Financials
- Financial year
- 2025
- Total assets
- €441,554
- Profit
- €12,320
- Solvency
- 3.1%
LEX & FISC
ActiveSummary
LEX & FISC has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,520 and a net result of €12,320. Its solvency ranks better than 7% of 15,653 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Certified accountants and tax accountants
NACE 69201
1 site
Size
€441,554total assets 2025
- Equity
- €13,520
- Profit
- €12,320
Turnover not published (micro format)
Structure
Accounts 5 days early
Why 90raises riskEquity €13,520 (3.1% of total assets)lowers riskSector: Legal and accounting activities (NACE 69)Size: total assets €441,554Figures for financial year 2025 (filed 26-07-2026)Show the evidence
Checked score
Score 2025
90
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 23% of its sector peers (NACE 69, micro)
Financial strength
Average
Solvency
28
equity 3.1% of total assets
Liquidity
55
short-term debt 29.2% · cash 13.3%
Profitability
72
return on assets 2.8%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 0.3%
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026highest value
08-2026: 0.1%▼ -0.2 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.89, below 1; short-term debt: 29.2% and cash: 13.3% of total assets), and 96.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 8% on solvency, 39% on liquidity and 22% on profitability.
The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 15653 sector peers (2025).
NBB · sector comparisonPosition among 15653 sector peers
Solvency
better than 7%
← weakest
strongest →
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
5 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: MARINI Frédéric (director) and…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Certified accountants and tax accountantsNACE 69201
- Founded
- 02-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 29
- Annual meeting
- Last Friday of June
- Purpose
- “L’organisation de la comptabilité et des services comptables et les activités de conseils…” (deed in French)
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