LF Gestion
ActiveSummary
LF Gestion has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107,719 and a net result of €32,289. Equity is growing by ~28.9% per year across the filed fiscal years. Its solvency ranks better than 31% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability61▲+15
Solvency56▲+8
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity short (current ratio 0.72 against 0.59 in 2024; short-term debt: 17.8% and cash: 10.7% of total assets), and 68.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.3%
Return on assets
9.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
25 d early
2024
14 d late
2023
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€107,719▲ 42.8%
2024 · €75,430
Total assets
€343,881▲ 2.6%
2024 · €335,100
Net result
€32,289▲ 184%
2024 · €11,383
Working capital
-€17,281▲ 29.2%
2024 · -€24,406
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€14,358-€14,861▲ 3.5%€11,239▼ 24.4%
Net result€58,047within the sector's middle half-€11,383within the sector's middle half▼ 80.4%€32,289within the sector's middle half▲ 184%
Equity€64,047within the sector's middle half-€75,430within the sector's middle half▲ 17.8%€107,719within the sector's middle half▲ 42.8%
Total assets€330,210within the sector's middle half-€335,100within the sector's middle half▲ 1.5%€343,881within the sector's middle half▲ 2.6%
Debt€266,163-€259,670▼ 2.4%€236,162▼ 9.1%
Working capital-€10,790below the sector's middle half--€24,406below the sector's middle half▼ 126%-€17,281below the sector's middle half▲ 29.2%
Solvency19.4%below the sector's middle half-22.5%below the sector's middle half▲ 3.1pp31.3%within the sector's middle half▲ 8.8pp
Current ratio0.74below the sector's middle half-0.59below the sector's middle half▼ 0.150.72below the sector's middle half▲ 0.13
Return on assets (ROA)17.6%within the sector's middle half-3.4%within the sector's middle half▼ 14.2pp9.4%within the sector's middle half▲ 6.0pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €343,881
Fixed assets
€300,000 =
Current assets
€43,881 ▲ 25.0%
Equity and liabilities €343,881
Equity
€107,719 ▲ 42.8%
Debt
€236,162 ▼ 9.1%
Debt's share of the balance-sheet total falls from 77.5% to 68.7%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
2.19▼
2024 · 3.44
ROE
30.0%▲
2024 · 15.1%
Debt ≤ 1 year
€61,162▲
2024 · €59,506
Debt > 1 year
€175,000▼
2024 · €200,000
Income taxes
€3,872▲
2024 · €3,401
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Gross operating margin9900 | €14,358 | €14,861 | €11,239 | ▼ 24.4% |
| Operating profit (loss)9901 | €14,358 | €14,861 | €11,239 | ▼ 24.4% |
| Financial income75/76B | €50,000 | - | €25,000 | - |
| Recurring financial income75 | €50,000 | - | €25,000 | - |
| Financial charges65/66B | €59 | €77 | €78 | ▲ 1.3% |
| Recurring financial charges65 | €59 | €77 | €78 | ▲ 1.3% |
| Profit (loss) for the period before taxes9903 | €64,299 | €14,784 | €36,161 | ▲ 145% |
| Income taxes67/77 | €6,252 | €3,401 | €3,872 | ▲ 13.8% |
| Profit (loss) for the period9904 | €58,047 | €11,383 | €32,289 | ▲ 184% |
| Profit (loss) for the period to be appropriated9905 | €58,047 | €11,383 | €32,289 | ▲ 184% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €330,210 | €335,100 | €343,881 | ▲ 2.6% |
| Fixed assets21/28 | €300,000 | €300,000 | €300,000 | = |
| Financial fixed assets28 | €300,000 | €300,000 | €300,000 | = |
| Current assets29/58 | €30,210 | €35,100 | €43,881 | ▲ 25.0% |
| Amounts receivable within one year40/41 | €7,018 | €7,018 | €7,018 | = |
| Trade receivables40 | €7,018 | €7,018 | €7,018 | = |
| Cash at bank and in hand54/58 | €23,192 | €28,082 | €36,863 | ▲ 31.3% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €330,210 | €335,100 | €343,881 | ▲ 2.6% |
| Equity10/15 | €64,047 | €75,430 | €107,719 | ▲ 42.8% |
| Contributions10/11 | €6,000 | €6,000 | €6,000 | = |
| Reserves13 | €25,000 | €25,000 | €25,000 | = |
| Distributable reserves133 | €25,000 | €25,000 | €25,000 | = |
| Profit (loss) carried forward14 | €33,047 | €44,430 | €76,719 | ▲ 72.7% |
| Amounts payable17/49 | €266,163 | €259,670 | €236,162 | ▼ 9.1% |
| Amounts payable after more than one year17 | €225,000 | €200,000 | €175,000 | ▼ 12.5% |
| Financial debts170/4 | €225,000 | €200,000 | €175,000 | ▼ 12.5% |
| Amounts payable within one year42/48 | €41,000 | €59,506 | €61,162 | ▲ 2.8% |
| Current portion of amounts payable after more than one year42 | €25,000 | €50,000 | €50,000 | = |
| Trade debts44 | €300 | €304 | €581 | ▲ 91.1% |
| Suppliers440/4 | €300 | €304 | €581 | ▲ 91.1% |
| Taxes, remuneration and social security45 | €15,700 | €9,202 | €10,581 | ▲ 15.0% |
| Taxes450/3 | €12,813 | €6,713 | €8,046 | ▲ 19.9% |
| Remuneration and social security454/9 | €2,887 | €2,489 | €2,535 | ▲ 1.8% |
| Accrued charges and deferred income492/3 | €163 | €164 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €58,047 | €11,383 | €32,289 | ▲ 184% |
| Operating cash flow (approximation) | €58,047 | €11,383 | €32,289 | ▲ 184% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €4,890 | €8,781 | ▲ 79.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100,000Eq €107,719 ▲42.8%
3 profitable years in a row build equity to €107,719.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Weakest financial yearnet €11,383 ▼80.4%
Net result drops to €11,383, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2023
Ground area
34 m²
Building footprint
31 m²
Volume, LiDAR
66 m³
Parcel 62342B0589/00D005, Wallonia · tallest building 2.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LF Gestion
since 20232.342.310.072
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62342B0589/00D005indicative | Wallonia | 34 m² | 1 · 31 m² | 2.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 40,731 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
Contact
E-mail
lorentfreches@hotmail.comSeraing
Phone
+32485789615Seraing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0798655339
Also
9925:BE0798655339
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.