LEUZE MATERIAUX
ActiveLEUZE MATERIAUX has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131k and a net result of €3k. Equity is growing by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 23% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
36
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▲+7
Solvency42▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.27 against 1.4 in 2024; short-term debt: 78.7% and cash: 0.2% of total assets), and 82.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.2%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 7971 sector peers (2025).
NBB · sector comparisonPosition among 7971 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
27 d late
2024
4 d late
2023
on the day
2022
31 d early
2021
69 d early
2020
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k
2024 · €-3k
2020: €31k
2021: €23k
2022: €42k
2023: €34k
2024: €-3k
2020 → 2025
Working capital
€161k▼ 11.8%
2024 · €182k
2020: €107k
2021: €94k
2022: €98k
2023: €128k
2024: €182k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€97k▲ 77.4%€131k▲ 34.7%€127k▼ 2.4%€131k▲ 2.5%
Operating result€32k-€56k▲ 75.8%€48k▼ 14.0%€3k▼ 92.9%€16k▲ 374%
Net result€23k-€42k▲ 86.3%€34k▼ 20.4%€-3k€3k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 374% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €758k
Fixed assets
€796▼ 46.0%
Current assets
€757k▲ 17.9%
Equity and liabilities €758k
Equity
€131k▲ 2.5%
Debt
€628k▲ 21.5%
The debt ratio rises from 80.2% to 82.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▲
2024 · €6k
Cash flow
€4k▲
2024 · €-1k
Solvency
17.2%▼
2024 · 19.8%
Current ratio
1.27▼
2024 · 1.40
Quick ratio
0.10▲
2024 · 0.05
Debt / equity
4.81▲
2024 · 4.06
ROE
2.4%▲
2024 · -2.5%
ROA
0.4%▲
2024 · -0.5%
Interest coverage
1.12▲
2024 · 0.45
Debt
€628k▲
2024 · €517k
Debt ≤ 1 year
€597k▲
2024 · €460k
Debt > 1 year
€31k▼
2024 · €56k
Income taxes
€2k▲
2024 · €-186
Staff costs
€90k▼
2024 · €126k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€644k€758k▲
Fixed assets21/28€1k€796▼
Tangible fixed assets22/27€1k€596▼
Plant, machinery and equipment23€1k€596▼
Financial fixed assets28€200€200=
Current assets29/58€643k€757k▲
Stocks and contracts in progress3€619k€696k▲
Stocks30/36€619k€696k▲
Amounts receivable within one year40/41€22k€59k▲
Trade receivables40€20k€57k▲
Other amounts receivable41€3k€3k=
Cash at bank and in hand54/58€673€1k▲
Deferred charges and accrued income490/1-€156
Equity and liabilities
Total equity and liabilities10/49€644k€758k▲
Equity10/15€127k€131k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€126k€130k▲
Amounts payable17/49€517k€628k▲
Amounts payable after more than one year17€56k€31k▼
Financial debts170/4€56k€31k▼
Amounts payable within one year42/48€460k€597k▲
Current portion of amounts payable after more than one year42€24k€25k▲
Financial debts43€126k€199k▲
Credit institutions430/8€126k€199k▲
Trade debts44€254k€342k▲
Suppliers440/4€254k€342k▲
Taxes, remuneration and social security45€50k€28k▼
Taxes450/3€27k€13k▼
Remuneration and social security454/9€24k€15k▼
Other amounts payable47/48€6k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€126k€90k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€679▼
Other operating charges640/8€806€624▼
Gross operating margin9900€133k€108k▼
Operating profit (loss)9901€3k€16k▲
Financial income75/76B€6k€4k▼
Recurring financial income75€6k€4k▼
Financial charges65/66B€12k€15k▲
Recurring financial charges65€12k€15k▲
Profit (loss) for the period before taxes9903€-3k€5k▲
Income taxes67/77€-186€2k▲
Profit (loss) for the period9904€-3k€3k▲
Profit (loss) for the period to be appropriated9905€-3k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€126k€130k▲
Profit (loss) brought forward from the previous period14P€130k€126k▼
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 4 days late
2024
31-12
Financial
Weakest financial yearnet €-3k ▼109%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €100kEq €131k ▲34.7%
4 profitable years in a row build equity to €131k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2020net €42k ▲86.3%
Operating result €56k, net result €42k, both a record.
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuze-en-Hainaut · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin d'Éole(L) 14/A7900 Leuze-en-Hainaut1 establishment unit
LEUZE MATERIAUX
since 20192.298.579.306
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Of 1,137 companies in sector 46130 we hold annual accounts for 646. 515 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2019
Fiscal year end31-12
Activities, NACEBEL
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filings
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.