Financials
- Fiscal year
- 2025
- Total assets
- €12.0m
- Loss
- -€56,686
- Solvency
- 44.0%
Total assets▼ 3.6%
Net result
20182025
Lendit-Lier
ActiveSummary
Lendit-Lier has been active since 1971 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.3m and a net result of -€56,686. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Activity not known1 site
Size
€12.0mtotal assets 2025
- Equity
- €5.3m
- Loss
- -€56,686
Turnover not published (abridged schema)
Structure
Accounts 11 d early1 of 7 deeds read
Why 89- 1 change of registered office in 24 months- No main activity registered+ Size: total assets €12.0m+ Figures for FY 2025 (filed 20-07-2026)Show the evidence
Checked score
Score 2025
89
/ 100
Excellent
Probability in this band: under 0.55%
Better than 43% of its sector peers (no NACE code, medium-sized)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
69+1
equity 44.0% of total assets
Liquidity
40+2
short-term debt 44.4% · cash 9.0%
Profitability
68-1
return on assets -0.5%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.4%
12-2024: 0.4%● 0.0% vs 11-2024
01-2025: 0.4%▼ -0.7% vs 12-2024
02-2025: 0.4%▲ +0.7% vs 01-2025
03-2025: 0.4%▲ +2.3% vs 02-2025
04-2025: 0.5%▲ +8.0% vs 03-2025
05-2025: 0.5%▲ +11.7% vs 04-2025
06-2025: 0.6%▲ +8.2% vs 05-2025
07-2025: 0.7%▲ +15.3% vs 06-2025highest value
08-2025: 0.2%▼ -67.1% vs 07-2025
09-2025: 0.2%● 0.0% vs 08-2025
10-2025: 0.2%● 0.0% vs 09-2025
11-2025: 0.2%● 0.0% vs 10-2025
12-2025: 0.2%● 0.0% vs 11-2025
01-2026: 0.2%▼ -0.5% vs 12-2025
02-2026: 0.2%▲ +0.5% vs 01-2026
03-2026: 0.2%▲ +2.8% vs 02-2026
04-2026: 0.1%▼ -60.4% vs 03-2026lowest value
05-2026: 0.1%▲ +6.8% vs 04-2026
06-2026: 0.1%▼ -5.3% vs 05-2026
07-2026: 0.4%▲ +351% vs 06-2026
08-2026: 0.2%▼ -57.1% vs 07-2026
09-2026: 0.2%● 0.0% vs 08-2026
10-2026: 0.2%● 0.0% vs 09-2026
- Size: total assets €12.0m lowers the probability for this profile
- 1 change of registered office in 24 months raises the probability
- Figures for FY 2025 (filed 20-07-2026) lowers the probability
- No main activity registered raises the probability
Credit up to €470,000 at 30 days acceptable
Liquidity short (current ratio 0.22 against 0.19 in 2024; short-term debt: 44.4% and cash: 9% of total assets), and 56% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, medium-sized). Better than this share of them on solvency 34%, liquidity 22%, profitability 85%, growth against the median 30%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
9 d early
2023
63 d late
2022
148 d late
2021
54 d late
2020
90 d late
2019
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 42 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 September (4 of the last 5 filed years within 65 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Registered officeRegistered-office move
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 20-07-2026Annual accounts filed
- 30-06-2026Registered office
- 22-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Founded
- 03-02-1971
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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