Skip to content

LF tech

Active
Private limited companyfounded 2024active for 1 yearKerklaan 4, 3530 Houthalen-Helchteren, BelgiumKBO/BCE: BE 1017.874.448
Summary

The computed 12-month bankruptcy probability of LF tech is 3.6% (moderate). The 2025 annual accounts show equity of €51,642 and a net result of €48,642. Its solvency ranks better than 73% of 34,040 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General electrical installation work
NACE 43211
1 site
Size
€75,681total assets 2025
Equity
€51,642
Profit
€48,642
Turnover not published (micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.6%
Structure
Accounts 46 days early1 of 3 deeds read
Why 52raises risk2 changes of registered office in 24 monthsFounded in 2024Size: total assets €75,681lowers riskLiquidity: current ratio 3.04, cash €28,466Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 83% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 93
equity 68.2% of total assets
Liquidity 84
short-term debt 30.1% · cash 37.6%
Profitability 100
return on assets 64.3%
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,550 companies, NACE 43, micro)
Last 24 months 01-2026: 7.9% 02-2026: 7.9%● unchanged vs 01-2026 03-2026: 8.2%▲ +0.3 percentage points vs 02-2026 04-2026: 8.7%▲ +0.5 percentage points vs 03-2026 05-2026: 8.9%▲ +0.2 percentage points vs 04-2026 06-2026: 9.3%▲ +0.4 percentage points vs 05-2026highest value 07-2026: 3.5%▼ -5.8 percentage points vs 06-2026lowest value 08-2026: 3.6%▲ +0.1 percentage points vs 07-2026 09-2026: 3.6%● unchanged vs 08-2026 10-2026: 3.6%● unchanged vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity ample (current ratio 3.04; short-term debt: 30.1% and cash: 37.6% of total assets), and 31.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 74% on solvency, 82% on liquidity and 93% on profitability.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 3.04, cash €28,466
NBB · annual accounts
raises risk · Size: total assets €75,681
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
46 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move · Power of…

Financials · financial year 2025, micro format

Equity
€51,642
Total assets
€75,681
Net result
€48,642
Working capital
€46,523

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €75,681
Fixed assets €6,399
Current assets €69,282
Equity and liabilities €75,681
Equity €51,642
Debt €24,038
Debt finances 31.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€67,099
Cash flow
€48,943
Current ratio
3.04
Debt to equity
0.47
ROE
94.2%
ROA
64.3%
Interest coverage
over 100
Debt ≤ 1 year
€22,758
Income taxes
€18,437

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 3.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,468 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet Code2025
Assets
Total assets20/58€75,681
Fixed assets21/28€6,399
Tangible fixed assets22/27€6,399
Furniture and vehicles24€6,399
Current assets29/58€69,282
Amounts receivable within one year40/41€39,784
Trade receivables40€26,266
Other amounts receivable41€13,518
Cash at bank and in hand54/58€28,466
Deferred charges and accrued income490/1€1,032
Equity and liabilities
Total equity and liabilities10/49€75,681
Equity10/15€51,642
Contributions10/11€3,000
Reserves13€48,642
Distributable reserves133€48,642
Amounts payable17/49€24,038
Amounts payable within one year42/48€22,758
Trade debts44€2,398
Suppliers440/4€2,398
Taxes, remuneration and social security45€20,361
Taxes450/3€18,521
Remuneration and social security454/9€1,840
Accrued charges and deferred income492/3€1,280
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€301
Other operating charges640/8€1,045
Gross operating margin9900€68,144
Operating profit (loss)9901€66,798
Financial income75/76B€297
Recurring financial income75€297
Financial charges65/66B€15
Recurring financial charges65€15
Profit (loss) for the period before taxes9903€67,080
Income taxes67/77€18,437
Profit (loss) for the period9904€48,642
Profit (loss) for the period to be appropriated9905€48,642
Appropriation of the result
Profit (loss) to be appropriated9906€48,642
Transfer to equity691/2€48,642
To other reserves6921€48,642

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€301
Other operating charges640/8€1,045
Gross operating margin9900€68,144
Operating profit (loss)9901€66,798
Financial income75/76B€297
Recurring financial income75€297
Financial charges65/66B€15
Recurring financial charges65€15
Profit (loss) for the period before taxes9903€67,080
Income taxes67/77€18,437
Profit (loss) for the period9904€48,642
Profit (loss) for the period to be appropriated9905€48,642
Line2025
Assets
Total assets20/58€75,681
Fixed assets21/28€6,399
Tangible fixed assets22/27€6,399
Furniture and vehicles24€6,399
Current assets29/58€69,282
Amounts receivable within one year40/41€39,784
Trade receivables40€26,266
Other amounts receivable41€13,518
Cash at bank and in hand54/58€28,466
Deferred charges and accrued income490/1€1,032
Equity and liabilities
Total equity and liabilities10/49€75,681
Equity10/15€51,642
Contributions10/11€3,000
Reserves13€48,642
Distributable reserves133€48,642
Amounts payable17/49€24,038
Amounts payable within one year42/48€22,758
Trade debts44€2,398
Suppliers440/4€2,398
Taxes, remuneration and social security45€20,361
Taxes450/3€18,521
Remuneration and social security454/9€1,840
Accrued charges and deferred income492/3€1,280
Line2025
Profit (loss) for the period9904€48,642
+ Depreciation and write-downs630€301
Operating cash flow (approximation)€48,943

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 3 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 23 December 2024, LF tech was incorporated as a private limited company.1 In 2025 the registered office moved to Houthalen-Helchteren.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO (Crossroads Bank for Enterprises)
  2. 2Belgian Official Gazette, 04-11-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
15-06
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
04-11
Gazette deed Registered office
Registered-office move · Power of attorney3 facts ▸
  • General meeting, 01-10-2025
  • Registered-office move, Kerklaan 4, 3530 Houthalen-Helchteren
  • Power of attorney, NV Finfisco
Gazette deedNBB filing
1 of 3 deeds read
About the unread acts

Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded23-12-2024
Financial year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
41001General construction of residential buildings
43240Other construction installation
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017874448
Also 9925:BE1017874448
Registered 14-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 12 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1017.874.448

Recognitions · licences · registrations

Recognised contractor

2 categories
LF tech BVapproval no. 44765
  • C2 Water supply and laying all kinds of pipesclass 1, up to €162,000
  • P1 Electrical installations in buildings, with fire and burglar alarms and telecomsclass 1, up to €162,000
decision 10-03-2025

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
850 m²
Building footprint
69 m²
Building volume
626 m³
Parcel 72453F0678/00Z006, Flanders · tallest building 12.6 m. Linked by address, not a title deed.
1 establishment unit
LF tech
Kerklaan 4, 3530 Houthalen-HelchterenGeneral electrical installation work
since 2024unit no. 2.368.404.458
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
72453F0678/00Z006 Flanders 850 m² 1 · 69 m² 12.6 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.