Lets Invest is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €177k and a net result of €107k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 19% of 7980 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 7980 sector peers (2025).
NBB · sector comparisonPosition among 7980 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
8 d early
2024
105 d early
2023
13 d early
2022
27 d early
2021
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€177k▼ 18.5%
2024 · €218k
2021: €60k
2022: €218k
2023: €329k
2024: €218k
2021 → 2025
Net result
€107k▲ 10.7%
2024 · €96k
2021: €40k
2022: €119k
2023: €111k
2024: €96k
2021 → 2025
Total assets
€1.29M▼ 1.7%
2024 · €1.31M
2021: €1.12M
2022: €1.27M
2023: €1.31M
2024: €1.31M
2021 → 2025
Solvency
13.8%▼ 2.8pp
2024 · 16.6%
2021: 5.4%
2022: 17.2%
2023: 25.1%
2024: 16.6%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€218k▲ 261%€329k▲ 50.9%€218k▼ 33.7%€177k▼ 18.5%
Operating result€59k-€184k▲ 211%€158k▼ 13.8%€136k▼ 14.3%€150k▲ 10.8%
Net result€40k-€119k▲ 197%€111k▼ 7.1%€96k▼ 13.0%€107k▲ 10.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.29M
Fixed assets
€1.09M▼ 2.1%
Current assets
€200k▲ 0.6%
Equity and liabilities €1.29M
Equity
€177k▼ 18.5%
Debt
€1.11M▲ 1.6%
The debt ratio rises from 83.4% to 86.2%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
13.8%▼
2024 · 16.6%
ROE
60.1%▲
2024 · 44.3%
ROA
8.3%▲
2024 · 7.4%
Debt
€1.11M▲
2024 · €1.09M
Debt ≤ 1 year
€339k▲
2024 · €270k
Debt > 1 year
€767k▼
2024 · €822k
Income taxes
€27k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.31M€1.29M▼
Fixed assets21/28€1.11M€1.09M▼
Tangible fixed assets22/27€1.11M€1.09M▼
Land and buildings22€1.11M€1.09M▼
Current assets29/58€199k€200k▲
Amounts receivable within one year40/41€9k€11k▲
Other amounts receivable41€9k€11k▲
Cash at bank and in hand54/58€190k€189k▼
Deferred charges and accrued income490/1€269€18▼
Equity and liabilities
Total equity and liabilities10/49€1.31M€1.29M▼
Equity10/15€218k€177k▼
Contributions10/11€20k€20k=
Revaluation surpluses12€38k€38k=
Reserves13€160k€119k▼
Distributable reserves133€160k€119k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.09M€1.11M▲
Amounts payable after more than one year17€822k€767k▼
Financial debts170/4€822k€767k▼
Amounts payable within one year42/48€270k€339k▲
Current portion of amounts payable after more than one year42€55k€55k▲
Trade debts44€101€7▼
Suppliers440/4€101€7▼
Taxes, remuneration and social security45€8k€6k▼
Taxes450/3€8k€6k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€207k€278k▲
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k▲
Other operating charges640/8€6k€6k▲
Gross operating margin9900€165k€179k▲
Operating profit (loss)9901€136k€150k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€13k€16k▲
Recurring financial charges65€13k€16k▲
Profit (loss) for the period before taxes9903€123k€134k▲
Income taxes67/77€27k€27k▲
Profit (loss) for the period9904€96k€107k▲
Profit (loss) for the period to be appropriated9905€96k€107k▲
Appropriation of the result
Profit (loss) to be appropriated9906€96k€107k▲
Transfer from equity791/2€111k€40k▼
Transfer to equity691/2€0-
To the legal reserve6920€0-
Profit to be distributed694/7€207k€147k▼
Return on contributions (dividend)694€207k€147k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2021net €119k ▲197%
Operating result €184k, net result €119k, both a record.
30-09
Financial
Liquidity times 6current ratio 1.19
Current ratio from 0.21 to 1.19.
30-09
Financial
Equity above €200kEq €218k ▲261%
2 profitable years in a row build equity to €218k.
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herenthout(HA) 309450 HaaltertGround area
1,723 m²
Building footprint
339 m²
Volume, LiDAR
586 m³
2 parcels, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Lets Invest
since 20202.302.325.286
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41024C1378/00E000 | Flanders | 1,437 m² | 1 · 204 m² | - |
| 41024B0202/00F000 | Flanders | 286 m² | 1 · 135 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Castelmore Racing Team
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5S
BE 0632.894.217
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TREEROOTS
BE 0744.466.684
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PI INVEST
BE 0665.972.702
Sint-Gillis-Waas · Eq €177k
Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 13,475 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2020
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.