LER HOLDING
ActiveLER HOLDING has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.06M and a net result of €227k. Equity is shrinking by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy▼ -20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+90
Solvency67▼-33
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity short (current ratio 0.24), and 7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93%
Return on assets
20%
Age of the figures
15 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €1.1M
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
24 d early
2023
5 d early
2022
46 d early
2021
42 d early
2020
40 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.06M▲ 27.4%
2024 · €829k
2019: €1.26M
2020: €1.26M
2021: €1.19M
2022: €946k
2023: €855k
2024: €829k
2019 → 2025
Total assets
€1.14M▲ 36.9%
2024 · €830k
2019: €1.27M
2020: €1.28M
2021: €1.22M
2022: €950k
2023: €876k
2024: €830k
2019 → 2025
Net result
€227k▲ 1,295%
2024 · €16k
2019: €24k
2020: €3k
2021: €6k
2022: €10k
2023: €-24k
2024: €16k
2019 → 2025
Working capital
€-516
2024 · €237k
2019: €344k
2020: €392k
2021: €353k
2022: €146k
2023: €78k
2024: €237k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.19M-€946k▼ 20.3%€855k▼ 9.6%€829k▼ 3.0%€1.06M▲ 27.4%
Operating result€18k-€12k▼ 34.4%€-24k€16k€307k▲ 1,773%
Net result€6k-€10k▲ 76.8%€-24k€16k€227k▲ 1,295%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,773% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets
€1.14M▲ 91.8%
Current assets
€162▼ 99.9%
Equity and liabilities €1.14M
Equity
€1.06M▲ 27.4%
Provisions
€79k
Debt
€678▼ 19.0%
The debt ratio stays at 0.1%.
Key figures and ratios
EBITDA
€307k▲
2024 · €39k
Cash flow
€227k▲
2024 · €39k
Solvency
93.0%▼
2024 · 99.9%
Current ratio
0.24
Quick ratio
0.24
Debt / equity
0.00▼
2024 · 0.00
ROE
21.5%▲
2024 · 2.0%
ROA
20.0%▲
2024 · 2.0%
Interest coverage
1307.00▲
2024 · 436.64
Debt
€678▼
2024 · €837
Debt ≤ 1 year
€678▼
2024 · €795
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€830k€1.14M▲
Fixed assets21/28€592k€1.14M▲
Tangible fixed assets22/27€592k€138▼
Land and buildings22€592k-
Furniture and vehicles24€372€138▼
Financial fixed assets28-€1.14M
Current assets29/58€238k€162▼
Cash at bank and in hand54/58€236k€162▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€830k€1.14M▲
Equity10/15€829k€1.06M▲
Contributions10/11€19k€19k=
Reserves13€819k€1.06M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132-€238k
Distributable reserves133€817k€817k=
Profit (loss) carried forward14€-8k€-19k▼
Provisions and deferred taxes16-€79k
Deferred taxes168-€79k
Amounts payable17/49€837€678▼
Amounts payable within one year42/48€795€678▼
Trade debts44€117-
Suppliers440/4€117-
Other amounts payable47/48€678€678=
Accrued charges and deferred income492/3€42-
Income statement
Code20242025
Non-recurring operating income76A€36k-
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€235▼
Other operating charges640/8€6k€187▼
Gross operating margin9900€45k€307k▲
Operating profit (loss)9901€16k€307k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€90€235▲
Recurring financial charges65€90€235▲
Profit (loss) for the period before taxes9903€16k€306k▲
Transfer to deferred taxes680-€79k
Profit (loss) for the period9904€16k€227k▲
Transfer to tax-exempt reserves689-€238k
Profit (loss) for the period to be appropriated9905€16k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-19k▼
Profit (loss) brought forward from the previous period14P€-24k€-8k▲
Transfer from equity791/2€42k-
Profit to be distributed694/7€42k-
Return on contributions (dividend)694€42k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €227k ▲1295%
Operating result €307k, net result €227k, both a record.
30-06
Financial
Equity above €1MEq €1.06M ▲27.4%
2 profitable years in a row build equity to €1.06M.
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
30-06
Financial
Liquidity times 62current ratio 299.01
Current ratio from 4.81 to 299.01; short-term debt falls from €20k to €795.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-24k ▼345%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Liquidity triplescurrent ratio 36.09
Current ratio from 12.85 to 36.09; short-term debt falls from €30k to €4k.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlinderstraat 203550 Heusden-ZolderGround area
6,349 m²
Building footprint
3,296 m²
Volume, LiDAR
21,215 m³
Parcel 71065A0905/02H000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vlinderstraat 20, 3550 Heusden-Zolder
since 19912.228.862.733
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065A0905/02H000 | Flanders | 6,349 m² | 1 · 3,296 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,633 companies in sector 68121 we hold annual accounts for 7,327. 3,819 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-1991
Fiscal year end30-06
Activities, NACEBEL
68121Development of residential building projects
41001General construction of residential buildings
68122Development of non-residential building projects
70100Activities of head offices
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@lerholding.be
Phone:011 96 04 23