Lemoine-Nolmans
ActiveLemoine-Nolmans has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €251. Equity is shrinking by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 16% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+1
Solvency38=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.09 in 2024; short-term debt: 87.1% and cash: 8.1% of total assets), and 87.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.9%
Return on assets
0.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 27711 sector peers (2025).
NBB · sector comparisonPosition among 27711 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
24 d early
2023
9 d late
2022
13 d early
2021
41 d early
2020
61 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 0.9%
2024 · €28k
2018: €57k
2019: €67k
2020: €69k
2021: €69k
2022: €61k
2023: €27k
2024: €28k
2018 → 2025
Total assets
€216k▲ 3.2%
2024 · €209k
2018: €363k
2019: €289k
2020: €227k
2021: €265k
2022: €248k
2023: €207k
2024: €209k
2018 → 2025
Net result
€251▼ 26.2%
2024 · €340
2018: €2k
2019: €12k
2020: €3k
2021: €554
2022: €-9k
2023: €-33k
2024: €340
2018 → 2025
Working capital
€19k▲ 25.5%
2024 · €15k
2018: €33k
2019: €46k
2020: €44k
2021: €42k
2022: €40k
2023: €13k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€61k▼ 12.3%€27k▼ 55.1%€28k▲ 1.2%€28k▲ 0.9%
Operating result€5k-€-4k€-25k▼ 619%€8k€7k▼ 15.5%
Net result€554-€-9k€-33k▼ 291%€340€251▼ 26.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €216k
Fixed assets
€9k▼ 39.4%
Current assets
€207k▲ 6.3%
Equity and liabilities €216k
Equity
€28k▲ 0.9%
Debt
€188k▲ 3.6%
The debt ratio rises from 86.8% to 87.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▼
2024 · €16k
Cash flow
€8k▼
2024 · €8k
Solvency
12.9%▼
2024 · 13.2%
Current ratio
1.10▲
2024 · 1.09
Quick ratio
0.56▲
2024 · 0.40
Debt / equity
6.76▲
2024 · 6.58
ROE
0.9%▼
2024 · 1.2%
ROA
0.1%▼
2024 · 0.2%
Interest coverage
2.20▲
2024 · 2.04
Debt
€188k▲
2024 · €181k
Debt ≤ 1 year
€188k▲
2024 · €179k
Debt > 1 year
€0▼
2024 · €2k
Income taxes
€132
Staff costs
€40k▼
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€209k€216k▲
Fixed assets21/28€14k€9k▼
Tangible fixed assets22/27€14k€9k▼
Land and buildings22€2k€1k▼
Plant, machinery and equipment23€5k€6k▲
Furniture and vehicles24€7k€2k▼
Current assets29/58€195k€207k▲
Stocks and contracts in progress3€124k€102k▼
Stocks30/36€124k€102k▼
Amounts receivable within one year40/41€48k€81k▲
Trade receivables40€39k€73k▲
Other amounts receivable41€9k€9k▲
Cash at bank and in hand54/58€18k€17k▼
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€209k€216k▲
Equity10/15€28k€28k▲
Contributions10/11€6k€6k=
Reserves13€21k€22k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€0▼
Other1319-€2k
Distributable reserves133€19k€20k▲
Amounts payable17/49€181k€188k▲
Amounts payable after more than one year17€2k€0▼
Financial debts170/4€2k€0▼
Amounts payable within one year42/48€179k€188k▲
Current portion of amounts payable after more than one year42€6k€2k▼
Financial debts43€97k€94k▼
Credit institutions430/8€97k€19k▼
Other loans439-€75k
Trade debts44€37k€53k▲
Suppliers440/4€37k€53k▲
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€1k€2k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€36k€33k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€41k€40k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€4k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€60k€60k▼
Operating profit (loss)9901€8k€7k▼
Financial income75/76B€9€36▲
Recurring financial income75€9€36▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€340€383▲
Income taxes67/77-€132
Profit (loss) for the period9904€340€251▼
Profit (loss) for the period to be appropriated9905€340€251▼
Appropriation of the result
Profit (loss) to be appropriated9906€340€251▼
Transfer from equity791/2€0-
Transfer to equity691/2€340€251▼
To other reserves6921€340€251▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
17-08
State Gazette act
Registered office · Legal-form changeGeneral meeting · Statutes amendment · Reserve release10 facts ▸
State Gazette act
Registered office · Legal-form change
General meeting · Statutes amendment · Reserve release10 facts ▸
- General meeting, 07/08/2026
- Statutes amendment
- Reserve release, Statutair onbeschikbare eigen vermogensrekening opgeheven en middelen beschikbaar gemaakt voor uitkering
- Capital decrease, €12.392,01
- Name change, Lemoine-Nolmans
- Purpose change, Installatie, onderhoud en handel van elektrische, sanitaire, verwarmings, ventilatie en koelinstallaties; onroerend goed activiteiten; overige activiteiten (zie…
- Director resignation, NOLMANS Benny (statutair bestuurder)
- Director reappointment, LEMOINE Bart (niet-statutair bestuurder)
- Registered-office move, 3202 Rillaar, Montenaken 151
- Power of attorney, LEMOINE Bart
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €340
Net result €340 after 2 loss-making years.
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €12k ▲618%
Operating result €21k, net result €12k, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
LEMOINE Bart
CurrentNon-statutory director
17-08-2026
NOLMANS Benny: Resigned as Statutair bestuurder
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Montenaken 1513202 AarschotGround area
4,093 m²
Building footprint
234 m²
Volume, LiDAR
1,421 m³
Parcel 24092F0117/00P000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lemoine-Nolmans BV
since 19912.053.943.623
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24092F0117/00P000 | Flanders | 4,093 m² | 1 · 234 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 3,274 EUR awarded · 3,200 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,530 EUR | 2,530 EUR |
| 2024 | 1 | 162 EUR | 162 EUR |
| 2023 | 1 | 435 EUR | 508 EUR |
| 2022 | 1 | 147 EUR | 0 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
64887KK599I3PQWN5195
Similar companies · same sector, comparable size
ADS EAU ET CHALEUR
BE 1017.985.801
Charleroi · Eq €28k
AB THERM
BE 0887.676.197
Rochefort · Eq €28k
KUTLU CHAUFFAGE
BE 0633.729.803
Jette · Eq €28k
HELIOS
BE 0421.959.601
Trooz · Eq €28k
COOL-AT
BE 0763.792.351
Putte · Eq €28k
Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 3,948 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-08-1991
Fiscal year end31-12
Legal name NL
Verwarming - Sanitair Nolmans Benny
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.