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LEOCATA CARMELO

Active
Private limited companyfounded 2008active for 18 yearsRue Edmond Delahaut(BL) 77, 5001 Namur, BelgiumKBO/BCE: BE 0896.266.835
Summary

LEOCATA CARMELO has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85,249 and a net result of -€2,043. Equity is shrinking by about 3.5% per year across the filed financial years. Its solvency ranks better than 36% of 34,263 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
General electrical installation work
NACE 43211
2 sites
Size
€245,331total assets 2025
Staff
0.1 FTE
Equity
€85,249
Loss
-€2,043
Turnover not published (micro format)
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
Accounts filed 61 days late0 of 2 deeds read
Why 67raises riskLatest accounts 61 days late; 1 of the last 3 lateSector: Specialised construction activities (NACE 43)Liquidity: current ratio 2.13, cash €16,219lowers riskFounded in 2008Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 33% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Average
Solvency 60-17
equity 34.7% of total assets
Liquidity 46=
short-term debt 29.6% · cash 6.6%
Profitability 61+31
return on assets -0.8%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,541 companies, NACE 43, micro)
Last 24 months 11-2024: 0.4%lowest value 12-2024: 0.4%● unchanged vs 11-2024lowest value 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.6%▲ +0.2 percentage points vs 03-2025 05-2025: 0.9%▲ +0.3 percentage points vs 04-2025 06-2025: 1.1%▲ +0.2 percentage points vs 05-2025 07-2025: 0.7%▼ -0.4 percentage points vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.8%▲ +0.1 percentage points vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.7%▼ -0.1 percentage points vs 02-2026 04-2026: 0.9%▲ +0.2 percentage points vs 03-2026 05-2026: 1.3%▲ +0.4 percentage points vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026highest value 07-2026: 0.8%▼ -0.5 percentage points vs 06-2026 08-2026: 0.8%● unchanged vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.13, compared with 1.96 in 2024; short-term debt: 29.6% and cash: 6.6% of total assets), but 65.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 37% on solvency, 37% on liquidity, 29% on profitability and 31% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Latest accounts 61 days late; 1 of the last 3 late
NBB · filings
lowers risk · Founded in 2008
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Liquidity: current ratio 2.13, cash €16,219
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€2,043
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-06-2026, 61 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
29 days late
2023
20 days late
2022
14 days late
2021
1 day late
2020
1 day early
2019
13 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 21 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end10-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet -€13,904

Key points

  • Caution: Among the weakest 20% on net resultsector median €10,133 · 34,252 companies -€2,043 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€2,043 View

By topic

Financials

Financial year
2025
Total assets
€245,331
Loss
-€2,043
Solvency
34.7%
Total assets▲ 46.2%
Net result
20192025
Go to Financials

Timeline

Events
24
Since
2009
Next accounts
by 30-04-2027
  1. 20-05-2024Annual accounts filed
  2. 30-09-2023Back to profit
  3. 30-09-2023Liquidity more than doubles
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
General electrical installation workNACE 43211
Founded
06-03-2008
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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