Summary
Lens Holding is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €19.05M and a net result of €-958k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 52% of 2394 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
23 d early
2024
45 d early
2023
14 d early
2022
42 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€19.05M▼ 4.8%
2024 · €20.01M
2022: €19.07M
2023: €19.25M
2024: €20.01M
2022 → 2025
Net result
€-958k
2024 · €61k
2022: €-606k
2023: €-47k
2024: €61k
2022 → 2025
Total assets
€29.81M▲ 13.9%
2024 · €26.17M
2022: €27.09M
2023: €26.60M
2024: €26.17M
2022 → 2025
Solvency
63.9%▼ 12.5pp
2024 · 76.5%
2022: 70.4%
2023: 72.4%
2024: 76.5%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€19.07M-€19.25M▲ 0.9%€20.01M▲ 4.0%€19.05M▼ 4.8%
Operating result€-603k-€-90k▲ 85.2%€-73k▲ 18.7%€-1.07M▼ 1,372%
Net result€-606k-€-47k▲ 92.2%€61k€-958k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1.07M in 2025 against €73k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29.81M
Fixed assets
€29.08M ▲ 17.1%
Current assets
€730k ▼ 45.9%
Equity and liabilities €29.81M
Equity
€19.05M ▼ 4.8%
Debt
€10.75M ▲ 74.6%
Debt's share of the balance-sheet total rises from 23.5% to 36.1%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-5.0%▼
2024 · 0.3%
ROA
-3.2%▼
2024 · 0.2%
Debt ≤ 1 year
€10.75M▲
2024 · €957k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€26.17M€29.81M▲
Fixed assets21/28€24.82M€29.08M▲
Financial fixed assets28€24.82M€29.08M▲
Affiliated companies280/1€24.82M€29.08M▲
Participating interests280€16.70M€16.70M=
Amounts receivable281€8.12M€12.38M▲
Current assets29/58€1.35M€730k▼
Amounts receivable within one year40/41€1.29M€689k▼
Trade receivables40€762k€667k▼
Other amounts receivable41€528k€22k▼
Cash at bank and in hand54/58€60k€41k▼
Equity and liabilities
Total equity and liabilities10/49€26.17M€29.81M▲
Equity10/15€20.01M€19.05M▼
Contributions10/11€20.61M€20.61M=
Profit (loss) carried forward14€-592k€-1.55M▼
Amounts payable17/49€6.16M€10.75M▲
Amounts payable after more than one year17€5.20M-
Financial debts170/4€5.20M-
Credit institutions173€5.20M-
Amounts payable within one year42/48€957k€10.75M▲
Current portion of amounts payable after more than one year42€800k-
Trade debts44€157k€129k▼
Suppliers440/4€157k€129k▼
Other amounts payable47/48-€10.62M
Accrued charges and deferred income492/3€2k€6k▲
Income statement
Code20242025
Operating income70/76A€782k€667k▼
Other operating income74€782k€667k▼
Operating charges60/66A€855k€1.74M▲
Services and other goods61€708k€587k▼
Other operating charges640/8€241€244▲
Non-recurring operating charges66A€147k€1.15M▲
Operating profit (loss)9901€-73k€-1.07M▼
Financial income75/76B€529k€455k▼
Recurring financial income75€529k€455k▼
Income from financial fixed assets750€494k€455k▼
Income from current assets751€35k-
Financial charges65/66B€395k€341k▼
Recurring financial charges65€395k€341k▼
Debt charges650€395k€340k▼
Other financial charges652/9€602€673▲
Profit (loss) for the period before taxes9903€61k€-958k▼
Profit (loss) for the period9904€61k€-958k▼
Profit (loss) for the period to be appropriated9905€61k€-958k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-592k€-1.55M▼
Profit (loss) brought forward from the previous period14P€-653k€-592k▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
State Gazette act
Appointment: KPMG Bedrijfsrevisoren BV/SRL (statutory auditor)Permanent representative: Tim Vermeiren3 facts ▸
State Gazette act
Appointment: KPMG Bedrijfsrevisoren BV/SRL (statutory auditor)
Permanent representative: Tim Vermeiren3 facts ▸
- General meeting, 12/06/2025
- Auditor appointment, KPMG Bedrijfsrevisoren BV/SRL (statutory auditor)
- Permanent representative, Tim Vermeiren (permanent representative)
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-958k ▼1678%
Net result drops to €-958k, the lowest in the series.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €61k
Net result €61k after 2 loss-making years.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
11-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 42 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteleinsstraat 119150 Beveren-Kruibeke-ZwijndrechtGround area
6,375 m²
Building footprint
2,571 m²
Volume, LiDAR
20,686 m³
Parcel 46013A0010/00E000, Flanders · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lens Holding
since 20222.331.297.703
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46013A0010/00E000 | Flanders | 6,375 m² | 1 · 2,571 m² | 13.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| KPMG Bedrijfsrevisoren BV/SRLCurrent Statutory auditor · represented by Tim Vermeiren | 04-08-2026 → present |
Recognitions · licences · registrations
Legal Entity Identifier
984500E58CCA1M6Z2B59
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Conthent
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 4,368 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.