LES 3 MA
ActiveLES 3 MA has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.11M and a net result of €168k. Equity is growing by ~8.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 65.01 against 23.45 in 2024; short-term debt: 1.5% and cash: 17.2% of total assets), and 1.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.5%
Return on assets
14.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
25 d late
2023
12 d late
2022
14 d early
2021
51 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.11M▲ 6.3%
2024 · €1.05M
2018: €610k
2019: €698k
2020: €739k
2021: €836k
2022: €829k
2023: €888k
2024: €1.05M
2018 → 2025
Total assets
€1.13M▲ 3.4%
2024 · €1.09M
2018: €650k
2019: €713k
2020: €763k
2021: €866k
2022: €865k
2023: €1.07M
2024: €1.09M
2018 → 2025
Net result
€168k▲ 6.6%
2024 · €157k
2018: €97k
2019: €88k
2020: €98k
2021: €97k
2022: €114k
2023: €181k
2024: €157k
2018 → 2025
Working capital
€1.09M▲ 7.3%
2024 · €1.01M
2018: €604k
2019: €694k
2020: €737k
2021: €834k
2022: €827k
2023: €850k
2024: €1.01M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€836k-€829k▼ 0.8%€888k▲ 7.1%€1.05M▲ 17.7%€1.11M▲ 6.3%
Operating result€136k-€159k▲ 17.0%€258k▲ 62.4%€222k▼ 13.7%€238k▲ 7.1%
Net result€97k-€114k▲ 17.2%€181k▲ 59.2%€157k▼ 12.9%€168k▲ 6.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€22k▼ 28.7%
Current assets
€1.11M▲ 4.3%
Equity and liabilities €1.13M
Equity
€1.11M▲ 6.3%
Debt
€17k▼ 62.4%
The debt ratio falls from 4.1% to 1.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€247k▲
2024 · €231k
Cash flow
€177k▲
2024 · €166k
Solvency
98.5%▲
2024 · 95.9%
Current ratio
65.01▲
2024 · 23.45
Quick ratio
65.01▲
2024 · 23.45
Debt / equity
0.02▼
2024 · 0.04
ROE
15.1%▲
2024 · 15.1%
ROA
14.9%▲
2024 · 14.4%
Interest coverage
1195.64▼
2024 · 1219.47
Debt
€17k▼
2024 · €45k
Debt ≤ 1 year
€17k▼
2024 · €45k
Income taxes
€72k▲
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.09M€1.13M▲
Fixed assets21/28€31k€22k▼
Tangible fixed assets22/27€31k€22k▼
Plant, machinery and equipment23€897€413▼
Furniture and vehicles24€28k€20k▼
Other tangible fixed assets26€1k€1k=
Current assets29/58€1.06M€1.11M▲
Amounts receivable within one year40/41€92k€112k▲
Trade receivables40€84k€104k▲
Other amounts receivable41€8k€8k▲
Current investments50/53€797k€799k▲
Cash at bank and in hand54/58€170k€194k▲
Deferred charges and accrued income490/1€1k€534▼
Equity and liabilities
Total equity and liabilities10/49€1.09M€1.13M▲
Equity10/15€1.05M€1.11M▲
Contributions10/11€12k€12k=
Reserves13€962k€1.10M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€960k€1.10M▲
Profit (loss) carried forward14€71k-
Amounts payable17/49€45k€17k▼
Amounts payable within one year42/48€45k€17k▼
Trade debts44€3k€89▼
Suppliers440/4€3k€89▼
Taxes, remuneration and social security45€11k€17k▲
Taxes450/3€11k€17k▲
Other amounts payable47/48€32k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8-€63
Gross operating margin9900€231k€247k▲
Operating profit (loss)9901€222k€238k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€190€207▲
Recurring financial charges65€190€207▲
Profit (loss) for the period before taxes9903€226k€240k▲
Income taxes67/77€68k€72k▲
Profit (loss) for the period9904€157k€168k▲
Profit (loss) for the period to be appropriated9905€157k€168k▲
Appropriation of the result
Profit (loss) to be appropriated9906€228k€239k▲
Profit (loss) brought forward from the previous period14P€71k€71k▲
Transfer from equity791/2-€31k
Transfer to equity691/2€157k€168k▲
To other reserves6921€157k€168k▲
Profit to be distributed694/7-€102k
Return on contributions (dividend)694-€102k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 65.01
Current ratio from 23.45 to 65.01; short-term debt falls from €45k to €17k.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 23.45
Current ratio from 5.66 to 23.45; short-term debt falls from €182k to €45k.
31-12
Financial
Equity above €1MEq €1.05M ▲17.7%
7 profitable years in a row build equity to €1.05M.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Highest result since 2018net €181k ▲59.2%
Operating result €258k, net result €181k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 51 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €88k ▼9.5%
Net result drops to €88k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 46.99
Current ratio from 16.10 to 46.99; short-term debt falls from €40k to €15k.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wellingtonlaan 551180 UkkelGround area
177 m²
Building footprint
177 m²
Volume, LiDAR
1,295 m³
Parcel 21614H0007/00A010, Brussels · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0007/00A010 | Brussels | 176 m² | 1 · 177 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755004FDTRDW05D3P30
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-1999
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.