Les Girondelles
ActiveThe computed 12-month bankruptcy probability of Les Girondelles is 2.0% (moderate). The 2025 annual accounts show equity of €33k and a net result of €8k. Equity is growing by ~38.7% per year across the filed fiscal years. Its solvency ranks better than 68% of 18024 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent▼ -6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency97▲+8
Growth78=
Stability94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.14 against 1.84 in 2024), and 45% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55%
Return on assets
14.1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
30 d late
2024
31 d late
2023
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 34.5%
2024 · €24k
2023: €14k
2024: €24k
2023 → 2025
Total assets
€59k▲ 14.8%
2024 · €52k
2023: €23k
2024: €52k
2023 → 2025
Net result
€8k▼ 19.8%
2024 · €10k
2023: €8k
2024: €10k
2023 → 2025
Working capital
€30k▲ 31.7%
2024 · €23k
2023: €13k
2024: €23k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€14k-€24k▲ 75.4%€33k▲ 34.5%
Operating result€10k-€13k▲ 35.1%€9k▼ 35.5%
Net result€8k-€10k▲ 33.1%€8k▼ 19.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€2k▲ 91.5%
Current assets
€57k▲ 13.1%
Equity and liabilities €59k
Equity
€33k▲ 34.5%
Debt
€27k▼ 2.6%
The debt ratio falls from 53.0% to 45.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€9k▼
2024 · €14k
Cash flow
€9k▼
2024 · €11k
Solvency
55.0%▲
2024 · 47.0%
Current ratio
2.14▲
2024 · 1.84
Quick ratio
0.55▼
2024 · 0.99
Debt / equity
0.82▼
2024 · 1.13
ROE
25.6%▼
2024 · 43.0%
ROA
14.1%▼
2024 · 20.2%
Interest coverage
11.15▼
2024 · 31.44
Debt
€27k▼
2024 · €27k
Debt ≤ 1 year
€27k▼
2024 · €27k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€59k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€637€377▼
Plant, machinery and equipment23€637€377▼
Financial fixed assets28€500€2k▲
Current assets29/58€51k€57k▲
Stocks and contracts in progress3€23k€43k▲
Stocks30/36€23k€43k▲
Amounts receivable within one year40/41€10k€5k▼
Trade receivables40€10k€5k▼
Other amounts receivable41€100-
Cash at bank and in hand54/58€17k€9k▼
Deferred charges and accrued income490/1-€83
Equity and liabilities
Total equity and liabilities10/49€52k€59k▲
Equity10/15€24k€33k▲
Contributions10/11€6k€6k=
Reserves13€18k€27k▲
Distributable reserves133€18k€27k▲
Amounts payable17/49€27k€27k▼
Amounts payable within one year42/48€27k€27k▼
Trade debts44€14k€16k▲
Suppliers440/4€14k€16k▲
Advances received on contracts in progress46€120-
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€8k€5k▼
Other amounts payable47/48€5k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€143€260▲
Other operating charges640/8€52€208▲
Gross operating margin9900€14k€9k▼
Operating profit (loss)9901€13k€9k▼
Financial income75/76B€11€3k▲
Recurring financial income75€11€3k▲
Financial charges65/66B€434€804▲
Recurring financial charges65€434€804▲
Profit (loss) for the period before taxes9903€13k€10k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€10k€8k▼
Profit (loss) for the period to be appropriated9905€10k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€8k▼
Transfer to equity691/2€10k€8k▼
To other reserves6921€10k€8k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2023net €10k ▲33.1%
Operating result €13k, net result €10k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Couvin · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Girondelles 225660 CouvinGround area
1,316 m²
Parcel 93014C0026/00B002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Les Girondelles
since 20222.337.306.555
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93014C0026/00B002 | Wallonia | 1,316 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCouvin2.337.306.555
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Of 2,327 companies in sector 47251 we hold annual accounts for 420. 298 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2022
Fiscal year end31-12
Activities, NACEBEL
47251Retail sale of wines and spirits
47252Retail sale of beverages, general range
56210Event catering
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesE-mail:info@lesgirondelles.be
Phone:+32491282868
E-mail:justin.devillers@live.be
Phone:+32497676901