Les Ripailleurs

Active

Private limited companyfounded 201510 yrs activePlace de la Résistance(B) 1, 7331 Saint-Ghislain, BelgiumKBO/BCE: BE 0644.583.608

The computed 12-month bankruptcy probability of Les Ripailleurs is 2.9% (moderate). The 2025 annual accounts show equity of €728k and a net result of €107k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 71% of 3620 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

64 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability69▲+17

Solvency76▲+3

Growth52=

Track record100

Bankruptcy probability, 12 months

2.9% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €45k at 30 days acceptable

Liquidity ample (current ratio 1.75 against 1.69 in 2024; short-term debt: 49.2% and cash: 37.3% of total assets), and 49.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

50.7%

Return on assets

7.5%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

11 d early

2024

14 d early

2023

14 d early

2022

30 d late

2021

30 d late

2020

11 d early

2019

20 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€107k▲ 134%

2024 · €46k

2018: €127k 2019: €-12k 2020: €113k 2021: €160k 2022: €62k 2023: €47k 2024: €46k

2018 → 2025

Working capital

€529k▲ 15.7%

2024 · €457k

2018: €150k 2019: €85k 2020: €194k 2021: €376k 2022: €376k 2023: €428k 2024: €457k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€443k-€528k▲ 19.2%€574k▲ 8.8%€620k▲ 8.0%€728k▲ 17.3%

Operating result€231k-€101k▼ 56.1%€117k▲ 14.9%€106k▼ 9.1%€185k▲ 74.4%

Net result€160k-€62k▼ 61.2%€47k▼ 24.7%€46k▼ 1.9%€107k▲ 134%

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 74% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €1.44M

14.0%

86.0%

Fixed assets €200k▲ 13.8%

Current assets €1.24M▲ 10.2%

Equity and liabilities €1.44M

50.7%

49.3%

Equity €728k▲ 17.3%

Debt €709k▲ 4.6%

The debt ratio falls from 52.2% to 49.3%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€229k▲

2024 · €154k

Cash flow

€152k▲

2024 · €94k

Solvency

50.7%▲

2024 · 47.8%

Current ratio

1.75▲

2024 · 1.69

Quick ratio

1.08▲

2024 · 1.01

Debt / equity

0.97▼

2024 · 1.09

ROE

14.7%▲

2024 · 7.4%

ROA

7.5%▲

2024 · 3.5%

Interest coverage

4.96▲

2024 · 3.43

Debt

€709k▲

2024 · €677k

Debt ≤ 1 year

€707k▲

2024 · €664k

Debt > 1 year

€2k▼

2024 · €13k

Income taxes

€32k▲

2024 · €16k

Staff costs

€1.85M▲

2024 · €1.77M

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€1.30M€1.44M▲

Fixed assets21/28€176k€200k▲

Tangible fixed assets22/27€176k€200k▲

Plant, machinery and equipment23€75k€111k▲

Furniture and vehicles24€79k€82k▲

Leasing and similar rights25€22k€8k▼

Financial fixed assets28€100€100=

Current assets29/58€1.12M€1.24M▲

Stocks and contracts in progress3€448k€475k▲

Stocks30/36€448k€475k▲

Amounts receivable within one year40/41€272k€222k▼

Trade receivables40€127k€93k▼

Other amounts receivable41€144k€129k▼

Cash at bank and in hand54/58€399k€535k▲

Deferred charges and accrued income490/1€3k€3k▲

Equity and liabilities

Total equity and liabilities10/49€1.30M€1.44M▲

Equity10/15€620k€728k▲

Contributions10/11€15k€15k=

Reserves13€23k€23k=

Distributable reserves133€23k€23k=

Profit (loss) carried forward14€582k€690k▲

Amounts payable17/49€677k€709k▲

Amounts payable after more than one year17€13k€2k▼

Financial debts170/4€13k€2k▼

Amounts payable within one year42/48€664k€707k▲

Current portion of amounts payable after more than one year42€47k€46k▼

Trade debts44€572k€528k▼

Suppliers440/4€572k€528k▼

Advances received on contracts in progress46-€22k

Taxes, remuneration and social security45€45k€112k▲

Taxes450/3€34k€52k▲

Remuneration and social security454/9€11k€59k▲

Income statement Code20242025

Remuneration, social security and pensions62€1.77M€1.85M▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€45k▼

Other operating charges640/8€8k€6k▼

Non-recurring operating charges66A-€26

Gross operating margin9900€1.94M€2.08M▲

Operating profit (loss)9901€106k€185k▲

Financial income75/76B€884€533▼

Recurring financial income75€884€533▼

Financial charges65/66B€45k€46k▲

Recurring financial charges65€45k€46k▲

Profit (loss) for the period before taxes9903€62k€139k▲

Income taxes67/77€16k€32k▲

Profit (loss) for the period9904€46k€107k▲

Profit (loss) for the period to be appropriated9905€46k€107k▲

Appropriation of the result

Profit (loss) to be appropriated9906€582k€690k▲

Profit (loss) brought forward from the previous period14P€537k€582k▲

Social balance

Average headcount (FTE)908740.036.0▼

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 15Financial 5Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

20-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

17-07

NBB filing Annual accounts filed

fiscal year 2024 · full schema

2024

17-07

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

30-08

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 30 days late

2022

31-12

Financial Equity above €500kEq €528k ▲19.2%

3 profitable years in a row build equity to €528k.

30-08

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 30 days late

2021

31-12

Financial Highest result since 2018net €160k ▲42%

Operating result €231k, net result €160k, both a record.

20-07

NBB filing Annual accounts filed

fiscal year 2020 · full schema

2020

31-12

Financial Back to profitnet €113k

Net result €113k after one loss-making year.

31-12

Financial Equity above €200kEq €283k ▲66%

Equity rises from €171k to €283k.

20-08

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 20 days late

2019

31-12

Financial Weakest financial yearnet €-12k ▼109%

Net result drops to €-12k, the lowest in the series; recovery starts the following year.

22-07

NBB filing Annual accounts filed

fiscal year 2018 · full schema

2018

30-08

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 30 days late

2017

31-08

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Saint-Ghislain · 4 establishment units since 2015

establishment All 4 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Place de la Résistance(B) 17331 Saint-Ghislain

Ground area

7,405 m²

Building footprint

1,397 m²

Volume, LiDAR

8,425 m³

4 parcels, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.

4 establishment units

Le Faitout

Avenue Louis Goblet(B) 161, 7331 Saint-GhislainAccommodation

since 20152.248.384.972

d'Eugénie à Emilie

Place de la Résistance(B) 1, 7331 Saint-GhislainAccommodation

since 20152.248.385.071

LA MARELLE

Rue des Trieux(BLA) 36, 7040 QuévyFull-service restaurants

since 20162.250.415.143

Triple E Hôtel

Avenue Louis Goblet(B) 150, 7331 Saint-GhislainHotels and similar accommodation

since 20262.390.109.494

4 parcels

Wallonia 4 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
53011B0198/00D000	Wallonia	5,527 m²	1 · 424 m²	7.4 m · 2 fl.
53009B0022/00Z000	Wallonia	810 m²	1 · 497 m²	11.1 m · 2 fl.
53009B0062/00F010	Wallonia	693 m²	1 · 371 m²	9.2 m · 2 fl.
53009A0401/00X003	Wallonia	375 m²	1 · 105 m²	9.8 m · 3 fl.