▲
2024 · €47,210
Income taxes
€1,149▲
2024 · -€22
Staff costs
€53,677▲
2024 · €42,556
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 61 lines
Balance sheet Code20242025
Assets
Total assets20/58€495,440€673,979▲
Formation expenses20€1,096€863▼
Fixed assets21/28€273,379€432,326▲
Tangible fixed assets22/27€255,738€414,308▲
Land and buildings22€160,000€145,000▼
Plant, machinery and equipment23€91,278€267,402▲
Furniture and vehicles24€4,460€1,906▼
Financial fixed assets28€17,641€18,018▲
Current assets29/58€220,965€240,790▲
Stocks and contracts in progress3€91,014€86,533▼
Stocks30/36€91,014€86,533▼
Amounts receivable within one year40/41€84,194€106,140▲
Trade receivables40€9,859€9,994▲
Other amounts receivable41€74,335€96,146▲
Cash at bank and in hand54/58€24,000€44,084▲
Deferred charges and accrued income490/1€21,757€4,032▼
Equity and liabilities
Total equity and liabilities10/49€495,440€673,979▲
Equity10/15€75,177€125,941▲
Contributions10/11€40,000€40,000=
Capital10€40,000-
Issued capital100€40,000-
Outside capital11-€40,000
Other1109/19-€40,000
Reserves13€44,651€85,941▲
Non-distributable reserves130/1€4,000€4,000=
Legal reserve130€4,000-
Reserves not available under the articles1311-€4,000
Tax-exempt reserves132€7,193€7,193=
Distributable reserves133€33,458€74,747▲
Profit (loss) carried forward14-€9,474-
Amounts payable17/49€420,263€548,038▲
Amounts payable after more than one year17€47,210€203,194▲
Financial debts170/4€47,210€203,194▲
Amounts payable within one year42/48€314,756€342,907▲
Current portion of amounts payable after more than one year42€41,233€48,016▲
Trade debts44€211,376€177,327▼
Suppliers440/4€211,376€177,327▼
Taxes, remuneration and social security45€3,440€5,284▲
Taxes450/3€0€1,068▲
Remuneration and social security454/9€3,440€4,216▲
Other amounts payable47/48€58,707€112,281▲
Accrued charges and deferred income492/3€58,297€1,937▼
Income statement Code20242025
Non-recurring operating income76A-€118
Remuneration, social security and pensions62€42,556€53,677▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44,978€44,647▼
Other operating charges640/8€11,478€6,059▼
Gross operating margin9900€119,862€165,914▲
Operating profit (loss)9901€20,850€61,532▲
Financial income75/76B€437€333▼
Recurring financial income75€437€333▼
Financial charges65/66B€9,452€9,953▲
Recurring financial charges65€9,452€9,953▲
Profit (loss) for the period before taxes9903€11,835€51,912▲
Income taxes67/77-€22€1,149▲
Profit (loss) for the period9904€11,857€50,764▲
Profit (loss) for the period to be appropriated9905€11,857€50,764▲
Appropriation of the result
Profit (loss) to be appropriated9906-€9,474€41,290▲
Profit (loss) brought forward from the previous period14P-€21,331-€9,474▲
Transfer to equity691/2-€41,290
To other reserves6921-€41,290
Social balance
Average headcount (FTE)9087-0.0

