LEMMENSBUFFEL
ActiveLEMMENSBUFFEL has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €208k and a net result of €12k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 53% of 4596 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▲+2
Solvency56▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.64 against 0.72 in 2024; short-term debt: 12.6% and cash: 1.1% of total assets), and 68.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.5%
Return on assets
1.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
23 d late
2023
31 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€208k▲ 6.0%
2024 · €196k
2018: €164k
2019: €178k
2020: €179k
2021: €170k
2022: €172k
2023: €184k
2024: €196k
2018 → 2025
Total assets
€661k▲ 2.1%
2024 · €648k
2018: €904k
2019: €866k
2020: €751k
2021: €735k
2022: €702k
2023: €665k
2024: €648k
2018 → 2025
Net result
€12k▼ 5.9%
2024 · €12k
2018: €8k
2019: €14k
2020: €639
2021: €-9k
2022: €2k
2023: €12k
2024: €12k
2018 → 2025
Working capital
€-30k▼ 39.9%
2024 · €-21k
2018: €-38k
2019: €-36k
2020: €-26k
2021: €-28k
2022: €-45k
2023: €-47k
2024: €-21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€170k-€172k▲ 1.3%€184k▲ 7.0%€196k▲ 6.8%€208k▲ 6.0%
Operating result€12k-€23k▲ 86.4%€36k▲ 58.4%€41k▲ 13.6%€40k▼ 0.6%
Net result€-9k-€2k€12k▲ 431%€12k▲ 4.3%€12k▼ 5.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €661k
Fixed assets
€608k▲ 2.3%
Current assets
€53k▼ 0.5%
Equity and liabilities €661k
Equity
€208k▲ 6.0%
Debt
€453k▲ 0.4%
The debt ratio falls from 69.7% to 68.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€67k▲
2024 · €65k
Cash flow
€38k▲
2024 · €37k
Solvency
31.5%▲
2024 · 30.3%
Current ratio
0.64▼
2024 · 0.72
Quick ratio
0.58▼
2024 · 0.62
Debt / equity
2.18▼
2024 · 2.30
ROE
5.7%▼
2024 · 6.4%
ROA
1.8%▼
2024 · 1.9%
Interest coverage
3.08▲
2024 · 2.84
Debt
€453k▲
2024 · €452k
Debt ≤ 1 year
€83k▲
2024 · €75k
Debt > 1 year
€353k▼
2024 · €364k
Income taxes
€7k▲
2024 · €5k
Staff costs
€99k▲
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€648k€661k▲
Fixed assets21/28€594k€608k▲
Tangible fixed assets22/27€592k€606k▲
Land and buildings22€591k€566k▼
Plant, machinery and equipment23-€391
Furniture and vehicles24€2k€40k▲
Financial fixed assets28€2k€2k=
Current assets29/58€54k€53k▼
Stocks and contracts in progress3€7k€5k▼
Stocks30/36€7k€5k▼
Amounts receivable within one year40/41€31k€37k▲
Trade receivables40€26k€32k▲
Other amounts receivable41€5k€5k▼
Cash at bank and in hand54/58€12k€7k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€648k€661k▲
Equity10/15€196k€208k▲
Contributions10/11€160k€160k=
Reserves13€26k€38k▲
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€24k€36k▲
Profit (loss) carried forward14€11k€11k=
Amounts payable17/49€452k€453k▲
Amounts payable after more than one year17€364k€353k▼
Financial debts170/4€283k€272k▼
Other amounts payable178/9€81k€81k=
Amounts payable within one year42/48€75k€83k▲
Current portion of amounts payable after more than one year42€25k€41k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€37k€33k▼
Taxes450/3€26k€20k▼
Remuneration and social security454/9€11k€12k▲
Other amounts payable47/48€9k€6k▼
Accrued charges and deferred income492/3€13k€18k▲
Income statement
Code20242025
Remuneration, social security and pensions62€97k€99k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€27k▲
Other operating charges640/8€6k€5k▼
Non-recurring operating charges66A€6k-
Gross operating margin9900€175k€171k▼
Operating profit (loss)9901€41k€40k▼
Financial income75/76B€4€364▲
Recurring financial income75€4€364▲
Financial charges65/66B€23k€22k▼
Recurring financial charges65€23k€22k▼
Profit (loss) for the period before taxes9903€18k€19k▲
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€12k€12k▼
Profit (loss) for the period to be appropriated9905€12k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€22k▼
Profit (loss) brought forward from the previous period14P€11k€11k=
Transfer to equity691/2€12k€12k▼
To other reserves6921€12k€12k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €200kEq €208k ▲6%
4 profitable years in a row build equity to €208k.
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-9k ▼1573%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
31-12
Financial
Highest result since 2018net €14k ▲71.4%
Operating result €44k, net result €14k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
G. Gezellelaan 1272870 Puurs-Sint-AmandsGround area
1,685 m²
Building footprint
269 m²
Volume, LiDAR
1,660 m³
Parcel 12030B0717/00V000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lemmensbuffel
since 19962.075.616.589
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12030B0717/00V000 | Flanders | 1,685 m² | 1 · 269 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
DE HAARSPECIALIST
BE 0417.656.561
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SILHOUELLE
BE 0632.470.583
Nazareth-De Pinte · Eq €207k
Cabelo
BE 0726.723.406
Menen · Eq €210k
KAPSALON TRENZA
BE 0759.386.076
Lille · Eq €210k
Kapsalon Aphrodite
BE 0463.715.626
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Of 21,751 companies in sector 96210 we hold annual accounts for 2,831. 1,319 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-02-1996
Fiscal year end31-12
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.