LES TROIS TREFLES
ActiveLES TROIS TREFLES has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €34k. Equity is growing by ~72.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 3102 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+12
Solvency28▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.02 against 1.01 in 2024; short-term debt: 48.9% and cash: 3.5% of total assets), and 97% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 3102 sector peers (2025).
NBB · sector comparisonPosition among 3102 sector peers
Solvency
better than 20%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 16-04-2026, 137 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
137 d late
2024
2 d early
2023
8 d late
2022
2 d late
2020
58 d late
2019
1 d early
2018
364 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-04-2026 close17-09-2026 today30-11-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k
2024 · €-4k
2019: €-159k
2020: €-130k
2022: €-59k
2023: €-773
2024: €-4k
2019 → 2025
Total assets
€917k▼ 1.5%
2024 · €931k
2019: €700k
2020: €710k
2022: €752k
2023: €745k
2024: €931k
2019 → 2025
Net result
€34k
2024 · €-420
2019: €32k
2020: €32k
2022: €67k
2023: €61k
2024: €-420
2019 → 2025
Working capital
€9k▲ 44.5%
2024 · €6k
2019: €-19k
2020: €-38k
2022: €-51k
2023: €4k
2024: €6k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€-130k-€-59k▲ 54.7%€-773▲ 98.7%€-4k▼ 419%€27k
Operating result€78k-€96k▲ 23.2%€123k▲ 28.4%€21k▼ 82.8%€61k▲ 190%
Net result€32k-€67k▲ 108%€61k▼ 8.4%€-420€34k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 190% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €917k
Fixed assets
€460k▼ 5.7%
Current assets
€457k▲ 3.2%
Equity and liabilities €917k
Equity
€27k
Debt
€890k
Debt finances 97.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€126k▲
2024 · €116k
Cash flow
€99k▲
2024 · €94k
Solvency
3.0%▲
2024 · -0.4%
Current ratio
1.02▲
2024 · 1.01
Quick ratio
0.40▲
2024 · 0.34
Debt / equity
32.59
ROE
125.0%
ROA
3.7%▲
2024 · 0.0%
Interest coverage
5.58▲
2024 · 4.73
Debt
€890k▼
2024 · €935k
Debt ≤ 1 year
€449k▲
2024 · €437k
Debt > 1 year
€442k▼
2024 · €498k
Income taxes
€7k▲
2024 · €136
Staff costs
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€931k€917k▼
Fixed assets21/28€488k€460k▼
Tangible fixed assets22/27€488k€460k▼
Land and buildings22€370k€358k▼
Plant, machinery and equipment23€63k€65k▲
Furniture and vehicles24€42k€32k▼
Leasing and similar rights25€13k€5k▼
Financial fixed assets28€83€83=
Current assets29/58€443k€457k▲
Stocks and contracts in progress3€295k€276k▼
Stocks30/36€295k€276k▼
Amounts receivable within one year40/41€50k€50k▲
Trade receivables40€44k€43k▼
Other amounts receivable41€6k€7k▲
Current investments50/53€82k€88k▲
Cash at bank and in hand54/58€10k€32k▲
Deferred charges and accrued income490/1€6k€10k▲
Equity and liabilities
Total equity and liabilities10/49€931k€917k▼
Equity10/15€-4k€27k▲
Contributions10/11€27k€27k=
Reserves13€27k€27k=
Tax-exempt reserves132€27k€27k=
Profit (loss) carried forward14€-65k€-31k▲
Investment grants15€7k€4k▼
Amounts payable17/49€935k€890k▼
Amounts payable after more than one year17€498k€442k▼
Financial debts170/4€498k€442k▼
Amounts payable within one year42/48€437k€449k▲
Current portion of amounts payable after more than one year42€80k€94k▲
Trade debts44€187k€182k▼
Suppliers440/4€187k€182k▼
Taxes, remuneration and social security45€6k€13k▲
Taxes450/3€5k€13k▲
Remuneration and social security454/9€701€366▼
Other amounts payable47/48€164k€159k▼
Income statement
Code20242025
Remuneration, social security and pensions62€5k€6k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€94k€65k▼
Other operating charges640/8€3k€14k▲
Gross operating margin9900€124k€146k▲
Operating profit (loss)9901€21k€61k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€24k€23k▼
Recurring financial charges65€24k€23k▼
Profit (loss) for the period before taxes9903€-285€41k▲
Income taxes67/77€136€7k▲
Profit (loss) for the period9904€-420€34k▲
Profit (loss) for the period to be appropriated9905€-420€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-65k€-31k▲
Profit (loss) brought forward from the previous period14P€-65k€-65k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 137 days late
2025
30-04
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
2024
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-04
Financial
Weakest financial yearnet €-420 ▼101%
Net result drops to €-420, the lowest in the series; recovery starts the following year.
2023
08-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2022
02-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
30-04
Financial
Highest result since 2019net €67k ▲108%
Net result €67k, the highest in the series.
2021
27-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 58 days late
2019
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
29-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 364 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 260 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 303 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vielsalm · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Goronne 2136690 VielsalmGround area
2,639 m²
Building footprint
312 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
LES TROIS TREFLES
since 20002.345.008.454
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82032G0015/00H000 | Wallonia | 1,848 m² | 1 · 161 m² | - |
| 82032G0144/00F000 | Wallonia | 791 m² | 1 · 152 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVielsalm
Similar companies · same sector, comparable size
Les Marcassins de l'Ernz
BE 0788.852.401
Libramont-Chevigny · Eq €27k
E.M.K.A.
BE 0808.371.472
Riemst · Eq €27k
G&G Agro
BE 0784.434.248
Laarne · Eq €27k
DELSTANCHE Jean-Pierre SRL
BE 0765.847.266
Awans · Eq €28k
Société Agricole De MOL
BE 0863.152.322
Libramont-Chevigny · Eq €27k
Of 20,598 companies in sector 01500 we hold annual accounts for 1,149. 564 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2000
Fiscal year end30-04
Activities, NACEBEL
01500Mixed farming
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.