LENOIR C.
ActiveLENOIR C. has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €10k. Equity is shrinking by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 46% of 12617 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▲+4
Growth58=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 1.89 in 2024), and 47% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53%
Return on assets
29.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
47 d late
2023
30 d late
2021
31 d late
2020
31 d late
2019
55 d late
2018
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k▼ 32.9%
2024 · €16k
2018: €7k
2019: €12k
2020: €36k
2021: €18k
2023: €16k
2024: €16k
2018 → 2025
Working capital
€17k▲ 2.5%
2024 · €17k
2018: €76k
2019: €85k
2020: €32k
2021: €26k
2023: €30k
2024: €17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€38k-€31k▼ 17.9%€33k▲ 6.9%€19k▼ 43.6%€19k=
Operating result€49k-€35k▼ 28.8%€29k▼ 18.1%€21k▼ 25.7%€16k▼ 26.6%
Net result€36k-€18k▼ 50.5%€16k▼ 10.2%€16k▼ 3.2%€10k▼ 32.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 27% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35k
Fixed assets
€1k▼ 24.0%
Current assets
€34k▼ 5.7%
Equity and liabilities €35k
Equity
€19k=
Debt
€17k▼ 13.0%
The debt ratio falls from 50.5% to 47.0%: debt is paid down.
Key figures and ratios
EBITDA
€16k▼
2024 · €22k
Cash flow
€11k▼
2024 · €16k
Solvency
53.0%▲
2024 · 49.5%
Current ratio
2.05▲
2024 · 1.89
Quick ratio
2.05▲
2024 · 1.89
Debt / equity
0.89▼
2024 · 1.02
ROE
56.1%▼
2024 · 83.6%
ROA
29.7%▼
2024 · 41.4%
Interest coverage
167.32▲
2024 · 25.55
Debt
€17k▼
2024 · €19k
Debt ≤ 1 year
€17k▼
2024 · €19k
Income taxes
€5k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€38k€35k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€630€213▼
Other tangible fixed assets26€1k€1k=
Current assets29/58€36k€34k▼
Amounts receivable within one year40/41€9k€10k▲
Trade receivables40€9k€10k▲
Current investments50/53€46€742▲
Cash at bank and in hand54/58€26k€23k▼
Equity and liabilities
Total equity and liabilities10/49€38k€35k▼
Equity10/15€19k€19k=
Contributions10/11€19k€19k=
Amounts payable17/49€19k€17k▼
Amounts payable within one year42/48€19k€17k▼
Trade debts44-€33
Suppliers440/4-€33
Taxes, remuneration and social security45€19k€16k▼
Taxes450/3€19k€16k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€827€417▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€24k€17k▼
Operating profit (loss)9901€21k€16k▼
Financial income75/76B-€11
Recurring financial income75-€11
Financial charges65/66B€870€96▼
Recurring financial charges65€870€96▼
Profit (loss) for the period before taxes9903€21k€16k▼
Income taxes67/77€5k€5k▲
Profit (loss) for the period9904€16k€10k▼
Profit (loss) for the period to be appropriated9905€16k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€10k▼
Profit (loss) brought forward from the previous period14P€2k-
Transfer from equity791/2€12k-
Profit to be distributed694/7€30k€10k▼
Return on contributions (dividend)694€30k€10k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €36k ▲195%
Operating result €49k, net result €36k, both a record.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 55 days late
2019
04-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 4 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
2016
13-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Chartriers 47000 MonsGround area
1.2 ha
Building footprint
125 m²
Volume, LiDAR
1,414 m³
2 parcels, Wallonia · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LENOIR C.
since 20132.227.000.234
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53405I0290/00C000indicative | Wallonia | 1.1 ha | - | - |
| 53053H1102/00E000 | Wallonia | 529 m² | 1 · 125 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VVHDJ
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MIHEVCO
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Of 1,018 companies in sector 69103 we hold annual accounts for 610. 299 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2013
Fiscal year end31-12
Activities, NACEBEL
69103Activities of bailiffs
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.