Skip to content

LES UNIONS

Active
Private limited companyfounded 1986active for 40 yearsLa Vaucelle(HSH) 20, 6120 Ham-sur-Heure-Nalinnes, BelgiumKBO/BCE: BE 0428.512.148
Summary

LES UNIONS has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €173,012 and a net result of -€11,766. Equity is shrinking by about 5% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
LES UNIONSActiveChecked score 88/100
Risk analysis ReportCompare

Overview

Activity
“L'achat, la vente, l'échange, la construction, la reconstruction, la démolition, la transformation, l'exploitation, la…” (deed in French)
From the articles, 4 activitiesNo NACE code in the KBO yet1 site
Size
≈ €160,000turnover 2025, estimated
Equity
€173,012
Loss
-€11,766
Turnover estimated from the gross margin
Financial health
88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 60 days early1 of 9 deeds summarised
Why 88raises riskNo main activity registeredFounded in 1986lowers riskSize: total assets €474,405Figures for financial year 2025 (filed 01-06-2026)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 27% of its sector peers (no NACE code, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 61-1
equity 36.5% of total assets
Liquidity 37=
short-term debt 48.4% · cash 8.6%
Profitability 34+6
return on assets -2.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026highest value 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.2, compared with 0.17 in 2024, below 1; short-term debt: 48.4% and cash: 8.6% of total assets), and 63.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 36% on solvency, 20% on liquidity, 24% on profitability and 29% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €474,405
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · No main activity registered
KBO
lowers risk · Figures for financial year 2025 (filed 01-06-2026)
NBB · annual accounts
raises risk · Founded in 1986
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€11,766
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
60 days early
2024
70 days early
2023
69 days early
2022
80 days early
2021
73 days early
2020
67 days early
2019
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 65 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Risk: 6 loss-making years in a rowloss financial year 2025 -€11,766 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Active since 1986founded 06-02-1986 40 years View

By topic

Financials

Financial year
2025
Total assets
€474,405
Loss
-€11,766
Solvency
36.5%
Total assets▼ 5.9%
Net result
20182025
Go to Financials

Timeline

Events
42
Since
1987
Next accounts
by 31-07-2027
  1. 25-01-2024Resignation: JACQUY Benoît (manager)
  2. 12-05-2023Annual accounts filed
  3. 19-05-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
06-02-1986
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
24
Purpose
“L'achat, la vente, l'échange, la construction, la reconstruction, la démolition, la…” (deed in French)
Go to Articles of association

Key facts about LES UNIONS

What is the company number of LES UNIONS?
0428.512.148. In Belgium the VAT number is the company number with BE in front: BE 0428.512.148.
Where is LES UNIONS based?
The registered office is at La Vaucelle(HSH) 20, 6120 Ham-sur-Heure-Nalinnes.Company details
What is the legal form of LES UNIONS?
Private limited company (BV).
When was LES UNIONS founded?
On 06-02-1986.
Is LES UNIONS still active?
Yes, LES UNIONS is an active enterprise in the KBO register.
What is the turnover of LES UNIONS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is LES UNIONS profitable?
In financial year 2025, LES UNIONS made a loss of €11,766.
Where can I find the annual accounts of LES UNIONS?
LES UNIONS filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LES UNIONS due?
By 31-07-2027, for financial year 2026.Timeline

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure