LES BLOUSES BLANCHES
ActiveSummary
LES BLOUSES BLANCHES has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €466,495 and a net result of €58,087. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 63% of 16765 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▼-8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 2.59 against 4.71 in 2024; short-term debt: 24.6% and cash: 59% of total assets), and 24.6% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.4%
Return on assets
9.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
4 d late
2023
23 d early
2022
26 d early
2021
25 d early
2020
on the day
2019
25 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€466,495▼ 8.2%
2024 · €508,408
Total assets
€618,774▲ 0.9%
2024 · €613,359
Net result
€58,087▼ 37.0%
2024 · €92,130
Working capital
€241,655▼ 28.0%
2024 · €335,637
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9,846▼ 87.3%€65,330▲ 564%€103,761▲ 58.8%€132,883▲ 28.1%€84,761▼ 36.2%
Net result€4,626below the sector's middle half▼ 91.8%€46,886within the sector's middle half▲ 914%€71,718within the sector's middle half▲ 53.0%€92,130within the sector's middle half▲ 28.5%€58,087within the sector's middle half▼ 37.0%
Equity€415,274above the sector's middle half▼ 1.5%€422,660above the sector's middle half▲ 1.8%€451,378above the sector's middle half▲ 6.8%€508,408above the sector's middle half▲ 12.6%€466,495above the sector's middle half▼ 8.2%
Total assets€450,715within the sector's middle half▼ 6.0%€550,384within the sector's middle half▲ 22.1%€555,359within the sector's middle half▲ 0.9%€613,359above the sector's middle half▲ 10.4%€618,774within the sector's middle half▲ 0.9%
Debt€35,441▼ 38.9%€127,724▲ 260%€103,981▼ 18.6%€104,951▲ 0.9%€152,279▲ 45.1%
Working capital€259,274within the sector's middle half▲ 11.4%€267,274within the sector's middle half▲ 3.1%€293,842above the sector's middle half▲ 9.9%€335,637above the sector's middle half▲ 14.2%€241,655within the sector's middle half▼ 28.0%
Solvency92.1%above the sector's middle half▲ 4.2pp76.8%within the sector's middle half▼ 15.3pp81.3%within the sector's middle half▲ 4.5pp82.9%within the sector's middle half▲ 1.6pp75.4%within the sector's middle half▼ 7.5pp
Current ratio8.51above the sector's middle half▲ 3.483.38within the sector's middle half▼ 5.133.94within the sector's middle half▲ 0.564.71within the sector's middle half▲ 0.772.59within the sector's middle half▼ 2.12
Return on assets (ROA)1.0%below the sector's middle half▼ 10.8pp8.5%within the sector's middle half▲ 7.5pp12.9%within the sector's middle half▲ 4.4pp15.0%within the sector's middle half▲ 2.1pp9.4%below the sector's middle half▼ 5.6pp
Staff (FTE)1▼ 66.7%1=1=1=1=
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €618,774
Fixed assets
€225,130 ▲ 20.3%
Current assets
€393,644 ▼ 7.6%
Equity and liabilities €618,774
Equity
€466,495 ▼ 8.2%
Debt
€152,279 ▲ 45.1%
Debt's share of the balance-sheet total rises from 17.1% to 24.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€123,833▼
2024 · €163,021
Cash flow
€97,159▼
2024 · €122,268
Debt to equity
0.33▲
2024 · 0.21
ROE
12.5%▼
2024 · 18.1%
Interest coverage
100.51▲
2024 · 98.80
Debt ≤ 1 year
€151,989▲
2024 · €90,552
Debt > 1 year
€290▼
2024 · €14,051
Income taxes
€25,816▼
2024 · €39,926
Staff costs
€89,026▲
2024 · €87,911
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €57,705 | €77,585 | €82,880 | €87,911 | €89,026 | ▲ 1.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €32,228 | €18,657 | €20,011 | €30,138 | €39,072 | ▲ 29.6% |
| Other operating charges640/8 | €3,332 | €3,789 | €3,629 | €4,633 | €4,647 | ▲ 0.3% |
| Gross operating margin9900 | €103,111 | €165,361 | €210,281 | €255,565 | €217,506 | ▼ 14.9% |
| Operating profit (loss)9901 | €9,846 | €65,330 | €103,761 | €132,883 | €84,761 | ▼ 36.2% |
| Financial income75/76B | - | - | €288 | €823 | €374 | ▼ 54.6% |
| Recurring financial income75 | - | - | €288 | €823 | €374 | ▼ 54.6% |
| Financial charges65/66B | €291 | €295 | €880 | €1,650 | €1,232 | ▼ 25.3% |
| Recurring financial charges65 | €291 | €295 | €880 | €1,650 | €1,232 | ▼ 25.3% |
| Profit (loss) for the period before taxes9903 | €9,555 | €65,035 | €103,169 | €132,056 | €83,903 | ▼ 36.5% |
| Income taxes67/77 | €4,929 | €18,149 | €31,451 | €39,926 | €25,816 | ▼ 35.3% |
| Profit (loss) for the period9904 | €4,626 | €46,886 | €71,718 | €92,130 | €58,087 | ▼ 37.0% |
| Profit (loss) for the period to be appropriated9905 | €4,626 | €46,886 | €71,718 | €92,130 | €58,087 | ▼ 37.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €450,715 | €550,384 | €555,359 | €613,359 | €618,774 | ▲ 0.9% |
