Equity
-€85,177
Debts exceed assets in financial year 2025.
Les Blés Immobilier
Lifetime
7 annual accounts with figures on one time axispeak €12,972 (2023)
€10,296▼ 18.4%
lowest -€80,565 (2019)
€265▼ 85.8%
peak -€60,565 (2019)
-€85,177▲ €265
€421,710▼ 0.6%
Board2 names since 2018
2 directorsLOUILLET Marjorie and 1 other
Documentsfilings and deeds
20-07-202611 days before the deadline
2025abbreviated format
Gross margin from €12,615 to €10,296Result from €1,860 to €265
Key points
from the 2025 annual accountsChecked score
54
Fair
Financially stronger than 27% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024highest value
02-2025: 0.6%● unchanged vs 01-2025highest value
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.5%▼ -0.1 percentage points vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.6%▲ +0.1 percentage points vs 01-2026
03-2026: 0.5%▼ -0.1 percentage points vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.4%▼ -0.1 percentage points vs 04-2026
06-2026: 0.5%▲ +0.1 percentage points vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.4%▼ -0.1 percentage points vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€85,177
Legal form: coöperatieve vennootschap met beperkte aansprakelijkheid
lowers risk
Size: total assets €336,533
No main activity registered
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 5% of them on solvency, 7% on liquidity, 47% on profitability and 49% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 906 companies had the same profile as Les Blés Immobilier has now. Each dot stands for 3 companies, two years later.
89.4%
were still trading
4.1%
stopped another way
6.1%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Les Blés Immobilier itself is lower: 0.4% within 12 months. It rests on far more data about Les Blés Immobilier than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 906 companies, not a prediction for Les Blés Immobilier. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.04 (0.03 in 2024), below 1. Short-term debt is 125.3% and cash 4.4% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
11 days early
2024
76 days early
2023
30 days late
2022
10 days late
2021
29 days late
2020
37 days early
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 12 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
LM
LOUILLET Marjorie
Director, since 02-08-2018
PG
PROUHET Grégory
Director, since 02-08-2018
Recent changes
Incorporation
published on 06-08-2018 · Gazette deed
First establishment
Rue Faluzeau 1, Tournai
Official details
Source: KBO- Status
- Active since 02-08-2018Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.279.796.7407520 Tournai, since 02-08-2018
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- ≈ €70,000estimated
- €336,533▼ 0.7%
- Filing
- Filed on 20-07-2026, 11 days before the end of the filing period
Insights on Les Blés Immobilier
Les Blés Immobilier files the abbreviated format. That format states no turnover. The gross margin rose from -€15,194 in 2019 to €10,296 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Les Blés Immobilier
- What is the company number of Les Blés Immobilier?
- The company number of Les Blés Immobilier is 0700.613.083. The VAT number is the same number with BE in front: BE 0700.613.083.
- Where is Les Blés Immobilier based?
- The registered office is at Rue Faluzeau 1, 7520 Tournai.Company details
- What is the legal form of Les Blés Immobilier?
- Legal form of Les Blés Immobilier: Coöperatieve vennootschap met beperkte aansprakelijkheid.
- When was Les Blés Immobilier founded?
- Les Blés Immobilier was founded on 02-08-2018.
- Is Les Blés Immobilier still active?
- Yes, Les Blés Immobilier is an active enterprise in the KBO register.
- What is the turnover of Les Blés Immobilier?
- The turnover in financial year 2025 is ≈ €70,000. This figure is estimated from the gross margin of €10,296 and 2,724 comparable companies of the same size. It probably lies between €29,000 and €170,000. It is a rough estimate.Financials
- Is Les Blés Immobilier profitable?
- In financial year 2025, Les Blés Immobilier made a profit of €265.
- Where can I find the annual accounts of Les Blés Immobilier?
- Les Blés Immobilier filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Les Blés Immobilier due?
- Les Blés Immobilier must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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