LENDRO
ActiveSummary
LENDRO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €395 and a net result of €-605. Its solvency ranks better than 10% of 20780 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes
Profitability11
Solvency29
Growth-
Track record67
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
3.8%
Return on assets
-5.8%
Age of the figures
21 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 20780 sector peers (2024).
NBB · sector comparisonPosition among 20780 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
30 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€395
Total assets
€10k
Net result
€-605
Working capital
€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €9k
Fixed assets
€2k
Current assets
€7k
Equity and liabilities €10k
Equity
€395
Debt
€10k
Debt finances 96.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€-448
Cash flow
€-452
Current ratio
0.73
ROA
-5.8%
Interest coverage
-112.30
Debt ≤ 1 year
€10k
Equity ratios withheld: equity of €395 is too small for a meaningful ratio.
Filed annual accounts As filed with the NBB · 2024 · 27 lines
Balance sheet
Code2024
Assets
Total assets20/58€10k
Formation expenses20€2k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Plant, machinery and equipment23€2k
Current assets29/58€7k
Amounts receivable within one year40/41€72
Other amounts receivable41€72
Cash at bank and in hand54/58€7k
Deferred charges and accrued income490/1€647
Equity and liabilities
Total equity and liabilities10/49€10k
Equity10/15€395
Contributions10/11€1k
Profit (loss) carried forward14€-605
Amounts payable17/49€10k
Amounts payable within one year42/48€10k
Other amounts payable47/48€10k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€153
Other operating charges640/8€50
Gross operating margin9900€-398
Operating profit (loss)9901€-601
Financial charges65/66B€4
Recurring financial charges65€4
Profit (loss) for the period before taxes9903€-605
Profit (loss) for the period9904€-605
Profit (loss) for the period to be appropriated9905€-605
Appropriation of the result
Profit (loss) to be appropriated9906€-605
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €153 |
| Other operating charges640/8 | €50 |
| Gross operating margin9900 | €-398 |
| Operating profit (loss)9901 | €-601 |
| Financial charges65/66B | €4 |
| Recurring financial charges65 | €4 |
| Profit (loss) for the period before taxes9903 | €-605 |
| Profit (loss) for the period9904 | €-605 |
| Profit (loss) for the period to be appropriated9905 | €-605 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €10k | |
| Formation expenses20 | €2k | |
| Fixed assets21/28 | €2k | |
| Tangible fixed assets22/27 | €2k | |
| Plant, machinery and equipment23 | €2k | |
| Current assets29/58 | €7k | |
| Amounts receivable within one year40/41 | €72 | |
| Other amounts receivable41 | €72 | |
| Cash at bank and in hand54/58 | €7k | |
| Deferred charges and accrued income490/1 | €647 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €10k | |
| Equity10/15 | €395 | |
| Contributions10/11 | €1k | |
| Profit (loss) carried forward14 | €-605 | |
| Amounts payable17/49 | €10k | |
| Amounts payable within one year42/48 | €10k | |
| Other amounts payable47/48 | €10k | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €-605 |
| + Depreciation and write-downs630 | €153 |
| Operating cash flow (approximation) | €-452 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Ground area
213 m²
Building footprint
132 m²
Volume, LiDAR
602 m³
Parcel 11302A0078/00V006, Flanders · tallest building 8.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LENDRO
since 20242.366.722.695
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302A0078/00V006 | Flanders | 213 m² | 1 · 132 m² | 8.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 935 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
63920Other information service activities
68110Buying and selling of own real estate
70200Business and other management consultancy
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.