LES DELICES DE MON AFRIQUE
ActiveThe computed 12-month bankruptcy probability of LES DELICES DE MON AFRIQUE is 1.8% (moderate). The 2025 annual accounts show equity of €31k and a net result of €10k. Equity is growing by ~77.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 13204 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency99▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 3.72 against 3.77 in 2024; short-term debt: 25.7% and cash: 77.5% of total assets), and 25.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.2%
Return on assets
24.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
37 d late
2022
35 d late
2021
122 d late
2020
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€11k
EBIT margin
-61.8%
Net result
€10k▼ 8.0%
2024 · €11k
2020: €-7k
2021: €-3k
2022: €-8k
2023: €22k
2024: €11k
2020 → 2025
Working capital
€29k▲ 38.6%
2024 · €21k
2020: €-2k
2021: €-5k
2022: €-12k
2023: €10k
2024: €21k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€-13k▼ 148%€10k€21k▲ 115%€31k▲ 49.2%
Operating result€-11k-€-7k▲ 35.4%€23k€12k▼ 47.9%€14k▲ 14.8%
Net result€-3k-€-8k▼ 154%€22k€11k▼ 49.8%€10k▼ 8.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€2k
Current assets
€40k
Equity and liabilities €42k
Equity
€31k▲ 49.2%
Debt
€11k▲ 37.2%
The debt ratio falls from 27.5% to 25.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k
Cash flow
€11k
Solvency
74.2%▲
2024 · 72.5%
Current ratio
3.72▼
2024 · 3.77
Quick ratio
3.59▲
2024 · 3.48
Debt / equity
0.35▼
2024 · 0.38
ROE
33.0%▼
2024 · 53.5%
ROA
24.5%▼
2024 · 38.8%
Interest coverage
17.80
Debt
€11k▲
2024 · €8k
Debt ≤ 1 year
€11k▲
2024 · €8k
Income taxes
€3k
Staff costs
€14k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€42k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Plant, machinery and equipment23-€2k
Furniture and vehicles24-€303
Current assets29/58€29k€40k▲
Stocks and contracts in progress3€2k€1k▼
Stocks30/36€2k€1k▼
Amounts receivable within one year40/41€6k€6k▲
Trade receivables40€1k€1k=
Other amounts receivable41€5k€5k▲
Cash at bank and in hand54/58-€33k
Deferred charges and accrued income490/1€21k-
Equity and liabilities
Total equity and liabilities10/49€29k€42k▲
Equity10/15€21k€31k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€2k€13k▲
Amounts payable17/49€8k€11k▲
Amounts payable within one year42/48€8k€11k▲
Trade debts44€888€4k▲
Suppliers440/4€888€4k▲
Taxes, remuneration and social security45€967€6k▲
Taxes450/3€403€4k▲
Remuneration and social security454/9€564€2k▲
Other amounts payable47/48€6k€1k▼
Accrued charges and deferred income492/3€275€67▼
Income statement
Code20242025
Remuneration, social security and pensions62€13k€14k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€332
Other operating charges640/8€3k€6k▲
Gross operating margin9900€28k€34k▲
Operating profit (loss)9901€12k€14k▲
Financial income75/76B-€25
Recurring financial income75-€25
Financial charges65/66B€1k€805▼
Recurring financial charges65€1k€805▼
Profit (loss) for the period before taxes9903€11k€13k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€11k€10k▼
Profit (loss) for the period to be appropriated9905€11k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€13k▲
Profit (loss) brought forward from the previous period14P€-9k€2k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
06-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 37 days late
2023
31-12
Financial
Back to profitnet €22k
Net result €22k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.91
Current ratio from 0.65 to 1.91; short-term debt falls from €33k to €11k.
04-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 35 days late
2022
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Bas-Quartier(TOU) 167500 Tournai1 establishment unit
Les délices de mon Afrique
since 20182.288.096.376
Recognitions · licences · registrations
Food safety, FASFC
1 siteTournai2.288.096.376
Similar companies · same sector, comparable size
TOK WORX
BE 0750.670.924
Antwerpen · Eq €31k
HEBA GROUP
BE 0805.742.376
Hasselt · Eq €31k
Has Maho
BE 0765.279.124
Antwerpen · Eq €31k
DRIE BROERS FOOD
BE 0797.785.210
Genk · Eq €31k
MELROSE
BE 0465.880.706
Sint-Pieters-Leeuw · Eq €31k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 8,407 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2018
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filings
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.