LETERME CONSULTANCY
ActiveLETERME CONSULTANCY has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €434k and a net result of €211k. Equity is growing by ~46.5% per year across the filed fiscal years. Its solvency ranks better than 57% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency89▼-11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 3.15 against 9.06 in 2024; short-term debt: 31.7% and cash: 4.7% of total assets), and 36.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.6%
Return on assets
31%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
40 d early
2024
41 d early
2023
1 d early
2022
35 d early
2021
5 d early
2020
2 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€434k=
2024 · €434k
2019: €26k
2020: €110k
2021: €146k
2022: €19k
2023: €218k
2024: €434k
2019 → 2025
Total assets
€682k▲ 29.4%
2024 · €527k
2019: €320k
2020: €237k
2021: €349k
2022: €413k
2023: €341k
2024: €527k
2019 → 2025
Net result
€211k▼ 14.0%
2024 · €246k
2019: €140k
2020: €524k
2021: €116k
2022: €232k
2023: €258k
2024: €246k
2019 → 2025
Working capital
€466k▲ 0.1%
2024 · €465k
2019: €27k
2020: €86k
2021: €160k
2022: €37k
2023: €243k
2024: €465k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€146k-€19k▼ 87.0%€218k▲ 1,045%€434k▲ 99.2%€434k=
Operating result€167k-€314k▲ 88.1%€383k▲ 22.0%€334k▼ 12.9%€293k▼ 12.3%
Net result€116k-€232k▲ 99.9%€258k▲ 11.3%€246k▼ 4.7%€211k▼ 14.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €682k
Equity
€434k=
Debt
€248k▲ 167%
The debt ratio rises from 17.6% to 36.4%. Debt is higher.
Key figures and ratios
EBITDA
€297k▼
2024 · €339k
Cash flow
€216k▼
2024 · €251k
Solvency
63.6%▼
2024 · 82.4%
Current ratio
3.15▼
2024 · 9.06
Quick ratio
3.15▼
2024 · 9.06
Debt / equity
0.57▲
2024 · 0.21
ROE
48.6%▼
2024 · 56.6%
ROA
31.0%▼
2024 · 46.6%
Interest coverage
26.48▼
2024 · 37.08
Debt
€248k▲
2024 · €93k
Debt ≤ 1 year
€217k▲
2024 · €58k
Income taxes
€73k▼
2024 · €108k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€527k€682k▲
Fixed assets21/28€4k€0▼
Tangible fixed assets22/27€4k€0▼
Furniture and vehicles24€4k€0▼
Current assets29/58€523k€682k▲
Amounts receivable within one year40/41€77k€79k▲
Trade receivables40€77k€77k▼
Other amounts receivable41€107€2k▲
Current investments50/53€370k€564k▲
Cash at bank and in hand54/58€63k€32k▼
Deferred charges and accrued income490/1€12k€7k▼
Equity and liabilities
Total equity and liabilities10/49€527k€682k▲
Equity10/15€434k€434k=
Contributions10/11€19k€19k=
Reserves13€416k€416k=
Distributable reserves133€416k€416k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€93k€248k▲
Amounts payable within one year42/48€58k€217k▲
Trade debts44€864€2k▲
Suppliers440/4€864€2k▲
Taxes, remuneration and social security45€32k€36k▲
Taxes450/3€32k€36k▲
Other amounts payable47/48€25k€180k▲
Accrued charges and deferred income492/3€35k€32k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€340k€298k▼
Operating profit (loss)9901€334k€293k▼
Financial income75/76B€29k€3k▼
Recurring financial income75€29k€3k▼
Financial charges65/66B€9k€11k▲
Recurring financial charges65€9k€11k▲
Profit (loss) for the period before taxes9903€354k€284k▼
Income taxes67/77€108k€73k▼
Profit (loss) for the period9904€246k€211k▼
Profit (loss) for the period to be appropriated9905€246k€211k▼
Appropriation of the result
Profit (loss) to be appropriated9906€246k€211k▼
Transfer to equity691/2€216k€0▼
To other reserves6921€216k€0▼
Profit to be distributed694/7€29k€211k▲
Return on contributions (dividend)694€29k€211k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
21-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 9.06
Current ratio from 3.78 to 9.06; short-term debt falls from €88k to €58k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity triplescurrent ratio 3.78
Current ratio from 1.10 to 3.78; short-term debt falls from €360k to €88k.
30-06
Financial
Equity above €200kEq €218k ▲1045%
5 profitable years in a row build equity to €218k.
2022
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €116k ▼77.9%
Net result drops to €116k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €524k ▲273%
Operating result €758k, net result €524k, both a record.
30-06
Financial
Equity above €100kEq €110k ▲317%
2 profitable years in a row build equity to €110k.
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Plumerlaan 918900 IeperGround area
1,872 m²
Building footprint
188 m²
Volume, LiDAR
3,635 m³
Parcel 33303E0312/05D005, Flanders · tallest building 22.1 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
LETERME CONSULTANCY
since 20142.235.007.979
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33303E0312/05D005 | Flanders | 1,872 m² | 1 · 188 m² | 22.1 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 35,754 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-07-2014
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.