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LERNOVA

Active
Public limited companyfounded 200718 yrs activeBouwstraat 14 Y1, 9160 Lokeren, BelgiumKBO/BCE: BE 0892.653.980
Summary

The computed 12-month bankruptcy probability of LERNOVA is 1.6% (moderate). The 2025 annual accounts show equity of €395,771 and a net result of -€275,827. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 27% of 1599 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
LERNOVAActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Other information technology and computer services
NACE 62900NACE 62090Computing infrastructure, data processing, hosting and related activities NACE 63100
#6 company by total assets in Lokeren, Telecoms and IT sector1 site
Size
€3.3mtotal assets 2025
Staff
13.4 FTE
Equity
€395,771
Loss
-€275,827
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
1.6%
Structure
Accounts filed 38 d late0 of 20 deeds read
Why 53- Latest accounts 38 days late; 2 of the last 3 late- Loss of €275,827, the second in a row (FY 2025)- 1 change of registered office in 24 months+ Sector Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 17% of its sector peers (NACE 62, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 37-6
equity 11.9% of total assets
Liquidity 24-10
short-term debt 61.3% · cash 4.6%
Profitability 35+14
return on assets -8.3%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (1,156 companies)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● 0.0% vs 11-2024lowest value 01-2025: 0.3%▲ +121% vs 12-2024 02-2025: 0.3%▲ +1.8% vs 01-2025 03-2025: 0.4%▲ +18.3% vs 02-2025 04-2025: 0.5%▲ +10.6% vs 03-2025 05-2025: 0.5%▲ +6.2% vs 04-2025 06-2025: 0.5%▲ +12.6% vs 05-2025 07-2025: 0.6%▲ +18.0% vs 06-2025 08-2025: 0.9%▲ +47.1% vs 07-2025 09-2025: 1.1%▲ +21.7% vs 08-2025 10-2025: 1.7%▲ +45.5% vs 09-2025 11-2025: 1.7%▲ +2.9% vs 10-2025 12-2025: 2.0%▲ +16.7% vs 11-2025 01-2026: 2.5%▲ +27.3% vs 12-2025 02-2026: 2.5%● 0.0% vs 01-2026 03-2026: 2.5%▲ +0.2% vs 02-2026 04-2026: 2.3%▼ -8.2% vs 03-2026 05-2026: 3.0%▲ +26.8% vs 04-2026 06-2026: 3.1%▲ +6.0% vs 05-2026 07-2026: 3.2%▲ +3.1% vs 06-2026 08-2026: 3.5%▲ +7.4% vs 07-2026 09-2026: 3.7%▲ +6.0% vs 08-2026highest value 10-2026: 1.6%▼ -55.9% vs 09-2026
  • Latest accounts 38 days late; 2 of the last 3 late raises the probability
  • Loss of €275,827, the second in a row (FY 2025) raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
Credit up to €20,000 at 30 days acceptable
Liquidity short (current ratio 0.37 against 0.48 in 2024; short-term debt: 61.3% and cash: 4.6% of total assets), and 88.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, small). Better than this share of them on solvency 19%, liquidity 18%, profitability 22%, growth against the median 11%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 38 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Loss of €275,827, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€275,827
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
38 d late
2024
243 d late
2023
27 d early
2022
20 d early
2021
17 d early
2020
15 d early
2019
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 July (4 of the last 5 filed years within 55 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Weakest financial yearnet -€345,263

Key points

  • Caution: Among the weakest 11% on net resultsector median €37,694 · 1,599 companies -€275,827 View
  • Caution: Equity fell in 2025from €671,598 to €395,771 ▼ 41.1% View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€275,827 View
  • Flemish supportawarded 2023 - 2025 €658,537 View

By topic

Financials

Fiscal year
2025
Total assets
€3.3m
Loss
-€275,827
Solvency
11.9%
Total assets▼ 10.8%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 07-09-2026Annual accounts filed
  2. 31-03-2026Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other information technology and computer servicesNACE 62900
Founded
09-10-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies

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