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Levain Stockel

Active
Private limited companyfounded 2024active for 2 yearsKerkstraat 171, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 1013.633.172

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of Levain Stockel is 2.7% (moderate). The 2025 annual accounts show negative equity (-€3,662) and a net result of -€5,162. Its solvency ranks better than 21% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 16-09-2024 Normal situation
Activity
Retail sale of bread and pastry (bakery outlets) NACE 47241and 2 others
Establishment unit
2.365.905.224 1150 Sint-Pieters-Woluwe, since 16-09-2024
Financial year end
31 December
Peppol
Reachable since 08-10-2024

Board and ownership

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.7%
Annual accounts 2025
Gross margin
€75,511
Turnover
≈ €580,000
estimated
Loss
€5,162
Equity
-€3,662
Total assets
€190,261
Staff
6.7 FTE
Filed on 23-08-2026, 23 days after the deadlineat the National Bank
Score breakdownraises riskFounded in 2024Sector: Retail trade (NACE 47)Liquidity: current ratio 0.50, cash €6,698lowers riskSize: total assets €190,261Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 25% of micro companies in retail trade (NACE 47)
Financial strength
Weak
Solvency 23
equity -1.9% of total assets
Liquidity 9
short-term debt 83.0% · cash 3.5%
Profitability 65
return on assets -2.7%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 10-2025: 1.9%lowest value 11-2025: 1.9%● unchanged vs 10-2025 12-2025: 2.0%▲ +0.1 percentage points vs 11-2025 01-2026: 2.3%▲ +0.3 percentage points vs 12-2025 02-2026: 2.4%▲ +0.1 percentage points vs 01-2026 03-2026: 2.7%▲ +0.3 percentage points vs 02-2026 04-2026: 3.0%▲ +0.3 percentage points vs 03-2026 05-2026: 3.0%● unchanged vs 04-2026 06-2026: 2.9%▼ -0.1 percentage points vs 05-2026 07-2026: 2.9%● unchanged vs 06-2026 08-2026: 3.1%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 2.7%▼ -0.4 percentage points vs 08-2026 10-2026: 2.7%● unchanged vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.5, below 1. Short-term debt is 83% and cash 3.5% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 18% of them on solvency, 10% on liquidity and 46% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Size: total assets €190,261
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.50, cash €6,698
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · 2025 accounts filed 23 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
23 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€3,662 View
  • Caution: Less equity than 80% of companies in retail tradesector median €41,216 · 22,767 companies -€3,662 View

Comparable companies

These companies have the same main activity as Levain Stockel: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €142,000 and €247,000, founded between 2023 and 2025.

CompanyTotal assetsGross margin
Levain Stockel Sint-Pieters-Woluwe€190,261€75,511
OMUR Evere€149,195€101,888
Le Délice de Fexhe Fexhe-le-Haut-Clocher€223,079€93,345
Vermewies Mol€157,942€72,368
MAISON DEMARTIN Spa€171,121€56,391
CHEZ JEANNE Amay€246,926€60,033
AL LEMMENS Hasselt€141,642€80,332
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Levain Stockel

What is the company number of Levain Stockel?
The company number of Levain Stockel is 1013.633.172. The VAT number is the same number with BE in front: BE 1013.633.172.
Where is Levain Stockel based?
The registered office is at Kerkstraat 171, 1150 Sint-Pieters-Woluwe.Company details
What does Levain Stockel do?
According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
What is the legal form of Levain Stockel?
The legal form of Levain Stockel is Private limited company (BV).
When was Levain Stockel founded?
Levain Stockel was founded on 16-09-2024.
Is Levain Stockel still active?
Yes, Levain Stockel is an active enterprise in the KBO register.
How many employees does Levain Stockel have?
Levain Stockel had an average of 6.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Levain Stockel?
The turnover in financial year 2025 is ≈ €580,000. This figure is estimated from the gross margin of €75,511 and 45 comparable companies (NACE 472). It probably lies between €320,000 and €770,000.
Is Levain Stockel profitable?
In financial year 2025, Levain Stockel made a loss of €5,162.
Where can I find the annual accounts of Levain Stockel?
Levain Stockel filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts at the National Bank

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