Leroy Graphics
ActiveLeroy Graphics has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €330k and a net result of €43k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 64% of 944 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
88
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-16
Solvency81▲+3
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.06 in 2024), and 32.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.5%
Return on assets
8.8%
Age of the figures
8 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €330k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
1 d early
2023
30 d early
2022
28 d late
2021
31 d early
2020
4 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€330k▲ 15.1%
2024 · €287k
2018: €315k
2019: €314k
2020: €291k
2021: €305k
2022: €259k
2023: €270k
2024: €287k
2018 → 2025
Total assets
€490k▲ 6.4%
2024 · €460k
2018: €511k
2019: €470k
2020: €462k
2021: €391k
2022: €499k
2023: €428k
2024: €460k
2018 → 2025
Net result
€43k▼ 7.5%
2024 · €47k
2018: €25k
2019: €30k
2020: €37k
2021: €13k
2022: €45k
2023: €50k
2024: €47k
2018 → 2025
Working capital
€18k▲ 168%
2024 · €7k
2018: €28k
2019: €49k
2020: €37k
2021: €48k
2022: €9k
2023: €831
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€305k-€259k▼ 14.8%€270k▲ 4.1%€287k▲ 6.3%€330k▲ 15.1%
Operating result€22k-€65k▲ 197%€74k▲ 13.5%€77k▲ 4.2%€65k▼ 15.9%
Net result€13k-€45k▲ 237%€50k▲ 9.8%€47k▼ 5.9%€43k▼ 7.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €490k
Fixed assets
€355k▲ 7.0%
Current assets
€134k▲ 4.9%
Equity and liabilities €490k
Equity
€330k▲ 15.1%
Debt
€159k▼ 8.0%
The debt ratio falls from 37.6% to 32.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€91k▼
2024 · €97k
Cash flow
€70k▲
2024 · €67k
Solvency
67.5%▲
2024 · 62.4%
Current ratio
1.16▲
2024 · 1.06
Quick ratio
1.13▲
2024 · 1.03
Debt / equity
0.48▼
2024 · 0.60
ROE
13.1%▼
2024 · 16.3%
ROA
8.8%▼
2024 · 10.2%
Interest coverage
18.18▲
2024 · 8.80
Debt
€159k▼
2024 · €173k
Debt ≤ 1 year
€116k▼
2024 · €121k
Debt > 1 year
€43k▼
2024 · €52k
Income taxes
€17k▼
2024 · €19k
Staff costs
€178k▲
2024 · €162k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€460k€490k▲
Fixed assets21/28€332k€355k▲
Tangible fixed assets22/27€332k€355k▲
Land and buildings22€266k€274k▲
Plant, machinery and equipment23€36k€55k▲
Furniture and vehicles24€12k€12k▲
Leasing and similar rights25€18k€13k▼
Financial fixed assets28€607€607=
Current assets29/58€128k€134k▲
Stocks and contracts in progress3€3k€4k▲
Stocks30/36€3k€4k▲
Amounts receivable within one year40/41€59k€70k▲
Trade receivables40€55k€62k▲
Other amounts receivable41€4k€8k▲
Cash at bank and in hand54/58€62k€56k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€460k€490k▲
Equity10/15€287k€330k▲
Contributions10/11€87k€87k=
Reserves13€200k€244k▲
Distributable reserves133€200k€244k▲
Amounts payable17/49€173k€159k▼
Amounts payable after more than one year17€52k€43k▼
Financial debts170/4€52k€43k▼
Amounts payable within one year42/48€121k€116k▼
Current portion of amounts payable after more than one year42€23k€27k▲
Trade debts44€29k€40k▲
Suppliers440/4€29k€40k▲
Taxes, remuneration and social security45€32k€33k▲
Taxes450/3€23k€17k▼
Remuneration and social security454/9€8k€16k▲
Other amounts payable47/48€37k€16k▼
Accrued charges and deferred income492/3-€546
Income statement
Code20242025
Remuneration, social security and pensions62€162k€178k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€26k▲
Other operating charges640/8€9k€9k▲
Gross operating margin9900€269k€278k▲
Operating profit (loss)9901€77k€65k▼
Financial income75/76B€270€459▲
Recurring financial income75€270€459▲
Financial charges65/66B€11k€5k▼
Recurring financial charges65€11k€5k▼
Profit (loss) for the period before taxes9903€66k€60k▼
Income taxes67/77€19k€17k▼
Profit (loss) for the period9904€47k€43k▼
Profit (loss) for the period to be appropriated9905€47k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€43k▼
Transfer from equity791/2€30k-
Transfer to equity691/2€47k€43k▼
To other reserves6921€47k€43k▼
Profit to be distributed694/7€30k-
Return on contributions (dividend)694€30k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €50k ▲9.8%
Net result €50k, the highest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €13k ▼63.3%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2023
Timmerman Peter
CurrentManager · since 28-12-2023
28-12-2023
Resigned as Manager
28-12-2023
Appointed as Manager
Not every act has been read: a resignation may be missing here
1 of this company's 1 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 1994
Ground area
5,543 m²
Building footprint
1,197 m²
Volume, LiDAR
6,110 m³
Parcel 42021A1036/00F000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ZEEFDRUK LEROY
since 19942.065.867.792
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42021A1036/00F000 | Flanders | 5,543 m² | 1 · 1,197 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DRUKKERIJ MARC JANSSENS
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WIM PROOST - PRO GRAPHIC
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Beerse · Eq €328k
WHITE LIGHT
BE 0439.708.522
Genk · Eq €328k
Botteldoorn Graphics
BE 0713.714.320
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SIGN D-SIGN
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Vilvoorde · Eq €326k
Of 1,595 companies in sector 18120 we hold annual accounts for 803. 604 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-1994
Fiscal year end31-12
Activities, NACEBEL
18120Other printing
47519Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.