The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€118-
Remuneration, social security and pensions62-€44,278€42,295€42,556€53,677▲ 26.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56,323€59,149€57,435€44,978€44,647▼ 0.7%
Other operating charges640/8-€9,438€10,419€11,478€6,059▼ 47.2%
Gross operating margin9900€236,716€179,187€58,252€119,862€165,914▲ 38.4%
Operating profit (loss)9901€107,305€66,322-€51,897€20,850€61,532▲ 195%
Financial income75/76B-€650€440€437€333▼ 23.9%
Recurring financial income75€666€650€440€437€333▼ 23.9%
Financial charges65/66B-€10,522€11,369€9,452€9,953▲ 5.3%
Recurring financial charges65€11,482€10,522€11,369€9,452€9,953▲ 5.3%
Profit (loss) for the period before taxes9903€96,489€56,450-€62,826€11,835€51,912▲ 339%
Income taxes67/77€8,085€4,389€74-€22€1,149▲ 5,321%
Profit (loss) for the period9904€88,404€52,061-€62,900€11,857€50,764▲ 328%
Profit (loss) for the period to be appropriated9905€88,404€52,061-€62,900€11,857€50,764▲ 328%
Line20212022202320242025Change
Assets
Total assets20/58€691,332€612,416€551,104€495,440€673,979▲ 36.0%
Formation expenses20€4,063€3,074€2,085€1,096€863▼ 21.3%
Fixed assets21/28€415,157€385,601€292,049€273,379€432,326▲ 58.1%
Tangible fixed assets22/27€354,363€329,761€274,883€255,738€414,308▲ 62.0%
Land and buildings22-€190,000€175,000€160,000€145,000▼ 9.4%
Plant, machinery and equipment23-€117,667€91,567€91,278€267,402▲ 193%
Furniture and vehicles24-€11,629€6,151€4,460€1,906▼ 57.3%
Other tangible fixed assets26-€10,465€2,165---
Financial fixed assets28€60,794€55,840€17,166€17,641€18,018▲ 2.1%
Current assets29/58€272,112€223,741€256,970€220,965€240,790▲ 9.0%
Stocks and contracts in progress3€75,683€82,095€92,759€91,014€86,533▼ 4.9%
Stocks30/36-€82,095€92,759€91,014€86,533▼ 4.9%
Amounts receivable within one year40/41€137,735€109,207€86,444€84,194€106,140▲ 26.1%
Trade receivables40-€30,849€10,802€9,859€9,994▲ 1.4%
Other amounts receivable41-€78,358€75,642€74,335€96,146▲ 29.3%
Cash at bank and in hand54/58€15,411€13,735€55,684€24,000€44,084▲ 83.7%
Deferred charges and accrued income490/1-€18,704€22,083€21,757€4,032▼ 81.5%
Equity and liabilities
Total equity and liabilities10/49€691,332€612,416€551,104€495,440€673,979▲ 36.0%
Equity10/15€124,159€126,220€63,320€75,177€125,941▲ 67.5%
Contributions10/11€40,000€40,000€40,000€40,000€40,000=
Capital10-€40,000€40,000€40,000--
Issued capital100-€40,000€40,000€40,000--
Outside capital11----€40,000-
Other1109/19----€40,000-
Reserves13€42,590€44,651€44,651€44,651€85,941▲ 92.5%
Non-distributable reserves130/1-€4,000€4,000€4,000€4,000=
Legal reserve130-€4,000€4,000€4,000--
Reserves not available under the articles1311----€4,000-
Tax-exempt reserves132-€7,193€7,193€7,193€7,193=
Distributable reserves133-€33,458€33,458€33,458€74,747▲ 123%
Profit (loss) carried forward14€41,569€41,569-€21,331-€9,474--
Amounts payable17/49€567,173€486,196€487,784€420,263€548,038▲ 30.4%
Amounts payable after more than one year17€157,509€121,207€84,443€47,210€203,194▲ 330%
Financial debts170/4-€121,207€84,443€47,210€203,194▲ 330%
Amounts payable within one year42/48€389,964€320,378€387,824€314,756€342,907▲ 8.9%
Current portion of amounts payable after more than one year42-€40,302€40,765€41,233€48,016▲ 16.5%
Trade debts44€276,139€208,549€211,544€211,376€177,327▼ 16.1%
Suppliers440/4-€208,549€211,544€211,376€177,327▼ 16.1%
Taxes, remuneration and social security45-€17,929€6,808€3,440€5,284▲ 53.6%
Taxes450/3-€12,474€4,463€0€1,068-
Remuneration and social security454/9-€5,455€2,345€3,440€4,216▲ 22.6%
Other amounts payable47/48-€53,598€128,707€58,707€112,281▲ 91.3%
Accrued charges and deferred income492/3-€44,611€15,517€58,297€1,937▼ 96.7%
Line20212022202320242025Change
Profit (loss) for the period9904€88,404€52,061-€62,900€11,857€50,764▲ 328%
+ Depreciation and write-downs630€56,323€59,149€57,435€44,978€44,647▼ 0.7%
Operating cash flow (approximation)€144,727€111,210-€5,465€56,835€95,410▲ 67.9%
Investment in fixed assets (approximation)--€29,593€36,117-€26,308-€203,594▼ 674%
Change in cash--€1,676€41,949-€31,684€20,084▲ 163%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
24-07
State Gazette act Statutes amendment · Restructuring
Permanent representative: Margarete RASE · Merger · Capital17 facts ▸
  • Board meeting, 09-07-2026
  • Merger, scission partielle par absorption
  • Board composition, JOMA MARKET (director)
  • Board composition, Antoine de PREUD'HOMME D'HAILLY DE NIEUPORT (director)
  • Permanent representative, Margarete RASE
  • Board composition, Margarete RASE (director)
  • Capital, €400
  • Capital, €3.047
  • Share issue, 3272, scission partielle
  • Accounting effect, 01-02-2026
  • Net-asset statement, 31-01-2026
  • Real estate, Immeuble à appartements 'RESIDENCE MARIE-CHARLOTTE', rue des Jardins 6, Tournai, cadastré section D numéro 281FP0000 (3a 56ca). Transfert du LOT 1 (rez-de-chaus…
  • +5 further facts in this act
2025
30-09
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 30 days late
31-01
Financial Equity above €100,000Eq €125,941 ▲67.5%
2 profitable years in a row build equity to €125,941.
2024
30-09
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 30 days late
31-01
Financial Back to profitnet €11,857
Net result €11,857 after one loss-making year.
2023
29-09
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 29 days late
31-01
Financial Weakest financial yearnet -€62,900
Net result drops to -€62,900, the lowest in the series; recovery starts the following year.
2022
28-10
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 58 days late
2021
30-09
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 30 days late
31-01
Financial Highest result since 2019net €88,404 ▲2,854%
Operating result €107,305, net result €88,404, both a record.
31-01
Financial Equity above €100,000Eq €124,159 ▲29.7%
3 profitable years in a row build equity to €124,159.
2020
30-09
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 30 days late
Show earlier events
2019
14-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2018
25-09
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 25 days late
2017
25-09
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 25 days late
2016
07-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts

Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
288 m²
Building footprint
90 m²
Volume, LiDAR
758 m³
Parcel 57462D0281/00D000, Wallonia · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LFGA Store
Rue des Jardins(TOU) 4, 7500 TournaiRetail trade
since 20092.178.853.887
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57462D0281/00D000 Wallonia 288 m² 1 · 90 m² 13.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Articles of association

Purpose
La société a pour objet, tant en Belgique qu'à l'étranger, pour son compte ou pour le compte d'autrui, seul ou en participation avec qui que ce soit, toutes les opérations se…
Full purpose

La société a pour objet, tant en Belgique qu'à l'étranger, pour son compte ou pour le compte d'autrui, seul ou en participation avec qui que ce soit, toutes les opérations se rapportant directement ou indirectement à l'exploitation de tout ensemble commercial constitué de magasins de détail à rayons multiples, comprenant notamment le commerce de boucherie, charcuterie, poissonnerie, crèmerie, alimentation générale, textile, parfumerie, articles cadeaux. Cette liste n'étant pas limitative. A cet effet, la société peut collaborer et prendre part, ou prendre un intérêt dans d'autres entreprises, directement ou indirectement, de quelque manière que ce soit. La société peut donner caution tant pour ses propres engagements que pour les engagements de tiers, entre autres en donnant ses biens en hypothèque ou en gage, y compris son propre fonds de commerce. La société peut d'une façon générale accomplir toutes opérations commerciales, industrielles, financières, mobilières ou immobilières se rapportant directement ou indirectement à son objet ou qui seraient de nature à en faciliter la réalisation.

Structure & network

Connections & network

No current directors or connected companies found in the register.

Acquisitions and mergers

1 transaction
Split off to:POUNK
partial demerger · proposal · State Gazette act of 24-07-2026

Capital and shareholders

Capital over the years
  1. 24-07-2026 Capital stated in the act · 400 EUR

Recognitions · licences · registrations

Food safety, FASFC

1 site
Tournai2.178.853.887
1 permission
Toelating · Detailhandel · since 08-06-2009

Similar companies · same sector, comparable size

Of 10,510 companies in sector 47110 we hold annual accounts for 5,850. 4,542 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-06-2009
Fiscal year end31-01
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Contact
E-mail fauchetlaurent@gmail.comTournai
Phone 00330611120659Tournai
E-invoicing
Reachable via Peppol
Peppol ID 0208:0812136458
Also 9925:BE0812136458
Registered 18-07-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.