Equity
-€169,915
Debts exceed assets in financial year 2025.
LES CHÂTAIGNIERS
Lifetime
8 annual accounts with figures on one time axisGross marginpeak €29,496 (2025)
€29,496▲ €48,016
Resultlowest -€81,788 (2024)
-€68,667▲ €13,121
Equitypeak €6,660 (2018)
-€169,915▼ €68,667
Debts
€1.0m▲ 10.3%
Board2 names since 2017
1 directorMarie LEMMENS
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Gross margin from -€18,520 to €29,496Loss of €68,667Equity from -€101,248 to -€169,915Cash from €2,749 to €5,588
Key points
from the 2025 annual accountsLosses
-€172,050 in four years
Every financial year from 2022 to 2025 closed with a loss. 2024 was the heaviest.
Turnover
≈ €48,000 estimated
The micro format states no turnover.
Debts
€1.0m 119% of the balance sheet
Financial debts 79%Suppliers 3%Other 18%
Of this, €218,592 falls due within a year.
Filings
8 annual accounts 5 late
The 2019 accounts came latest: 89 days after the end of the period.
Position in the sector
-€169,915
Less equity than 95% of companies in real estate. Sector median €73,254 · 17,178 companies.
Checked score
53
Fair
Financially stronger than 19% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,628 companies (NACE 68, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.6%▼ -0.1 percentage points vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.7%▲ +0.1 percentage points vs 06-2025
08-2025: 1.5%▲ +0.8 percentage points vs 07-2025
09-2025: 1.5%● unchanged vs 08-2025
10-2025: 1.5%● unchanged vs 09-2025
11-2025: 1.5%● unchanged vs 10-2025
12-2025: 1.5%● unchanged vs 11-2025
01-2026: 1.5%● unchanged vs 12-2025
02-2026: 1.5%● unchanged vs 01-2026highest value
03-2026: 1.5%● unchanged vs 02-2026highest value
04-2026: 1.5%● unchanged vs 03-2026
05-2026: 1.5%● unchanged vs 04-2026
06-2026: 1.5%● unchanged vs 05-2026
07-2026: 1.5%● unchanged vs 06-2026
08-2026: 0.5%▼ -1.0 percentage point vs 07-2026lowest value
09-2026: 0.5%● unchanged vs 08-2026lowest value
10-2026: 0.5%● unchanged vs 09-2026lowest value
11-2026: 0.5%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€169,915
Loss of €68,667, the second in a row (financial year 2025)
lowers risk
Size: total assets €875,506
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 10% of them on solvency, 35% on liquidity, 20% on profitability and 9% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,167 companies had the same profile as LES CHÂTAIGNIERS has now. Each dot stands for 3 companies, two years later.
94.9%
were still trading
2.8%
stopped another way
2.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LES CHÂTAIGNIERS itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,167 companies, not a prediction for LES CHÂTAIGNIERS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.06 (0.02 in 2024), below 1. Short-term debt is 25% and cash 0.6% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€169,915
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
29 days early
2024
21 days early
2023
20 days early
2022
31 days late
2021
4 days late
2020
9 days late
2019
89 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 9 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0681947513
Company renamed from LES CHATAIGNIERS SPRL to LES CHÂTAIGNIERS
Change of role: Marie LEMMENS, from manager to director · Appointment: Lionel ROSU (director) · Director discharge: Marie LEMMENS · General meeting of 27-06-2024 · Gazette deed
Incorporation
published on 03-10-2017 · Gazette deed
First establishment
Chemin du Carmel 6, Chaudfontaine
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| LES CHÂTAIGNIERS Chaudfontaine | €875,506 | €29,496 | -19.4% | - |
| TA IMMO MANAGEMENT Stoumont | €815,825 | €30,008 | 9.2% | - |
| Lucalis Hooglede | €833,698 | €27,455 | 5.1% | - |
| WAJALO Buggenhout | €989,136 | €34,276 | 34.3% | - |
| ALG Kruisem | €984,316 | €35,932 | 41.1% | - |
| IMMO ATELIER DE LA GRANGE Libramont-Chevigny | €780,755 | €32,543 | 3.4% | - |
| Immo SLT Wuustwezel | €748,820 | €25,741 | 1.0% | - |
These companies have the same main activity as LES CHÂTAIGNIERS: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €749,000 and €989,000, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 29-09-2017Normal situation
- Registered office
- 10 active companies are registered at this addressSource: KBO register, as of 5 November 2026.
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201
- Establishment unit
- 2.269.445.5534053 Chaudfontaine, since 29-09-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 22-08-2025
Annual accounts 2025
- Total assets
- €875,506▲ 3.4%
- Filing
- Filed on 02-07-2026, 29 days before the end of the filing period
Insights on LES CHÂTAIGNIERS
LES CHÂTAIGNIERS files the micro format. That format states no turnover. The gross margin rose from -€8,987 in 2018 to €29,496 in 2025.
The balance sheet grew most from 2024 to 2025 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LES CHÂTAIGNIERS
- What is the company number of LES CHÂTAIGNIERS?
- The company number of LES CHÂTAIGNIERS is 0681.947.513. The VAT number is the same number with BE in front: BE 0681.947.513.
- Where is LES CHÂTAIGNIERS based?
- The registered office is at Chemin du Carmel 6, 4053 Chaudfontaine.Company details
- What does LES CHÂTAIGNIERS do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of LES CHÂTAIGNIERS?
- LES CHÂTAIGNIERS is a private limited company (BV).
- When was LES CHÂTAIGNIERS founded?
- LES CHÂTAIGNIERS was founded on 29-09-2017.
- Is LES CHÂTAIGNIERS still active?
- Yes, LES CHÂTAIGNIERS is an active enterprise in the KBO register.
- What is the turnover of LES CHÂTAIGNIERS?
- The turnover in financial year 2025 is ≈ €48,000. This figure is estimated from the gross margin of €29,496 and 51 comparable companies (NACE 682). It probably lies between €36,000 and €70,000.Financials
- Is LES CHÂTAIGNIERS profitable?
- In financial year 2025, LES CHÂTAIGNIERS made a loss of €68,667.
- Where can I find the annual accounts of LES CHÂTAIGNIERS?
- LES CHÂTAIGNIERS filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LES CHÂTAIGNIERS due?
- LES CHÂTAIGNIERS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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