LENOIR
ActiveLENOIR has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €4k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 66% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-7
Solvency87▼-13
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.24 against 9.61 in 2024; short-term debt: 37.4% and cash: 51.3% of total assets), and 38.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.9%
Return on assets
3.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
2 d early
2023
30 d early
2022
14 d early
2021
122 d early
2020
32 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▼ 28.5%
2024 · €109k
2018: €69k
2019: €78k
2020: €89k
2021: €92k
2022: €87k
2023: €98k
2024: €109k
2018 → 2025
Total assets
€126k▼ 3.7%
2024 · €131k
2018: €78k
2019: €91k
2020: €93k
2021: €97k
2022: €108k
2023: €100k
2024: €131k
2018 → 2025
Net result
€4k▼ 61.4%
2024 · €12k
2018: €16k
2019: €9k
2020: €10k
2021: €3k
2022: €15k
2023: €11k
2024: €12k
2018 → 2025
Working capital
€59k▼ 38.4%
2024 · €95k
2018: €68k
2019: €78k
2020: €88k
2021: €91k
2022: €87k
2023: €98k
2024: €95k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€87k▼ 5.3%€98k▲ 12.2%€109k▲ 11.8%€78k▼ 28.5%
Operating result€5k-€25k▲ 369%€16k▼ 35.5%€17k▲ 7.6%€7k▼ 56.8%
Net result€3k-€15k▲ 349%€11k▼ 30.2%€12k▲ 8.0%€4k▼ 61.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets
€20k▼ 18.1%
Current assets
€106k▼ 0.3%
Equity and liabilities €126k
Equity
€78k▼ 28.5%
Debt
€48k▲ 122%
The debt ratio rises from 16.6% to 38.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€14k▼
2024 · €23k
Cash flow
€11k▼
2024 · €17k
Solvency
61.9%▼
2024 · 83.4%
Current ratio
2.24▼
2024 · 9.61
Quick ratio
2.24▼
2024 · 9.61
Debt / equity
0.62▲
2024 · 0.20
ROE
5.7%▼
2024 · 10.5%
ROA
3.5%▼
2024 · 8.8%
Interest coverage
13.72▼
2024 · 19.22
Debt
€48k▲
2024 · €22k
Debt ≤ 1 year
€47k▲
2024 · €11k
Debt > 1 year
€836▼
2024 · €11k
Income taxes
€2k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€131k€126k▼
Fixed assets21/28€25k€20k▼
Tangible fixed assets22/27€25k€20k▼
Furniture and vehicles24€25k€20k▼
Financial fixed assets28€212€212=
Current assets29/58€106k€106k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€41k€40k▼
Trade receivables40€40k€39k▼
Other amounts receivable41€642€1k▲
Cash at bank and in hand54/58€65k€65k=
Deferred charges and accrued income490/1€747€796▲
Equity and liabilities
Total equity and liabilities10/49€131k€126k▼
Equity10/15€109k€78k▼
Contributions10/11€19k€19k=
Reserves13€91k€60k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€89k€58k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€22k€48k▲
Amounts payable after more than one year17€11k€836▼
Financial debts170/4€11k€836▼
Amounts payable within one year42/48€11k€47k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€427€1k▲
Suppliers440/4€427€1k▲
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€1k€2k▲
Remuneration and social security454/9€46€646▲
Other amounts payable47/48-€34k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€699€1k▲
Gross operating margin9900€24k€15k▼
Operating profit (loss)9901€17k€7k▼
Financial income75/76B€190€197▲
Recurring financial income75€190€197▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€16k€7k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€12k€4k▼
Profit (loss) for the period to be appropriated9905€12k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€4k▼
Transfer from equity791/2-€36k
Transfer to equity691/2€12k€4k▼
To other reserves6921€12k€4k▼
Profit to be distributed694/7-€36k
Return on contributions (dividend)694-€36k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €109k ▲11.8%
7 profitable years in a row build equity to €109k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 10current ratio 51.70
Current ratio from 5.25 to 51.70; short-term debt falls from €20k to €2k.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €3k ▼67.3%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 19.57
Current ratio from 7.35 to 19.57; short-term debt falls from €12k to €5k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudebaan 822640 MortselGround area
1,103 m²
Building footprint
391 m²
Volume, LiDAR
2,803 m³
2 parcels, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LENOIR BVBA
since 19882.039.735.202
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472B0200/00B000 | Flanders | 953 m² | 1 · 242 m² | 9.7 m · 3 fl. |
| 11513C0162/00B007 | Flanders | 150 m² | 1 · 149 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PROSPECTCO
BE 0427.051.903
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TOCO SERVICES
BE 0690.832.713
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MI-VE
BE 0786.420.669
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Hemp in a Box
BE 0632.482.758
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MCAS
BE 0549.999.403
Mortsel · Eq €78k
Of 1,137 companies in sector 46130 we hold annual accounts for 646. 512 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-1988
Fiscal year end31-12
Activities, NACEBEL
46130Agents in the wholesale of timber and building materials
43320Joinery installation
45421
45422
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.