LES BLES D'OR
ActiveLES BLES D'OR has been active since 1970 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.07M and a net result of €-236k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 83% of 529 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-21
Solvency99▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €310k at 30 days acceptable
Liquidity short (current ratio 0.59 against 0.69 in 2024; short-term debt: 20% and cash: 3.2% of total assets), and 25.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.3%
Return on assets
-4.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
29 d early
2023
28 d late
2022
31 d early
2021
62 d early
2020
60 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-236k
2024 · €141k
2018: €841k
2019: €390k
2020: €64k
2021: €-80k
2022: €-220k
2023: €5k
2024: €141k
2018 → 2025
Working capital
€-446k▼ 25.2%
2024 · €-356k
2018: €1.14M
2019: €1.73M
2020: €1.86M
2021: €1.10M
2022: €622k
2023: €-55k
2024: €-356k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.97M-€3.72M▲ 25.3%€4.12M▲ 10.7%€4.31M▲ 4.6%€4.07M▼ 5.6%
Operating result€-79k-€-220k▼ 177%€6k€149k▲ 2,235%€-220k
Net result€-80k-€-220k▼ 175%€5k€141k▲ 2,853%€-236k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €220k after €149k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.48M
Fixed assets
€4.83M▲ 0.7%
Current assets
€650k▼ 18.3%
Equity and liabilities €5.48M
Equity
€4.07M▼ 5.6%
Debt
€1.41M▲ 9.9%
The debt ratio rises from 22.9% to 25.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€77k▼
2024 · €377k
Cash flow
€61k▼
2024 · €369k
Solvency
74.3%▼
2024 · 77.1%
Current ratio
0.59▼
2024 · 0.69
Quick ratio
0.59▼
2024 · 0.69
Debt / equity
0.35▲
2024 · 0.30
ROE
-5.8%▼
2024 · 3.3%
ROA
-4.3%▼
2024 · 2.5%
Interest coverage
4.57▼
2024 · 45.81
Debt
€1.41M▲
2024 · €1.28M
Debt ≤ 1 year
€1.10M▼
2024 · €1.15M
Debt > 1 year
€312k▲
2024 · €129k
Income taxes
€1▲
2024 · €0
Staff costs
€3.53M▲
2024 · €3.34M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.59M€5.48M▼
Fixed assets21/28€4.80M€4.83M▲
Tangible fixed assets22/27€4.80M€4.83M▲
Land and buildings22€4.72M€4.73M=
Plant, machinery and equipment23€19k€15k▼
Furniture and vehicles24€53k€87k▲
Assets under construction and advance payments27€0-
Financial fixed assets28€200€200=
Current assets29/58€795k€650k▼
Amounts receivable within one year40/41€560k€430k▼
Trade receivables40€113k€124k▲
Other amounts receivable41€448k€306k▼
Current investments50/53€332€333▲
Cash at bank and in hand54/58€196k€177k▼
Deferred charges and accrued income490/1€39k€43k▲
Equity and liabilities
Total equity and liabilities10/49€5.59M€5.48M▼
Equity10/15€4.31M€4.07M▼
Contributions10/11€1.49M€1.49M=
Capital10€1.49M€1.49M=
Reserves13€871k€0▼
Profit (loss) carried forward14€212k€848k▲
Investment grants15€1.74M€1.73M▼
Provisions and deferred taxes16€0-
Amounts payable17/49€1.28M€1.41M▲
Amounts payable after more than one year17€129k€312k▲
Financial debts170/4€129k€312k▲
Amounts payable within one year42/48€1.15M€1.10M▼
Current portion of amounts payable after more than one year42€24k€47k▲
Financial debts43€2k€79k▲
Credit institutions430/8€2k€79k▲
Trade debts44€131k€66k▼
Suppliers440/4€131k€66k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€470k€384k▼
Taxes450/3€31k€0▼
Remuneration and social security454/9€440k€384k▼
Accrued charges and deferred income492/3€400€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€3.34M€3.53M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€227k€297k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€752k€710k▼
Gross operating margin9900€4.47M€4.32M▼
Operating profit (loss)9901€149k€-220k▼
Financial income75/76B€3€1k▲
Recurring financial income75€3€198▲
Non-recurring financial income76B-€1k
Financial charges65/66B€8k€17k▲
Recurring financial charges65€8k€17k▲
Non-recurring financial charges66B€100€0▼
Profit (loss) for the period before taxes9903€141k€-236k▼
Income taxes67/77€0€1▲
Profit (loss) for the period9904€141k€-236k▼
Profit (loss) for the period to be appropriated9905€141k€-236k▼
Appropriation of the result
Profit (loss) to be appropriated9906€212k€-23k▼
Profit (loss) brought forward from the previous period14P€71k€212k▲
From contributions791-€871k
Social balance
Average headcount (FTE)908751.550.6▼
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
State Gazette act
Resignations & appointmentsGeneral meeting · Director reappointment3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director reappointment3 facts ▸
- General meeting, 02/07/2026
- Director reappointment, Bertrand LAMBRECHTS (administrateur délégué)
- Director reappointment, Michel PRATTE (administrateur)
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-236k ▼267%
Net result drops to €-236k, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
18-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Bertrand LAMBRECHTS
CurrentManaging director · since 02-07-2026
Michel PRATTE
CurrentDirector · since 24-06-2025
02-07-2026
Bertrand LAMBRECHTS: Mandate renewed as Managing director
24-06-2025
Michel PRATTE: Mandate renewed as Director
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 1970
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Velaines(MOU) 237543 TournaiGround area
1,043 m²
Building footprint
91 m²
Volume, LiDAR
256 m³
Parcel 57057D0402/00Y000, Wallonia · tallest building 4.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LES BLES D'OR
since 19702.155.359.695
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57057D0402/00Y000 | Wallonia | 1,042 m² | 1 · 91 m² | 4.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Federal government
2025 · 1 entry · 572 EUR in total| Year | Department | Transactions | Amount |
|---|---|---|---|
| 2025 | FOD Justitie | 1 | 572 EUR |
Budget allocations
Toelage kosten werkstraffen (kledij, preventie)
Recognitions · licences · registrations
Food safety, FASFC
1 siteTournai2.155.359.695
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Of 323 companies in sector 87202 we hold annual accounts for 274. 213 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded10-03-1970
Fiscal year end31-12
Activities, NACEBEL
85314
87202Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.