Let's GrOw
ActiveLet's GrOw has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €348k and a net result of €112k. Equity is growing by ~40% per year across the filed fiscal years. Its solvency ranks better than 85% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 6.93 against 7.45 in 2024; short-term debt: 13.1% and cash: 17% of total assets), and 13.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.9%
Return on assets
27.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
26 d late
2024
6 d late
2023
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€348k▲ 47.4%
2024 · €236k
2023: €159k
2024: €236k
2023 → 2025
Total assets
€401k▲ 49.2%
2024 · €269k
2023: €213k
2024: €269k
2023 → 2025
Net result
€112k▲ 45.6%
2024 · €77k
2023: €154k
2024: €77k
2023 → 2025
Working capital
€311k▲ 49.3%
2024 · €209k
2023: €123k
2024: €209k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€159k-€236k▲ 48.2%€348k▲ 47.4%
Operating result€201k-€92k▼ 54.3%€133k▲ 45.2%
Net result€154k-€77k▼ 50.2%€112k▲ 45.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 45% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €401k
Fixed assets
€37k▲ 32.6%
Current assets
€364k▲ 51.1%
Equity and liabilities €401k
Equity
€348k▲ 47.4%
Debt
€53k▲ 62.1%
The debt ratio rises from 12.1% to 13.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€143k▲
2024 · €124k
Cash flow
€122k▲
2024 · €109k
Solvency
86.9%▼
2024 · 87.9%
Current ratio
6.93▼
2024 · 7.45
Quick ratio
6.93▼
2024 · 7.45
Debt / equity
0.15▲
2024 · 0.14
ROE
32.1%▼
2024 · 32.5%
ROA
27.9%▼
2024 · 28.6%
Interest coverage
901.64▼
2024 · 3143.23
Debt
€53k▲
2024 · €32k
Debt ≤ 1 year
€53k▲
2024 · €32k
Income taxes
€33k▲
2024 · €21k
Staff costs
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€269k€401k▲
Fixed assets21/28€28k€37k▲
Tangible fixed assets22/27€28k€37k▲
Land and buildings22-€16k
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€26k€19k▼
Current assets29/58€241k€364k▲
Amounts receivable within one year40/41€22k€13k▼
Trade receivables40€22k€13k▼
Current investments50/53€153k€281k▲
Cash at bank and in hand54/58€67k€68k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€269k€401k▲
Equity10/15€236k€348k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€231k€343k▲
Amounts payable17/49€32k€53k▲
Amounts payable within one year42/48€32k€53k▲
Trade debts44€340€2k▲
Suppliers440/4€340€2k▲
Taxes, remuneration and social security45€24k€41k▲
Taxes450/3€24k€41k▲
Other amounts payable47/48€8k€10k▲
Accrued charges and deferred income492/3€59-
Income statement
Code20242025
Remuneration, social security and pensions62€3k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€10k▼
Other operating charges640/8€527€257▼
Gross operating margin9900€128k€147k▲
Operating profit (loss)9901€92k€133k▲
Financial income75/76B€6k€12k▲
Recurring financial income75€4k€2k▼
Non-recurring financial income76B€2k€10k▲
Financial charges65/66B€40€159▲
Recurring financial charges65€40€159▲
Profit (loss) for the period before taxes9903€98k€145k▲
Income taxes67/77€21k€33k▲
Profit (loss) for the period9904€77k€112k▲
Profit (loss) for the period to be appropriated9905€77k€112k▲
Appropriation of the result
Profit (loss) to be appropriated9906€231k€343k▲
Profit (loss) brought forward from the previous period14P€154k€231k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
31-12
Financial
Weakest financial yearnet €77k ▼50.2%
Net result drops to €77k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 7.45
Current ratio from 3.28 to 7.45; short-term debt falls from €54k to €32k.
31-12
Financial
Equity above €200kEq €236k ▲48.2%
2 profitable years in a row build equity to €236k.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Landen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kan. Schoolslaan 183400 LandenGround area
287 m²
Building footprint
93 m²
Volume, LiDAR
699 m³
Parcel 24059B0242/00C000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Let's GrOw
since 20222.332.824.561
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24059B0242/00C000 | Flanders | 287 m² | 1 · 93 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845001BEEE7EE968C21
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DEFINANCE
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 37,255 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
78100Employment placement agencies
82990Other business support services
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.