LEVI · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of LEVI is 1.0% (low). The 2025 annual accounts show equity of €225k and a net result of €-13k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 1092 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.

Signals

2 signals · with evidence

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.

View the result trend

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 95% of 1092 peers (2025). A comfortable equity buffer.

View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	09-06-2026	52 d early	2026-00151363
31-12-2024	31-07-2025	28-08-2025	28 d late	2025-00419734
31-12-2023	31-07-2024	02-07-2024	29 d early	2024-00207964
31-12-2022	31-07-2023	30-06-2023	31 d early	2023-00189065
31-12-2021	31-07-2022	19-08-2022	19 d late	2022-20307604
31-12-2020	31-07-2021	29-06-2021	32 d early	2021-28300098
31-12-2019	31-07-2020	07-08-2020	7 d late	2020-40200416
31-12-2018	31-07-2019	20-08-2019	20 d late	2019-48100405
31-12-2017	31-07-2018	13-08-2018	13 d late	2018-45600579
31-12-2016	31-07-2017	11-09-2017	42 d late	2017-60600338

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 2004, 21 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

1.0% Low

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Multiple establishment units +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-13k-1513.7%

Working capital€208k-0.2%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 09-06-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~4.7%/year over 8 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	99.7%	42.2%	better than 95% of 1092 sector peers
Net result	€-13k	€11k	better than 8% of 1092 sector peers
Equity	€225k	€35k	better than 95% of 1094 sector peers
Gross operating margin	€-205	€30k	better than 10% of 1091 sector peers
Total assets	€226k	€96k	better than 76% of 1092 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P95

Stable position over 2020-2025 · n=497-3841

Net result P8

Weakening position over 2020-2025 · n=495-3837

Equity P95

Stable position over 2020-2025 · n=500-3846

Gross operating margin P10

Weakening position over 2020-2025 · n=496-3834

Describes the position versus peers, not a forecast.

EBITDA

€-236

- 18-25

Net profit

€-13k

-1513.7% 18-25

Cash flow

€-326

- 18-25

Total assets

€226k

-8.5% 18-25

Equity

€225k

-5.3% 18-25

Working capital

€208k

-0.2% 18-25

Income taxes

€1k

-83.5% 18-25

Debt

€581

-93.6% 18-25

Show 8 other metrics

Debt ≤ 1y

€581

-93.6% 18-25

Current ratio

359.69

+1393.3% 18-25

Quick ratio

359.69

+1393.3% 18-25

Solvency

99.7%

+3.6% 18-25

Debt / equity

0.00

-93.3% 18-25

ROE

-5.6%

-1603.9% 18-25

ROA

-5.6%

-1664.5% 18-25

Interest coverage

-1.82

- 18-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€-236
Net profit	€-13k
Cash flow	€-326
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€226k
Equity	€225k
Debt	€581
of which ≤ 1y	€581
of which > 1y	-
Working capital	€208k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	359.69
Quick ratio	359.69
Working capital ratio	92.3%
Solvency	99.7%
Debt / equity	0.00
Long-term debt ratio	-
Interest coverage	-1.82
Gross margin	-
Net margin	-
ROA	-5.6%
ROE	-5.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €17k · 7.5% Current assets €209k · 92.6%

Equity & liabilities

Equity €225k · 99.7% Debt €581 · 0.3%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€226k
Fixed assets	21/28	€17k
Formation expenses	20	€0
Tangible fixed assets	22/27	€17k
Current assets	29/58	€209k
Amounts receivable within one year	40/41	€208k
Cash & bank	54/58	€702
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€226k
Equity	10/15	€225k
Contributions / capital	10/11	€6k
Reserves	13	€219k
Amounts payable	17/49	€581
Amounts payable within one year	42/48	€581
Trade debts payable within one year	44	€581
Income statement
Gross operating margin	9900	€-205
Operating result	9901	€-12k
Financial income	75	€41
Financial charges	65	€130
Result before taxes	9903	€-13k
Net result for the period	9904	€-13k
Result to be appropriated	9905	€-13k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

52 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

2 locations

LEVI

Spekestraat 24, 3980 Tessenderlo-Hamhet optrekken van de ruwbouw van individuele huizen

since 20042.142.356.252

De Vershoek bij Ibby

Hulsterweg (C) 161, 3980 Tessenderlo-HamDiensten in verband met vervoer te land

since 20072.162.999.931

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area3,615 m²

Buildings2

Building footprint484 m²

Volume (LiDAR)1,491 m³

Tallest building12.4 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71362B1055/00C000	Flanders	3,269 m²	1 · 310 m²	-
71362B1159/00Z003	Flanders	346 m²	1 · 175 m²	12.4 m · 3 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured

61 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 52

Profitability 0

Solvency 100

Growth 52

Stability 100

Credit advice

verdict per customer and amount

Similar

Similar companies

Comparable size, same sector

COMMERCIAL METAL & FINANCES

BE 0467.908.697 · Antwerpen

Eq €225k→

OLIVIER JANSSEN CONSTRUCTION

BE 0766.256.547 · Aubel

Eq €225k→

NSA Concept

BE 0764.387.813 · Lokeren

Eq €225k→

ERISMA

BE 0771.885.418 · Watermaal-Bosvoorde

Eq €226k→

CMI

BE 0783.485.925 · Sankt Vith

Eq €224k→

We hold annual accounts for 5,401 of the 29,613 companies in this sector. 3,435 of them are within a factor 10 of this company's equity.

See full sector →

Company registry

Company registry (CBE)

Crossroads Bank

Activities

Algemene bouw van residentiële gebouwen41001Bouwen van individuele huizen45211Overige zakelijke dienstverlening, neg82990Groothandel in groenten en fruit, muv consumptieaardappelen46319Groothandel in dranken, algemeen assortiment46349Detailhandel in groenten en fruit47210Detailhandel in dranken, algemeen assortiment47252Groothandel in groenten en fruit51310Groothandel in dranken51340Detailhandel in alcoholische en andere dranken52250

Primary activity highlighted.

Names & trade names

Legal nameNL

LEVI

Registered office

Spekestraat 24

3980 Tessenderlo-Ham, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.