LES ECRITS DU WEB
ActiveLES ECRITS DU WEB has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-12k) and a net result of €1k. Equity is shrinking by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 12% of 7017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+49
Solvency20▲+1
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.7 against 0.57 in 2024; short-term debt: 68.1% and cash: 10.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.2%
Return on assets
0.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 7017 sector peers (2025).
NBB · sector comparisonPosition among 7017 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
11 d late
2024
56 d late
2023
30 d late
2022
31 d late
2021
29 d late
2020
25 d late
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-12k▼ 0.8%
2024 · €-12k
2019: €-3k
2020: €-4k
2021: €32k
2022: €12k
2023: €18k
2024: €-12k
2019 → 2025
Total assets
€238k▲ 21.2%
2024 · €197k
2019: €197k
2020: €212k
2021: €253k
2022: €200k
2023: €202k
2024: €197k
2019 → 2025
Net result
€1k
2024 · €-29k
2019: €-13k
2020: €-248
2021: €13k
2022: €-18k
2023: €644
2024: €-29k
2019 → 2025
Working capital
€-49k▼ 3.4%
2024 · €-48k
2019: €-6k
2020: €-23k
2021: €-1k
2022: €-26k
2023: €-18k
2024: €-48k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€12k▼ 61.1%€18k▲ 45.9%€-12k€-12k▼ 0.8%
Operating result€13k-€-15k€8k€-24k€6k
Net result€13k-€-18k€644€-29k€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €24k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €238k
Fixed assets
€125k▼ 5.9%
Current assets
€113k▲ 78.3%
Key figures and ratios
EBITDA
€21k▲
2024 · €-6k
Cash flow
€16k▲
2024 · €-11k
Solvency
-5.2%▲
2024 · -6.2%
Current ratio
0.70▲
2024 · 0.57
Quick ratio
0.70▲
2024 · 0.57
Debt / equity
-20.42▼
2024 · -17.14
ROA
0.5%▲
2024 · -14.8%
Interest coverage
3.54▲
2024 · -0.91
Debt
€251k▲
2024 · €209k
Debt ≤ 1 year
€162k▲
2024 · €111k
Debt > 1 year
€88k▼
2024 · €98k
Income taxes
€142▼
2024 · €355
Staff costs
€121k▼
2024 · €131k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€197k€238k▲
Fixed assets21/28€133k€125k▼
Tangible fixed assets22/27€133k€125k▼
Land and buildings22€123k€115k▼
Plant, machinery and equipment23€798€266▼
Furniture and vehicles24€9k€10k▲
Current assets29/58€63k€113k▲
Amounts receivable within one year40/41€53k€84k▲
Trade receivables40€53k€84k▲
Cash at bank and in hand54/58€4k€25k▲
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€197k€238k▲
Equity10/15€-12k€-12k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-41k€-40k▲
Investment grants15€10k€9k▼
Amounts payable17/49€209k€251k▲
Amounts payable after more than one year17€98k€88k▼
Financial debts170/4€98k€88k▼
Amounts payable within one year42/48€111k€162k▲
Current portion of amounts payable after more than one year42€11k€13k▲
Trade debts44€19k€22k▲
Suppliers440/4€19k€22k▲
Taxes, remuneration and social security45€33k€17k▼
Taxes450/3€14k€12k▼
Remuneration and social security454/9€19k€5k▼
Other amounts payable47/48€48k€110k▲
Income statement
Code20242025
Remuneration, social security and pensions62€131k€121k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€15k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€5k€1k▼
Gross operating margin9900€133k€146k▲
Operating profit (loss)9901€-24k€6k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Non-recurring financial income76B€383€53▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€-29k€1k▲
Income taxes67/77€355€142▼
Profit (loss) for the period9904€-29k€1k▲
Profit (loss) for the period to be appropriated9905€-29k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-40k▲
Profit (loss) brought forward from the previous period14P€-12k€-41k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Weakest financial yearnet €-29k ▼4621%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €644
Net result €644 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Lanaye(LAN) 314600 ViséGround area
1,702 m²
Building footprint
229 m²
Volume, LiDAR
2,162 m³
2 parcels, Wallonia · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LES ECRITS DU WEB
since 20192.283.842.531
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62061B1422/00N000 | Wallonia | 1,492 m² | 1 · 117 m² | 12.4 m · 3 fl. |
| 62108A0085/00T000 | Wallonia | 210 m² | 1 · 111 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,863 companies in sector 73110 we hold annual accounts for 3,755. 2,538 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2019
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.