Equity
€183,234 ▼ 24.5%
LEUZE - AUTO paid out €71,429 in dividends. That is 599% of the 2025 profit.
LEUZE - AUTO
Lifetime
20 annual accounts with figures on one time axis, 48 filings since 1977Gross marginpeak €18,104 (2025)
€18,104▲ 13.1%
Resultpeak €13,319 (2024)
€11,920▼ 10.5%
Equitypeak €242,742 (2024)
€183,234▼ 24.5%
Debts
€10,032▼ 5.7%
Board3 names since 2004
1 directorSophie HARMEL
Documentsfilings and deeds
17-08-202617 days late
2025abbreviated format
Gross margin from €16,001 to €18,104Dividend €71,429Equity from €242,742 to €183,234Cash from €17,805 to €11,694
Key points
from the 2025 annual accountsChecked score
93
Excellent
Financially stronger than 47% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value
09-2026: < 0.1%▼ -0.2 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Founded in 1968
Size: total assets €193,265
No main activity registered
Equity €183,234 (94.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 54% on liquidity, 37% on profitability and 16% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as LEUZE - AUTO has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LEUZE - AUTO itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for LEUZE - AUTO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 16.72 (21.42 in 2024), above the usual 1.5. Short-term debt is 5.2% and cash 6.1% of total assets. 5.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 17 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
17 days late
2024
13 days early
2023
43 days late
2022
32 days late
2021
26 days early
2020
20 days late
2019
16 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 8 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
3 directors appointed
Michel HARMEL, Sophie HARMEL and Laurent VASILJEVS · Permanent representative: Michel HARMEL · General meeting of 25-06-2024 · Gazette deed
First establishment
Chaussée de Namur 148, Eghezée
Official details
Source: KBO- Status
- ActiveNormal situation
- Activity
- “La société a pour objet l’achat, la vente, l’échange, l’entretien et la réparation de…” (deed in French)From the articles, 2 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.013.807.5955310 Eghezée, since 10-07-1977
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on LEUZE - AUTO
LEUZE - AUTO files the abbreviated format. That format states no turnover. The gross margin rose from €10,000 in 2006 to €18,104 in 2025.
In July 2024, the Official Gazette published the appointment of Sophie HARMEL as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LEUZE - AUTO
- What is the company number of LEUZE - AUTO?
- The company number of LEUZE - AUTO is 0402.629.083. The VAT number is the same number with BE in front: BE 0402.629.083.
- Where is LEUZE - AUTO based?
- The registered office is at Chaussée de Wavre 32, 5030 Gembloux.Company details
- What is the legal form of LEUZE - AUTO?
- LEUZE - AUTO is a public limited company (NV).
- When was LEUZE - AUTO founded?
- LEUZE - AUTO was founded on 01-01-1968.
- Is LEUZE - AUTO still active?
- Yes, LEUZE - AUTO is an active enterprise in the KBO register.
- What is the turnover of LEUZE - AUTO?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €18,104 and 2,711 comparable companies of the same size. It probably lies between €51,000 and €310,000. It is a rough estimate.Financials
- Is LEUZE - AUTO profitable?
- In financial year 2025, LEUZE - AUTO made a profit of €11,920.
- Where can I find the annual accounts of LEUZE - AUTO?
- LEUZE - AUTO filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LEUZE - AUTO due?
- LEUZE - AUTO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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