Lex-Iris · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Lex-Iris is 0.5% (low). The 2024 annual accounts show equity of €842k and a net result of €352k. Equity is growing by ~57% per year across the filed fiscal years. Its solvency ranks better than 63% of 479 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

2 signals · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2023 and 2024).

View the result trend

Growing equity

Equity grew over 2022-2024. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

How we compute the deadline

The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	28-07-2025	3 d early	2025-00331828
31-12-2023	31-07-2024	31-07-2024	on the day	2024-00326846
31-12-2022	31-07-2023	31-08-2023	31 d late	2023-00407547

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.5% Low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€352k+1.8%

Working capital€54k

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 28-07-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~57%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 69, Legal & accounting · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	37.8%	22.1%	better than 63% of 479 sector peers
Net result	€352k	€101k	better than 82% of 479 sector peers
Equity	€842k	€165k	better than 88% of 479 sector peers
Gross operating margin	€826k	€462k	better than 72% of 479 sector peers
Staff costs	€211k	€375k	higher than 33% of 288 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P63

Improving position over 2022-2024 · n=303-479

Net result P82

Stable position over 2022-2024 · n=302-479

Equity P88

Improving position over 2022-2024 · n=303-479

Gross operating margin P72

Stable position over 2022-2024 · n=302-479

Describes the position versus peers, not a forecast.

EBITDA

€610k

+23.2% 22-24

Net profit

€352k

+1.8% 22-24

Cash flow

€432k

+4.4% 22-24

Total assets

€2.23M

+14.4% 22-24

Equity

€842k

+71.9% 22-24

Working capital

€54k

- 22-24

Employees (FTE)

4

+38.7% 22-24

Staff costs

€211k

+54.2% 22-24

Income taxes

€160k

+152.1% 22-24

Debt

€1.39M

-4.9% 22-24

Debt ≤ 1y

€1.06M

+5.3% 22-24

Debt > 1y

€317k

-28.9% 22-24

Current ratio

1.05

+18.6% 22-24

Quick ratio

1.05

+18.6% 22-24

Solvency

37.8%

+50.2% 22-24

Debt / equity

1.65

-44.7% 22-24

ROE

41.8%

-40.8% 22-24

ROA

15.8%

-11.0% 22-24

Interest coverage

34.22

+21.6% 22-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	verkort
Revenue	-
EBITDA	€610k
Net profit	€352k
Cash flow	€432k
Staff costs	€211k
Income taxes	€160k
Dividends	-
Total assets	€2.23M
Equity	€842k
Debt	€1.39M
of which ≤ 1y	€1.06M
of which > 1y	€317k
Working capital	€54k
Employees (FTE)	4.3

Ratios (computed)

	2024
Current ratio	1.05
Quick ratio	1.05
Working capital ratio	2.4%
Solvency	37.8%
Debt / equity	1.65
Long-term debt ratio	0.38
Interest coverage	34.22
Gross margin	-
Net margin	-
ROA	15.8%
ROE	41.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €1.11M · 50.0% Current assets €1.11M · 50.0%

Equity & liabilities

Equity €842k · 37.8% Debt €1.39M · 62.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€2.23M
Fixed assets	21/28	€1.11M
Intangible fixed assets	21	€968k
Tangible fixed assets	22/27	€145k
Current assets	29/58	€1.11M
Amounts receivable within one year	40/41	€499k
Cash & bank	54/58	€616k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€2.23M
Equity	10/15	€842k
Contributions / capital	10/11	€40k
Reserves	13	€802k
Amounts payable	17/49	€1.39M
Amounts payable after one year	17	€317k
Amounts payable within one year	42/48	€1.06M
Trade debts payable within one year	44	€55k
Income statement
Gross operating margin	9900	€826k
Operating result	9901	€530k
Financial charges	65	€18k
Result before taxes	9903	€512k
Income taxes	67/77	€160k
Net result for the period	9904	€352k
Result to be appropriated	9905	€352k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

89 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

3 directors

Current directors & mandates

ECONOMIC RENTLegal entity
Director· perm. rep.: Anne Marie Edmonde MAERTENS
State Gazette act 25379551 (22-12-2025)

Current
22-12-2025 → present

Former directors (2)

ECONOMIC RENT
Director
State Gazette act 25379551 (22-12-2025)

Former
- → 01-01-2026
Anne Marie Edmonde MAERTENS
Director
State Gazette act 25379551 (22-12-2025)

Former
- → 18-12-2025

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Activiteiten van deurwaarders(69103)
Legal form	Private limited company(610)
Incorporation	30-09-2021
Status	Active
Postal code	1140

Structure & network

Connections & network

1 connected company

Group structure

ECONOMIC RENT

Sits on the board · 1 subsidiary · 1 location

Control→

Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

1 party

Control over this companysits on this company's board1

ECONOMIC RENT

1 subsidiary · 1 location

controls

Lex-IrisBE 0774.854.608

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Edward Dekosterstraat 621140 Evere

Establishment units

1 location

Lex-Iris

Edward Dekosterstraat 62, 1140 EvereActiviteiten van deurwaarders

since 20212.326.244.991

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area3,432 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21006A0306/00K000indicative	Brussels	3,432 m²	-	-

Methodology

via registered seat: 1

0 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts

All acts · 2 updated 7 months ago

2025

22-12-2025 2 resigning, 1 reappointed Director changes

ECONOMIC RENT, Bestuurder
Anne Marie Edmonde MAERTENS, Bestuurder
Anne Marie Edmonde MAERTENS, Bestuurder

Summary: v3.2

Original publication ↗

2021

04-10-2021 Incorporation of a new BV Incorporation

Summary: oprichting

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

84 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 89

Profitability 100

Solvency 60

Growth 78

Stability 94

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