LESS IS MORE STUDIO
ActiveLESS IS MORE STUDIO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €291. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 90% of 3407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +42 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▲+4
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 6.79 against 4.05 in 2024), and 11% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89%
Return on assets
0.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
20 d late
2023
35 d early
2022
55 d early
2021
48 d early
2020
60 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
08-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▲ 0.8%
2024 · €39k
2018: €-20k
2019: €-21k
2020: €-14k
2021: €17k
2022: €33k
2023: €41k
2024: €39k
2018 → 2025
Total assets
€44k▼ 8.1%
2024 · €48k
2018: €27k
2019: €17k
2020: €38k
2021: €56k
2022: €75k
2023: €62k
2024: €48k
2018 → 2025
Net result
€291
2024 · €-2k
2018: €5k
2019: €-1k
2020: €7k
2021: €31k
2022: €16k
2023: €7k
2024: €-2k
2018 → 2025
Working capital
€28k▲ 2.0%
2024 · €27k
2018: €9k
2019: €7k
2020: €15k
2021: €19k
2022: €32k
2023: €38k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€33k▲ 92.8%€41k▲ 21.9%€39k▼ 5.1%€39k▲ 0.8%
Operating result€35k-€24k▼ 31.3%€14k▼ 43.5%€-7k€494
Net result€31k-€16k▼ 48.3%€7k▼ 54.5%€-2k€291
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €494 after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€11k▼ 2.4%
Current assets
€33k▼ 9.9%
Equity and liabilities €44k
Equity
€39k▲ 0.8%
Debt
€5k▼ 46.2%
The debt ratio falls from 18.8% to 11.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€2k▲
2024 · €-5k
Cash flow
€2k▲
2024 · €-492
Solvency
89.0%▲
2024 · 81.2%
Current ratio
6.79▲
2024 · 4.05
Quick ratio
6.79▲
2024 · 4.05
Debt / equity
0.12▼
2024 · 0.23
ROE
0.7%▲
2024 · -5.3%
ROA
0.7%▲
2024 · -4.3%
Interest coverage
18.59▲
2024 · -58.25
Debt
€5k▼
2024 · €9k
Debt ≤ 1 year
€5k▼
2024 · €9k
Income taxes
€140▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€44k▼
Fixed assets21/28€11k€11k▼
Tangible fixed assets22/27€11k€11k▼
Plant, machinery and equipment23€11k€11k▼
Current assets29/58€36k€33k▼
Amounts receivable within one year40/41€13k€18k▲
Trade receivables40€1k€3k▲
Other amounts receivable41€11k€14k▲
Cash at bank and in hand54/58€19k€11k▼
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€48k€44k▼
Equity10/15€39k€39k▲
Contributions10/11€12k€12k=
Reserves13€29k€29k=
Distributable reserves133€29k€29k=
Profit (loss) carried forward14€-2k€-2k▲
Amounts payable17/49€9k€5k▼
Amounts payable within one year42/48€9k€5k▼
Trade debts44€56€2k▲
Suppliers440/4€56€2k▲
Taxes, remuneration and social security45€9k€3k▼
Taxes450/3€9k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€1k€526▼
Gross operating margin9900€-4k€2k▲
Operating profit (loss)9901€-7k€494▲
Financial income75/76B€6k€33▼
Recurring financial income75€50€33▼
Non-recurring financial income76B€6k-
Financial charges65/66B€90€97▲
Recurring financial charges65€90€97▲
Profit (loss) for the period before taxes9903€-467€431▲
Income taxes67/77€2k€140▼
Profit (loss) for the period9904€-2k€291▲
Profit (loss) for the period to be appropriated9905€-2k€291▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-2k▲
Profit (loss) brought forward from the previous period14P-€-2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Back to profitnet €291
Net result €291 after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Weakest financial yearnet €-2k ▼128%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €31k ▲334%
Operating result €35k, net result €31k, both a record.
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2008
Ground area
173 m²
Building footprint
74 m²
Volume, LiDAR
723 m³
Parcel 21906D0317/00Y000, Brussels · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LESS IS MORE STUDIO
since 20082.171.742.205
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0317/00Y000 | Brussels | 173 m² | 1 · 74 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 983 companies in sector 74209 we hold annual accounts for 144. 113 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-07-2008
Fiscal year end31-12
Activities, NACEBEL
74209Other photographic activities
47120Other non-specialised retail sale
47791Retail sale of antiques
47793Retail sale of other second-hand goods, excluding clothing
47910Retail trade
59209Motion picture, video and television programme production, sound recording and music publishing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.