| Fixed assets21/28 | €156,940 | €170,874 | €161,463 | €187,170 | €225,130 | ▲ 20.3% |
| Tangible fixed assets22/27 | €156,799 | €170,874 | €161,463 | €187,170 | €225,130 | ▲ 20.3% |
| Land and buildings22 | €156,799 | €142,949 | €129,484 | €116,755 | €122,707 | ▲ 5.1% |
| Furniture and vehicles24 | - | €27,925 | €21,379 | €59,815 | €91,823 | ▲ 53.5% |
| Assets under construction and advance payments27 | - | - | €10,600 | €10,600 | €10,600 | = |
| Financial fixed assets28 | €141 | - | - | - | - | - |
| Current assets29/58 | €293,775 | €379,510 | €393,896 | €426,189 | €393,644 | ▼ 7.6% |
| Amounts receivable within one year40/41 | - | €2,151 | - | €1,297 | - | - |
| Trade receivables40 | - | €2,151 | - | - | - | - |
| Other amounts receivable41 | - | - | - | €1,297 | - | - |
| Cash at bank and in hand54/58 | €245,790 | €340,193 | €347,007 | €392,742 | €365,146 | ▼ 7.0% |
| Deferred charges and accrued income490/1 | €47,985 | €37,166 | €46,889 | €32,150 | €28,498 | ▼ 11.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €450,715 | €550,384 | €555,359 | €613,359 | €618,774 | ▲ 0.9% |
| Equity10/15 | €415,274 | €422,660 | €451,378 | €508,408 | €466,495 | ▼ 8.2% |
| Contributions10/11 | €19,831 | €19,831 | €19,831 | €19,831 | €19,831 | = |
| Capital10 | €19,831 | - | - | - | - | - |
| Issued capital100 | €19,831 | - | - | - | - | - |
| Reserves13 | €380,983 | €399,983 | €426,983 | €481,883 | €438,883 | ▼ 8.9% |
| Non-distributable reserves130/1 | €1,983 | €1,983 | €1,983 | €1,983 | €1,983 | = |
| Legal reserve130 | €1,983 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,983 | €1,983 | €1,983 | €1,983 | = |
| Distributable reserves133 | €379,000 | €398,000 | €425,000 | €479,900 | €436,900 | ▼ 9.0% |
| Profit (loss) carried forward14 | €14,460 | €2,846 | €4,564 | €6,694 | €7,781 | ▲ 16.2% |
| Amounts payable17/49 | €35,441 | €127,724 | €103,981 | €104,951 | €152,279 | ▲ 45.1% |
| Amounts payable after more than one year17 | €290 | €14,838 | €3,927 | €14,051 | €290 | ▼ 97.9% |
| Financial debts170/4 | - | €14,548 | €3,637 | €13,761 | - | - |
| Other amounts payable178/9 | €290 | €290 | €290 | €290 | €290 | = |
| Amounts payable within one year42/48 | €34,501 | €112,236 | €100,054 | €90,552 | €151,989 | ▲ 67.8% |
| Current portion of amounts payable after more than one year42 | - | €10,911 | €10,911 | €18,165 | €15,008 | ▼ 17.4% |
| Trade debts44 | €4,452 | €1,192 | €11,671 | €682 | €832 | ▲ 22.0% |
| Suppliers440/4 | €4,452 | €1,192 | €11,671 | €682 | €832 | ▲ 22.0% |
| Taxes, remuneration and social security45 | €8,531 | €54,953 | €34,626 | €33,000 | €55,230 | ▲ 67.4% |
| Taxes450/3 | €1,150 | €34,394 | €23,800 | €22,905 | €44,930 | ▲ 96.2% |
| Remuneration and social security454/9 | €7,381 | €20,559 | €10,826 | €10,095 | €10,300 | ▲ 2.0% |
| Other amounts payable47/48 | €21,518 | €45,180 | €42,846 | €38,705 | €80,919 | ▲ 109% |
| Accrued charges and deferred income492/3 | €650 | €650 | - | €348 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,626 | €46,886 | €71,718 | €92,130 | €58,087 | ▼ 37.0% |
| + Depreciation and write-downs630 | €32,228 | €18,657 | €20,011 | €30,138 | €39,072 | ▲ 29.6% |
| Operating cash flow (approximation) | €36,854 | €65,543 | €91,729 | €122,268 | €97,159 | ▼ 20.5% |
| Investment in fixed assets (approximation) | - | -€32,591 | -€10,600 | -€55,845 | -€77,032 | ▼ 37.9% |
| Change in cash | - | €94,403 | €6,814 | €45,735 | -€27,596 | ▼ 160% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Highest result since 2018net €92,130 ▲28.5%
Operating result €132,883, net result €92,130, both a record.
31-12
Financial
Equity above €500,000Eq €508,408 ▲12.6%
7 profitable years in a row build equity to €508,408.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €4,626 ▼91.8%
Net result drops to €4,626, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 1990
Ground area
347 m²
Building footprint
58 m²
Parcel 62343C0007/00F042, Wallonia. Linked by address, not a title deed.
1 establishment unit
Les Blouses Blanches
since 19902.192.447.052
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62343C0007/00F042indicative | Wallonia | 347 m² | 1 · 58 m² | - |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,992 companies in sector 86940 we hold annual accounts for 1,811. 996 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded21-06-1990
Fiscal year end31-12
Activities, NACEBEL 2025
86940Nursing and midwifery
Contact
Phone
04 336 59 28Seraing
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.