Lene Keramiek

Active

Private limited companyfounded 2023active for 3 yearsGelrodeweg 27, 3200 Aarschot, BelgiumKBO/BCE: BE 0801.773.195

Summary

Lene Keramiek has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,059 and a net result of -€3,882. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 47% of 426 sector peers (NACE 23, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

Lene KeramiekActiveChecked score 91/100

Risk analysis Report Compare

Activity

Manufacture of ceramic household and ornamental articles

NACE 23410

1 site

Size

≈ €4,000turnover 2025, estimated

Equity: €20,059
Loss: -€3,882

Turnover estimated from the gross margin

Financial health

91 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

ZEELMAEKERS KatleenDirector

2025 accounts 32 days early

Why 91lowers riskSector: Manufacture of other non-metallic mineral products (NACE 23)Liquidity: current ratio 2.11, cash €26,229Figures for financial year 2025 (filed 29-06-2026)Size: total assets €44,260Show the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 41% of its sector peers (NACE 23, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 70-1

equity 45.3% of total assets

Liquidity 87=

short-term debt 31.4% · cash 59.3%

Profitability 24-73

return on assets -8.8%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (858 companies, NACE 23, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025highest value 06-2025: 0.1%▼ -0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity ample (current ratio 2.11, compared with 2.48 in 2024, above the usual 1.5; short-term debt: 31.4% and cash: 59.3% of total assets), but 54.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, micro): better than 48% on solvency, 85% on liquidity, 15% on profitability and 16% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Sector: Manufacture of other non-metallic mineral products (NACE 23)

KBO

Liquidity: current ratio 2.11, cash €26,229

NBB · annual accounts

Figures for financial year 2025 (filed 29-06-2026)

NBB · annual accounts

Size: total assets €44,260

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

32 days early

2024

65 days early

2023

36 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 44 days before the deadline; the sector median (NACE 23) for financial year 2024 is 9 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

29-06-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet -€3,882
27-05-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

One director decidessole director in office 1 View
Total assets 20253 financial years filed €44,260 View
Active since 2023founded 15-05-2023 3 years View

By topic

Financials

Financial year: 2025
Total assets: €44,260
Loss: -€3,882
Solvency: 45.3%

Total assets▼ 14.9%

Net result

20232025

Go to Financials

Board & ownership

Board: 1 member

ZEELMAEKERS KatleenDirector

Go to Board & ownership

Timeline

Events: 7
Since: 2023
Next accounts: by 31-07-2027

31-12-2024Highest result from 2023 to 2025
31-12-2024Liquidity more than doubled
25-06-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Manufacture of ceramic household and ornamental articlesNACE 23410
Founded: 15-05-2023
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 5

Annual meeting: Second Friday of May at 20:00

Go to Articles of association

Key facts about Lene Keramiek

What is the company number of Lene Keramiek?: 0801.773.195. In Belgium the VAT number is the company number with BE in front: BE 0801.773.195.
Where is Lene Keramiek based?: The registered office is at Gelrodeweg 27, 3200 Aarschot.Company details
What does Lene Keramiek do?: According to the KBO register, the main activity is manufacture of ceramic household and ornamental articles (NACE 23410).
What is the legal form of Lene Keramiek?: Private limited company (BV).
When was Lene Keramiek founded?: On 15-05-2023.
Is Lene Keramiek still active?: Yes, Lene Keramiek is an active enterprise in the KBO register.
What is the turnover of Lene Keramiek?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Lene Keramiek profitable?: In financial year 2025, Lene Keramiek made a loss of €3,882.
Where can I find the annual accounts of Lene Keramiek?: Lene Keramiek filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Lene Keramiek due?: By 31-07-2027, for financial year 2026.Timeline