Financials
- Fiscal year
- 2025
- Turnover
- €175,784
- Loss
- -€29,665
- Solvency
- 71.6%
Turnover▲ 10.5%
Net result
20182025
Les Pénates
ActiveSummary
Les Pénates has been active since 1973 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €707,875 and a net result of -€29,665. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 73% of 595 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Day nurseries and crèches
NACE 88911Education NACE 85321
#1 oldest company in Mont-Saint-Guibert, Health and social work sector1 site
Size
€175,784turnover 2025
- Staff
- 15.6 FTE
- Equity
- €707,875
- Loss
- -€29,665
Structure
- Board
- 4 members
Accounts 42 d early1 of 19 deeds read
Why 93- Size: turnover €175,784, 15.6 FTE, total assets €989,194+ Legal form Non-profit association+ Liquidity: current ratio 1.53, cash €121,781+ Equity €707,875 (71.6% of total assets)Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Better than 46% of its sector peers (NACE 88, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
97+2
equity 71.6% of total assets
Liquidity
63+6
short-term debt 13.2% · cash 12.3%
Profitability
38+31
return on assets -3.0%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%lowest value
12-2024: < 0.1%● 0.0% vs 11-2024lowest value
01-2025: < 0.1%● 0.0% vs 12-2024lowest value
02-2025: < 0.1%● 0.0% vs 01-2025lowest value
03-2025: < 0.1%● 0.0% vs 02-2025lowest value
04-2025: < 0.1%▲ +5.3% vs 03-2025
05-2025: < 0.1%● 0.0% vs 04-2025
06-2025: < 0.1%▼ -5.0% vs 05-2025lowest value
07-2025: < 0.1%▲ +47.4% vs 06-2025
08-2025: < 0.1%● 0.0% vs 07-2025
09-2025: < 0.1%● 0.0% vs 08-2025
10-2025: < 0.1%● 0.0% vs 09-2025
11-2025: < 0.1%● 0.0% vs 10-2025
12-2025: < 0.1%● 0.0% vs 11-2025
01-2026: < 0.1%● 0.0% vs 12-2025
02-2026: < 0.1%● 0.0% vs 01-2026
03-2026: < 0.1%● 0.0% vs 02-2026
04-2026: < 0.1%▲ +3.6% vs 03-2026highest value
05-2026: < 0.1%● 0.0% vs 04-2026highest value
06-2026: < 0.1%▼ -3.4% vs 05-2026
07-2026: < 0.1%▼ -28.6% vs 06-2026
08-2026: < 0.1%● 0.0% vs 07-2026
09-2026: < 0.1%● 0.0% vs 08-2026
10-2026: < 0.1%● 0.0% vs 09-2026
- Legal form Non-profit association lowers the probability
- Size: turnover €175,784, 15.6 FTE, total assets €989,194 raises the probability for this profile
- Liquidity: current ratio 1.53, cash €121,781 lowers the probability
- Equity €707,875 (71.6% of total assets) lowers the probability
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.46 in 2024; short-term debt: 13.2% and cash: 12.3% of total assets), and 28.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 88, small). Better than this share of them on solvency 70%, liquidity 45%, profitability 24%, growth against the median 46%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€29,665
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 d early
2024
44 d early
2023
35 d early
2022
33 d early
2021
32 d early
2020
24 d early
2019
6 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 24 days before the deadline, and 25% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Appointments: DESCLEE Catherine, HERBIN Geoffroy and…State Gazette act
- Annual accounts filedfiscal year 2025 · full…
- Annual accounts filedfiscal year 2024 · full…
Key points
- Positive: Oldest company in Mont-Saint-Guibert, Health and social work…in the Checked rankings #1 View
- New directorslatest change 18-06-2026 · 4 in office 4 joined View
- Positive: 5 years of growth in a rowturnover 2025: €175,784 5 years View
- Positive: Always filed on timeaccounts within the deadline every year 6 years View
- Wallonia-Brussels supportpaid 2024 - 2025 €903,035 View
- Active since 1973founded 10-08-1973 53 years View
By topic
Board & ownership
- Board
- 4 members
Go to Board & ownership
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 27-07-2026Appointments: DESCLEE Catherine, HERBIN Geoffroy and 2…
- 19-06-2026Annual accounts filed
- 17-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Non-profit association
- Activity
- Day nurseries and crèchesNACE 88911
- Founded
- 10-08-1973
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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