Skip to content

LEUCKX PHILIP

Active
Private limited companyfounded 200224 yrs activeNinoofse Steenweg 56A, 1755 Pajottegem, BelgiumKBO/BCE: BE 0477.589.101
Summary

LEUCKX PHILIP has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €84,040. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 80% of 9497 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
LEUCKX PHILIPActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222NACE 45331
#2 employer in Pajottegem, Construction sector1 site
Size
€1.5mtotal assets 2025
Staff
20.9 FTE
Equity
€1.1m
Profit
€84,040
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Parent
HomeServe Energy Services Belgium · 100%
Accounts 36 d early0 of 3 deeds read
Why 96+ Liquidity: current ratio 3.31, cash €332,330+ Equity €1.1m (71.2% of total assets)+ Founded in 2002+ Profit of €84,040 (FY 2025)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 72% of its sector peers (NACE 43, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 96+5
equity 71.2% of total assets
Liquidity 67-5
short-term debt 28.2% · cash 22.4%
Profitability 76-6
return on assets 5.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,633 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%▲ +2.3% vs 03-2025 05-2025: < 0.1%▲ +2.3% vs 04-2025 06-2025: < 0.1%▼ -2.2% vs 05-2025 07-2025: < 0.1%▲ +6.8% vs 06-2025 08-2025: 0.1%▲ +83.0% vs 07-2025 09-2025: < 0.1%▼ -44.2% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▲ +2.1% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▲ +4.1% vs 06-2026 08-2026: 0.1%▲ +62.7% vs 07-2026 09-2026: 0.1%▲ +22.9% vs 08-2026highest value 10-2026: < 0.1%▼ -53.9% vs 09-2026
  • Liquidity: current ratio 3.31, cash €332,330 lowers the probability
  • Equity €1.1m (71.2% of total assets) lowers the probability
  • Founded in 2002 lowers the probability for this profile
  • Profit of €84,040 (FY 2025) lowers the probability
Credit up to €100,000 at 30 days acceptable
Liquidity ample (current ratio 3.31 against 2.86 in 2024; short-term debt: 28.2% and cash: 22.4% of total assets), and 28.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, small). Better than this share of them on solvency 88%, liquidity 82%, profitability 60%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 3.31, cash €332,330
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €1.1m (71.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2002
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Profit of €84,040 (FY 2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 d early
2024
28 d late
2023
180 d early
2022
48 d early
2021
10 d early
2020
10 d early
2019
6 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 37 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 June (4 of the last 5 filed years within 64 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Equity above €1mEq €1.1m ▲8.6%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Employer in Pajottegem, Construction sectorin the Checked rankings #2 View
  • Caution: Result fell in 2025from €151,153 to €84,040 ▼ 44.4% View
  • Positive: 8 profitable years in a rowprofit 2025: €84,040 8 years View
  • Controlled by HomeServe Energy Services Belgiumultimately: HOMESERVE FRANCE HOLDING SAS 100% View

By topic

Financials

Fiscal year
2025
Total assets
€1.5m
Profit
€84,040
Solvency
71.2%
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 25-06-2026Annual accounts filed
  2. 31-12-2025Equity above €1m
  3. 28-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded
17-05-2002
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure