Summary
LEON INVEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €46k and a net result of €119k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 2394 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 2394 sector peers (2025).
NBB · sector comparisonPosition among 2394 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
35 d late
2023
on the day
2022
136 d late
2021
498 d late
2020
202 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€46k
2024 · €-74k
2018: €84k
2019: €41k
2020: €-20k
2021: €-140k
2022: €-147k
2023: €-149k
2024: €-74k
2018 → 2025
Net result
€119k▲ 57.8%
2024 · €76k
2018: €-53k
2019: €-43k
2020: €-61k
2021: €-120k
2022: €-7k
2023: €-3k
2024: €76k
2018 → 2025
Total assets
€1.69M▼ 1.5%
2024 · €1.71M
2018: €1.84M
2019: €1.76M
2020: €1.67M
2021: €1.77M
2022: €1.79M
2023: €1.82M
2024: €1.71M
2018 → 2025
Solvency
2.7%▲ 7.0pp
2024 · -4.3%
2018: 4.5%
2019: 2.3%
2020: -1.2%
2021: -7.9%
2022: -8.2%
2023: -8.2%
2024: -4.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-140k-€-147k▼ 5.1%€-149k▼ 1.8%€-74k▲ 50.7%€46k
Operating result€-100k-€4k€-2k€82k€121k▲ 47.1%
Net result€-120k-€-7k▲ 94.0%€-3k▲ 63.2%€76k€119k▲ 57.8%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 47% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.69M
Fixed assets
€1.34M ▲ 13.8%
Current assets
€341k ▼ 35.6%
Equity and liabilities €1.69M
Equity
€46k
Provisions
€478k
Debt
€1.16M
Debt finances 68.9% of the balance-sheet total.
Key figures and ratios
ROE
261.2%
ROA
7.1%▲
2024 · 4.4%
Debt ≤ 1 year
€205k▼
2024 · €358k
Debt > 1 year
€949k=
2024 · €949k
Income taxes
€673▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.71M€1.69M▼
Fixed assets21/28€1.18M€1.34M▲
Tangible fixed assets22/27€1.18M€1.34M▲
Land and buildings22€1.11M€1.28M▲
Furniture and vehicles24€57k€48k▼
Other tangible fixed assets26€17k€17k=
Current assets29/58€530k€341k▼
Amounts receivable within one year40/41€470k€326k▼
Trade receivables40€205k€267k▲
Other amounts receivable41€266k€59k▼
Cash at bank and in hand54/58€8k€15k▲
Deferred charges and accrued income490/1€52k€0▼
Equity and liabilities
Total equity and liabilities10/49€1.71M€1.69M▼
Equity10/15€-74k€46k▲
Contributions10/11€1.09M€1.09M=
Outside capital11€1.09M€1.09M=
Other1109/19€1.09M€1.09M=
Profit (loss) carried forward14€-1.17M€-1.05M▲
Provisions and deferred taxes16€478k€478k=
Provisions for liabilities and charges160/5€478k€478k=
Environmental obligations163€478k-
Other liabilities and charges164/5-€478k
Amounts payable17/49€1.31M€1.16M▼
Amounts payable after more than one year17€949k€949k=
Other amounts payable178/9€949k€949k=
Amounts payable within one year42/48€358k€205k▼
Trade debts44€84k€21k▼
Suppliers440/4€84k€21k▼
Taxes, remuneration and social security45€11k€31k▲
Taxes450/3€11k€31k▲
Other amounts payable47/48€263k€153k▼
Accrued charges and deferred income492/3-€8k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€70k▲
Other operating charges640/8€10k€8k▼
Gross operating margin9900€154k€199k▲
Operating profit (loss)9901€82k€121k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€571€561▼
Recurring financial charges65€571€561▼
Profit (loss) for the period before taxes9903€81k€120k▲
Income taxes67/77€6k€673▼
Profit (loss) for the period9904€76k€119k▲
Profit (loss) for the period to be appropriated9905€76k€119k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.17M€-1.05M▲
Profit (loss) brought forward from the previous period14P€-1.24M€-1.17M▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €119k ▲57.8%
Operating result €121k, net result €119k, both a record.
04-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 35 days late
2024
31-12
Financial
Back to profitnet €76k
Net result €76k after 6 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 136 days late
11-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 498 days late
2022
18-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 202 days late
2021
31-12
Financial
Weakest financial yearnet €-120k
Net result drops to €-120k, the lowest in the series; recovery starts the following year.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 122 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 71 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verbrandhofstraat 418800 RoeselareGround area
1,641 m²
Building footprint
250 m²
Volume, LiDAR
1,409 m³
Parcel 36503C0909/00Y000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LEON INVEST
since 20062.157.961.374
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36503C0909/00Y000 | Flanders | 1,641 m² | 1 · 250 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 10,157 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-11-2006
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
47715Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:wim.vangierdegom@hunt.be
Phone:057/34.61.81
General meetings
1 convocationOrdinary general meeting
1. Bespreking en goedkeuring van de jaarrekening per 31 december 2009. 2. Bestemming van het resultaat. 3. Kwijting aan de bestuurders.