Lena Consulting
ActiveLena Consulting has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €4k. Equity is shrinking by ~20.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 43% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-15
Solvency72▲+6
Growth32=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.62 in 2024; short-term debt: 52.8% and cash: 15.8% of total assets), but 52.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.2%
Return on assets
12.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
3 d early
2024
110 d early
2023
139 d early
2022
90 d early
2021
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▲ 37.1%
2024 · €10k
2021: €41k
2022: €63k
2023: €75k
2024: €10k
2021 → 2025
Total assets
€29k▲ 20.0%
2024 · €24k
2021: €51k
2022: €70k
2023: €82k
2024: €24k
2021 → 2025
Net result
€4k▼ 58.3%
2024 · €9k
2021: €33k
2022: €23k
2023: €13k
2024: €9k
2021 → 2025
Working capital
€13k▲ 46.7%
2024 · €9k
2021: €41k
2022: €63k
2023: €73k
2024: €9k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€63k▲ 55.4%€75k▲ 18.2%€10k▼ 86.6%€14k▲ 37.1%
Operating result€41k-€28k▼ 31.9%€16k▼ 41.7%€11k▼ 31.2%€5k▼ 53.5%
Net result€33k-€23k▼ 32.0%€13k▼ 41.8%€9k▼ 31.9%€4k▼ 58.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 53% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€712▼ 37.3%
Current assets
€28k▲ 22.8%
Equity and liabilities €29k
Equity
€14k▲ 37.1%
Debt
€15k▲ 7.9%
The debt ratio falls from 58.7% to 52.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€6k▼
2024 · €12k
Cash flow
€4k▼
2024 · €9k
Solvency
47.2%▲
2024 · 41.3%
Current ratio
1.85▲
2024 · 1.62
Quick ratio
1.85▲
2024 · 1.62
Debt / equity
1.12▼
2024 · 1.42
ROE
27.1%▼
2024 · 89.1%
ROA
12.8%▼
2024 · 36.8%
Interest coverage
105.35▼
2024 · 190.93
Debt
€15k▲
2024 · €14k
Debt ≤ 1 year
€15k▲
2024 · €14k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24k€29k▲
Fixed assets21/28€1k€712▼
Tangible fixed assets22/27€1k€712▼
Furniture and vehicles24€1k€712▼
Current assets29/58€23k€28k▲
Amounts receivable within one year40/41€1k€18k▲
Trade receivables40€1k€12k▲
Other amounts receivable41€66€5k▲
Cash at bank and in hand54/58€22k€5k▼
Deferred charges and accrued income490/1€171€6k▲
Equity and liabilities
Total equity and liabilities10/49€24k€29k▲
Equity10/15€10k€14k▲
Contributions10/11€8k€8k=
Reserves13€3k€6k▲
Distributable reserves133€3k€6k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€14k€15k▲
Amounts payable within one year42/48€14k€15k▲
Trade debts44€189€578▲
Suppliers440/4€189€578▲
Taxes, remuneration and social security45€513€5k▲
Taxes450/3€513€3k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€14k€10k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€423€423=
Other operating charges640/8€525€531▲
Gross operating margin9900€12k€6k▼
Operating profit (loss)9901€11k€5k▼
Financial charges65/66B€62€54▼
Recurring financial charges65€62€54▼
Profit (loss) for the period before taxes9903€11k€5k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€9k€4k▼
Profit (loss) for the period to be appropriated9905€9k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€4k▼
Transfer from equity791/2€65k€0▼
Transfer to equity691/2€0€4k▲
To other reserves6921€0€4k▲
Profit to be distributed694/7€74k€0▼
Return on contributions (dividend)694€74k€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
06-02
State Gazette act
Board meeting · Director resignation
Permanent representative · Power of attorney
2025
30-09
Financial
Weakest financial yearnet €4k ▼58.3%
Net result drops to €4k, the lowest in the series.
10-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
13-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity doublescurrent ratio 10.66
Current ratio from 4.83 to 10.66; short-term debt falls from €11k to €7k.
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eentveldstraat 369910 AalterGround area
899 m²
Building footprint
208 m²
Parcel 44029A0576/00L000, Flanders. Linked by address, not a title deed.
1 establishment unit
Lena Consulting
since 20202.317.236.661
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44029A0576/00L000 | Flanders | 899 m² | 1 · 208 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0729.918.565
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CATLINK VANDERMEERSCH
BE 0477.643.242
Braine-le-Comte · Eq €14k
STEDEVO
BE 1026.921.578
Edegem · Eq €14k
F.S BUSINESS MANAGEMENT
BE 0650.607.209
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DIDS
BE 0787.222.801
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 26,493 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2020
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.